Southdownsinsurance Reviews 

5,601
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 263 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding it reasonable even for those with pre-existing medical conditions. The service and customer support are frequently highlighted as excellent, with staff described as professional, helpful, and friendly. Many appreciate the ease of obtaining quotes and making policy changes, often receiving better cover at competitive prices. However, some customers also noted significant issues with the claims process. People reported that claims were not handled well initially, with some experiencing long delays and repeated requests for the same documents. Reviewers noted that claims were declined, citing complex terms and conditions, which resulted in financial loss for some.

What people talk about most

Price

Reviewers highlight positive aspects of price, consistently finding it reasonable and competitive, even for... See more

Service

Clients share positive opinions on service, frequently highlighting helpful, professional, and efficient... See more

Customer service

Customers had positive experiences with customer service, often praising helpful, professional, and... See more

Staff

Reviewers mention positive feedback about staff, often describing them as professional, efficient,... See more

Claim

Users describe negative interactions with claim processes, with many reporting difficulties and delays.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more

Rated 5 out of 5 stars

Very simple to organise travel Insurance via a telephone call. Matt the member of staff that assisted me was excellent. He was professional and courteous and was able to explain the whole process to m... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Asks customers to review

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Replied to 96% of negative reviews

Typically replies within 2 weeks

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4.4

All reviews

(5,601)

239 reviews in the last 12 months

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Rated 4 out of 5 stars

Third time I’ve taken out their cover…

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions too. In future I think I’ll not bother to look around but just use them again.

11 January 2026
Rated 1 out of 5 stars

Terrible company

While on holiday in Greece, I was admitted to the hospital with stomach pains, D&V.

My husband, who was fit and feeling very well, came with me.

While I was being hooked up to antibiotics and electrolytes, my husband collapsed.

The doctors battled for 40 minutes to save him. But he died. I was outside the room and I saw how hard they fought to save him.

It has been the worst, most traumatic experience of my life. My husband and I were together for 20 years. I loved every cell in his body, and I know he loved me.

My husband's insurance have been incredible. They have handled everything in an extremely complex situation. They are a company called AllClear.

Southdowns have been a nightmare. I am in a free, public hospital, but they are sending me tons of forms to open cases. The forms are in PDF and cannot be filled in on a phone. I cannot make changes to my flights or anything without this being done.

The language of the forms is incredibly unclear to the point that it is almost impossible to fill them in correctly. It is not at all obvious whether they are requesting information from my GP, or the hospital here in Greece. Many of the questions have vague wording. It is not at all clear what kind of consent I am giving.

Some of the people on their helplines are ridiculously verbose. There are several men who just go on and on and on and will NOT let you speak as a woman. They take about 3 minutes to say something that could be said in 20 seconds. And they do NOT listen or allow you to ask a question.

They have offered no support for me in terms of getting family out here or putting them up. I am relying on the kindness of my Airbnb landlord to host them - he is doing this for free. The Greeks are lovely people.

6 June 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

Please accept our sincere condolences on the loss of your husband.

We appreciate the time you have taken to provide your feedback.

To enable us to share your feedback with the AXA Travel Insurance claims team, please may we ask that you contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager – TRUST PILOT in the subject field. Please copy your feedback and any additional information relating to your claim into the body of the email and include your policy and claims reference number.

Kind regards
Southdowns
Sales and service

Rated 4 out of 5 stars

Smooth and friendly reminder and…

Smooth and friendly reminder and renewal process - only reason I haven't given 5 stars is that I've never had to make a claim - which is the true test of how good a service they offer.

3 June 2026
Rated 2 out of 5 stars

They wouldn’t pay out on my claim after…

They wouldn’t pay out on my claim after my phone was stolen, even though I handed them a mountain full of evidence, because the phone wasn’t blacklisted in 24hours which u don’t understand how I could do that when I didn’t have a phone & I was in a foreign country.

1 June 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your claims experience and appreciate the time you have taken to provide your feedback.

To enable us to share your feedback, please may we ask that you contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager – TRUST PILOT in the subject field. Please copy your feedback and any additional information relating to your claim into the body of the email and include your policy and claims reference number.

Kind regards
Southdowns
Sales and service

Rated 5 out of 5 stars

Great service

Friendly staff and clear with their policy covers and details. Not had to make a claim to date, but service to date has been good.

20 May 2026

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