TBO Bank Reviews 

1,520
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Rated 2 out of 5 stars

Just another corporation that preys on struggling Americans. Be prepared to make your first payment within a 2 weeks of getting the funds. Better yet, go beg a church for help.

Rated 3 out of 5 stars

The ease of applying and receiving the funds is excellent but the finance charge is ridiculous! If your struggling, review the small print you'll end up paying longer than expected. What was a thousan... See more

Company replied

Rated 5 out of 5 stars

The experience has been nothing short of amazing! The promptness of receiving the loan when needed was priceless. Forever thankful to Atlas as I was facing eviction from my current apartment. I called... See more

Company replied

Rated 5 out of 5 stars

I was able to do it very easy online and the money was in my account before the bank closed and I had applied at like 2 am The process was self explanatory the only downer is the high interest rate.t... See more

Company replied

Company details

  1. Bank
  2. Financial Institution

Written by the company

TBO Bank is a community-focused financial institution with over 120 years of history, dedicated to building genuine, human relationships. Committed to personal service and modern convenience, TBO Bank offers a range of banking solutions—both in-branch and online—to help individuals and families reach their financial goals with confidence.


Contact info

4.1

Great

TrustScore 4 out of 5

2K reviews

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4.1

All reviews

(1,520)

20 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It came through in a pinch

It came through in a pinch. It was quick, easy, and expensive, but not as expensive as I've seen.

17 March 2025
TBO Bank logo

Reply from TBO Bank

Thanks for your review. We love hearing about people's positive experiences with TBO Bank!

Rated 5 out of 5 stars

Great

Very helpful

20 March 2025
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Reply from TBO Bank

Thank you for taking the time to leave us a review. We appreciate it!

Rated 1 out of 5 stars

Wouldn’t Recommend.

I will admit, getting the money deposited was fairly easy, quick & simple. The interest rate was absolutely ridiculous and should be illegal…250% APR is diabolical. Thank goodness I was able to pay off my loan instead of going through the whole term just paying the minimum. I would NOT recommend this company at all. Good riddance.

21 March 2025
Unprompted review
TBO Bank logo

Reply from TBO Bank

Sorry about your experience, we've looked into this and would like to discuss next steps please email us at supportteam@tbobank.com

Rated 5 out of 5 stars

Easy process

Easy process! Trustworthy! So glad Atlas is there for us when we need it!

19 March 2025
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Reply from TBO Bank

Thank you for taking the time to leave us a review. We appreciate it!

Rated 5 out of 5 stars

Quick Response

What made my experience great was how expedient they were with their service. I needed a small loan to cover funeral expenses and I was funded almost immediately. They also provided the option to make double payments or payoff immediately without hefty penalties like some loan companies.

3 January 2025
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Reply from TBO Bank

Wow! We appreciate your feedback. Thank you so much for taking the time to share it!

Rated 1 out of 5 stars

It’s to me very odd that you take a 1st…

It’s to me very odd that you take a 1st payment as soon as the loan starts and just had a bad experience over all. So once this is taken care off….definitely will not recommend

11 March 2025
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Reply from TBO Bank

Sorry about your experience, we've looked into this and would like to discuss next steps please email us at info@atlaspersonalfinance.com

Rated 4 out of 5 stars

That was fast and easy.

I was scared bcuz I never think it was real. I ask for emergency loan of 5000 but they borrow me just 2900. But it was ok to star. So thanks a lot. It was fast I apply one day morning b-fore 11 am and I got the direct deposit next day. By morning too.

24 February 2025
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Reply from TBO Bank

Thank you for taking a few minutes to share your thoughts about Atlas. We appreciate it.

Rated 5 out of 5 stars

My experience with you guys was great

My experience with you guys was great . Customer service was good. My call was answered in timely fashion. I wasn’t hold hole for a long period of time. I see myself when and if needed taking out another loan with you guys.

9 March 2025
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Reply from TBO Bank

Thank you for taking the time to leave us a review. We appreciate it!

Rated 1 out of 5 stars

Crazy 308% interest rate should be…

Crazy 308% interest rate should be illegal, who in there right mind would agree to that.

13 March 2025
Unprompted review
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Reply from TBO Bank

We apologize you didn't have the best start with us. Please email info@atlaspersonalfinance.com so we can make it right.

Rated 1 out of 5 stars

DO NOT USE THIS SCAM OF A LOAN COMPANY…

DO NOT USE THIS SCAM OF A LOAN COMPANY . I BORROWED 800$ FROM THEM AND THE GAVE ME 189% INTEREST RATE. THAT OVER 3000$ I HAVE TO PAY BACK TO THIS CROOKED SCAM CROOKS NO GOOD PIECES OF GARBAGE.. "DO NOT USE THIS COMPANY" THEY WILL SCAM YOU TO PAY 200% BACK ON THE LOAN THEY GIVE YOU AVOID THESE CROOKS ... LOOK SOMEWHERE ELSE. I BORROWED 800 AND NOW IM IN DEBT TO THEM FOR 31 $ A WEEK FOR 3 YEARS.... THESE PEOPLE ARE CROOKS ... DONT DO IT ... OMG PLEASE DO NOT GO THROUGH THESE LOW LIFE CROOKS. THEY ARE THIEVES. AND NO ONE ON THE PHONE SPEAKS ENGLISH... BE SMARTER UNLIKE I WAS.

12 March 2025
Unprompted review
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Reply from TBO Bank

Sorry about your experience, we've looked into this and would like to discuss next steps please email us at info@atlaspersonalfinance.com

Rated 5 out of 5 stars

Quick an easy reasonable rates for pay…

Quick an easy reasonable rates for pay back, rent was due and i was panicking so thankyou

7 March 2025
TBO Bank logo

Reply from TBO Bank

Thank you for taking a few minutes to share your thoughts about Atlas. We appreciate it.

Rated 5 out of 5 stars

Easy application

Easy application, quick response.

10 March 2025
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Reply from TBO Bank

Thank you for taking the time to leave us a review. We appreciate it!

Rated 5 out of 5 stars

They make terms very easy

When I was in a bind they helped

7 March 2025
TBO Bank logo

Reply from TBO Bank

Thank you for taking a few minutes to share your thoughts about Atlas. We appreciate it.

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