SJ Mortgages Reviews 

Scott and his team were excellent to work with throughout the mortgage process. They were knowledgeable, helpful, and always quick to respond to any questions I had. They made everything straightforward and kept me informed every step of the way. I'd happily recommend Scott and his team to anyone looking for a mortgage broker — 10/10 service.

I would highly recommend SJ Mortgages. Jack has been brilliant from start to finish, especially with my changing requirements, always taking the time to find the best mortgage solution for me. Professional, responsive, and genuinely supportive throughout, I could not have asked for more.

We’ve just remortgaged with SJ Mortgages & the service is second to none. Jack’s knowledge of the products & experience of the market are fantastic & this helped us to secure the best possible deal available. Communication was fantastic and the whole process has been smooth sailing from start to finish. Couldn’t recommend SJ enough, & we’ll definitely be using them again in the future.

Review:

Mortgages were completely new to me and, at times, overwhelming -especially as an expat, I didn’t think getting one would be straightforward ~until I found Jack at SJ Mortgages.

From the start, he was clear, patient, and genuinely supportive. He took the time to explain every option in a way I actually understood, without ever making me feel rushed or pressured into a decision.

As someone who is dyslexic, that level of patience and clarity made a huge difference. Every email I sent - and there were a lot - was answered quickly and properly.

My situation wasn’t straightforward and the process took time, but Jack stayed consistent throughout and handled everything professionally.
He secured a mortgage I didn’t think was possible, and his support has had a real impact on my future. I’d use Jack and SJ Mortgages again without hesitation and highly recommend them.

Knowledgeable, helpful, friendly and professional. Thank you.

Jack was fantastic - found a good mortgage deal where others couldn’t help. Highly recommend

I’ve used SJ Mortgages multiple times over the years and wouldn’t go anywhere else.
Jack has been consistently excellent throughout — professional, responsive, and always makes the whole process straightforward and stress-free. Communication is clear, everything is handled efficiently, and you always feel like you’re in safe hands.
It’s rare to find this level of reliability and consistency, especially across multiple transactions. I wouldn’t hesitate to recommend Jack and the team to anyone looking for a trustworthy mortgage broker.

Incredible service from Jack and the SJ Mortgages team who were able to take us from an initial enquiry to a mortgage offer in just a couple of weeks. Everything was explained in as much detail as we needed and Jack took his time to make sure we were clear on every stage of the process, even making sure that he expedited our application to ensure we didn't receive a worse rate when the market was volatile. I wouldn't hesitate in recommending SJ Mortgages to anyone who is looking for a new deal.

The agent who worked with us - Jack Tutton - found us a suitable mortgage despite our complex ex-pat scenario, and was responsive and helpful throughout the process. I wouldn't hesitate to recommend.

Jack was incredibly patient with me, as I worry about everything! However, he dealt with our difficult situation with professionalism and kept us up to date as and when needed. I will definitely use SJ Mortgages again when we are ready to change provider. Would recommend to anyone!

Working with Scott on getting our first mortgage, he did a fantastic job. His "no trouble at all approach" and his extensive knowledge of the market really helped us feel secure that what he was getting for us was the right fit. Also, he was always proactive, checking in with us on progress our side when we had a delay and kept us informed all of the way with what he was doing. Any snags we encountered he was able to explain it in simple terms so we knew exactly what we needed to do to get it over the line. I can happily say we now have our first property and got the keys a few days ago. We could not be happier and will definitely contact Scott again when our fixed term comes to an end. I highly recommend SJ Mortgages and in particular, Scott to help you out.

Highly recommend SJ mortgages. Spoke to a few brokers and none of them can help me except Scott. Hugely helpful, arranged pretty much everything for me and extremely reasonable price. Highly highly recommended

Scott is our go to person for our remortgaging needs for our residential and rental property. Scott has proved to be thoroughly professional and expert in helping us and has come through for us again. He has shown again that he understands our needs and acts accordingly with a fantastic tailored service. Thank you Scott!

We recently purchased our first house and Jack was helpful from start to finish. Not only with mortgage related questions but any we had regarding the house purchase - with it being our first house we had plenty! Communication was fantastic, never waiting long for a reply and always transparent. We would definitely recommend using SJ mortgages - well worth the money.

We used Scott for our recent re-mortgage and as we had the additional stress of clearing a HTB loan, Scott took the reigns and made the entire process seamless, timely and stress free (for us at least!)

He listened, he communicated, he chased, he pushed, he did everything we would of expected him to do and more to secure our new mortgage and rate.

I will be using Scott again with the confidence of knowing what I want/need will be achieved.

5/5 service.

Thank you, Jack! As a first-time buyer, I had little to no understanding of the mortgage process, but Jack went above and beyond to explain the process, and the possible suitable option for our individual circumstances. Even when our mortgage offer ran out due to disappointments with the solicitors, Jack was proactive in getting us a new offer from the bank. I would certainly recommend SJ Mortgages; their professionalism and expertise are top-notch.

I used SJ mortgages for my renewal of our current mortgage and they were absolutely amazing, they took the stress away from us. We dealt with Jack who constantly kept up to date with the progress, nothing was too much trouble and their advice was second to none.

We would highly recommend SJ mortgages to friends or family and would definitely use them in the future. Thank you again SJ mortgages for a quick stress free transition.

Scott has once again delivered brilliant service. We have several properties, our situation is complicated, and Scott always provides great advice and is on hand whenever we have a query or concern. I highly recommend SJ Mortgages.

Scott communicated brilliantly - efficient and went above and beyond to have conversations after work hours which works better for me

Jack has been excellent in every way right from the outset. He has been with me through the mortgaging and remortgaging of my flat, which has not been a straightforward process. He helped me to navigate the complicated proceedings with ease, answering all of my questions in a timely manner and in language that I could easily understand. He has been proactive, hard-working and advocated for me throughout.

Would not hesitate to recommend!