Overpriced credit monitoring service that promises you all three reports, but I have not been able to get an updated one in the last few months. I would rather use one of the credit bureaus own report... See more
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Serge and his team are excellent at what they do and I am grateful they have been able to fix some things on my history that resulted in raising my credit score substancially! I can't imagine not havi... See more
Excellent Credit Monitoring Tool SmartCredit has been one of the best platforms I’ve used to track and improve my credit score. I love how easy it is to view changes, get instant alerts, and access... See more
Company replied
I’ve gained so much knowledge from SC website!! The reminders from the site is priceless, these reminders keeps me aware of actions I can perform to keep control of my credit rising. I have tried o... See more
Company details
About SmartCredit
Written by the company
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.
Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online.
If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online.
If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
Contact info
2983 Michelson Dr., 92612, Irvine, United States
- 7144310005
- info@consumerdirect.com
- smartcredit.com
4.2
Great
132 reviews
Replied to 57% of negative reviews
Typically takes over 1 month to reply
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Super grateful with the change on my…
Super grateful with the change on my credit score and always keeping me updated with all the information necessary.
20 November 2025
Reply from SmartCredit
Thank you! We love hearing that SmartCredit has been a positive experience for you.
I’m so glad I’ve use this service to…
I’m so glad I’ve use this service to monitor my credit. I’ve been able to increase my score and I’m continuing to to try to meet my goal. Great service and professional.
13 November 2025
Reply from SmartCredit
We’re grateful you took a moment to share this. Thanks for trusting SmartCredit to support your credit goals.
Great service for ensuring you are up…
Great service for ensuring you are up to date and utilizing the right tools to build your credit and financial ecosystem. Highly recommended and thank you all for all you have helped me with. Much appreciated!
17 November 2025
Reply from SmartCredit
Thanks for the 5 stars! We work hard to provide a smooth experience, and it’s great to hear it’s paying off.
Excellent work
Excellent work, I'm very confident, highly recommended. Thank you, thank you.
16 November 2025
Reply from SmartCredit
Thank you for choosing SmartCredit. We’re happy you’re satisfied with the service!
with 4 months in my score has gone up 80points thank you
everyone is very nice the work you guys put in shows thank you
17 November 2025
Reply from SmartCredit
We really appreciate you taking the time to leave this rating. Thank you!
Doing great job thanks
6 November 2025
Reply from SmartCredit
We’re grateful for your feedback—thanks for choosing us!
Reply from SmartCredit
Thanks so much—your positive review is wonderful!
I'm actually very happy because it…I am achieving my goals
I'm actually very happy because it gives you the necessary tools to make progress.
15 November 2025
Reply from SmartCredit
Thank you for trusting us and for sharing your experience!
My experience with SmartCredit has been…Amazing
My experience with SmartCredit has been the best thing for me. SmartCredit keeps me on track on my credit score every step of the way. I use the score builder all the time to help guide me and tell me what I am doing right and what I need to work on. It’s been a very long journey to accomplish how far I have gotten. But thanks to SmartCredit that has been with me. I am so proud of myself and I highly recommend SmartCredit. Thank you SmartCredit for all your guidance through this journey of improving my credit score. Couldn’t have done without you.
15 November 2025
Reply from SmartCredit
Thank you! Hearing this from you genuinely means a lot to our team.
Reply from SmartCredit
Thank you for taking the time to share this. We appreciate you!
Reply from SmartCredit
Thank you for your kind review—we’re happy to hear of your experience.
It’s simple and easy
It’s simple and easy. They do all the work for you. All you have to do is to choose a letter, sign seal and mail then wait for the results.
14 November 2025
Reply from SmartCredit
Thank you for the glowing rating. We appreciate your support!
Reply from SmartCredit
Thanks so much for sharing your experience. We appreciate it!
Reply from SmartCredit
Your feedback keeps us motivated—thank you!
Useful tool
14 November 2025
Reply from SmartCredit
We’re grateful for your support and the 5-star rating—thank you!
I needed my credit built to get loan to…
I needed my credit built to get loan to purchase my home I’m currently residing in so that I don’t have to deal with landlords or someone coming in to push me out and smart credit has program that boost my credit quickly with different processes can’t wait to get my approval for my loan I love how fast my credit score boosted in weeks
15 October 2025
Reply from SmartCredit
Thank you for being a valued customer and for the fantastic rating!
I've had smart credit for over 2 years...
I've had smart credit for over 2 years and its given me insights to my credit score that I never accessed before.
14 November 2025
Reply from SmartCredit
We appreciate the awesome review—thanks for being a great customer!
My experience was life changing
My experience was a life experience because this is my first time doing the credit repair system. They were very helpful though out my service with the company
14 November 2024
Reply from SmartCredit
Thank you for the kind words and the 5 stars!
The steady reminders and progress…
The steady reminders and progress updates really helps.
Helps me to keep moving forward even if the score
Fluctuates a little
14 November 2025
Reply from SmartCredit
We appreciate you! Thanks for taking a moment to leave this rating.
Definitely recommend to raise your…
Definitely recommend to raise your credit score mine increase 50+points!
14 November 2025
Reply from SmartCredit
Your support means a lot to us. Thanks for the wonderful review!
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