BGA Financial Services Ltd Reviews 

37
TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

The service that was provided was great to help secure our mortgage. As first time buyers had lots of questions but Kate made the process really easy even taking the time out one evening to discuss... See more

Rated 5 out of 5 stars

Amanda is excellent. Her knowledge of the market is fantastic and her first thought is always to make sure everything is right and the best deal available. Amanda kept us informed with everyth... See more

Rated 5 out of 5 stars

This is the second time we have used Amanda and BGA, and both times the service has been excellent. Professional and well informed throughout I would not use anyone else. Mortgage rates changed multip... See more

Rated 5 out of 5 stars

Amanda went above and beyond to help me and my boyfriend find our first mortgage from beginning throughout!! She helped us understand the mortgage and answered every question we had quickly and in a w... See more

Company details

  1. Mortgage Broker

Written by the company

We are experienced mortgage advisers with access to a range of UK mortgages to ensure you obtain the best advice suited to you. What we can offer you... Independent unbiased mortgage & protection advice. Access to your own personal mortgage expert 7 days a week. Access to our secure portal for online messaging & document upload. Self employed & adverse credit specialists. No cost for our service. Ongoing mortgage monitoring to always find you the most suitable mortgage for your circumstances. As a company we appreciate just how stressful the mortgage journey can be, which is why your own personal adviser will not only be available during normal working hours but also evenings and weekends for your convenience. BGA has been established for over 25 years with offices in Colchester, Harwich and Ingatestone, we are well placed to offer face to face appointments to clients in the Essex and Suffolk area. We also have the ability to service clients Nationwide, as we can adopt an online approach to the advice process, giving you the option to receive expert advice in the comfort of your own home at a time to suit you.


Contact info

4.8

Excellent

TrustScore 5 out of 5

37 reviews

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4.8

All reviews

(37)

9 reviews in the last 12 months

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Rated 5 out of 5 stars

Kate and team have been brilliant

Kate and team have been brilliant, even after a decade of knowing Kate she never gets tired of searching high and low to bring the best options and also providing all relevant administrative support to a otherwise stressful process.

22 June 2026
Unprompted review
Rated 5 out of 5 stars

Kate

Kate , was more than helpful , and resourceful with my request , each time I spoke to her, she would respond and provide all information required from me . I would strongly recommend her financial services in the future .

13 March 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional mortgage service

This is the second time we have used Amanda and BGA, and both times the service has been excellent. Professional and well informed throughout I would not use anyone else. Mortgage rates changed multiple times during our purchase process and we were promptly advised on this and the options were laid out clearly. Anything wordy or that we did not understand in relation to our purchase and sale, we were able to raise this with Amanda and have it clarified quickly. Brilliant service A+ if we move again in the future we will use BGA

29 January 2026
Unprompted review
Rated 5 out of 5 stars

Trustworthy and reliable mortgage adviser

I can’t recommend Kate from the BGA Mortgage highly enough. From start to finish, the whole mortgage process was incredibly smooth and quick. Kate was always available to help and offer clear, professional advice at every stage, which made everything feel stress-free and straightforward. I really appreciated how honest and transparent the company is - there were no hidden fees, and all payments were explained clearly from the beginning. They can also help with insurance and other extras, but there was never any pressure to take anything I didn’t need, which I found very refreshing.
A huge thank you to Kate and the team at BGA Mortgage for such an excellent service. I wouldn’t hesitate to recommend them to anyone looking for a reliable and trustworthy mortgage adviser.

6 January 2026
Unprompted review
Rated 5 out of 5 stars

New Mortgage

From the start of the process working with Kate from BGA Finical Services has been a pleasure . They and herself are really professional and keep you updated at all times . I would definitely recommend them to anyone looking for help sorting out a mortgage .

5 January 2026
Unprompted review
Rated 5 out of 5 stars

First Time Buyers

The service that was provided was great to help secure our mortgage. As first time buyers had lots of questions but Kate made the process really easy even taking the time out one evening to discuss our life insurance policies with us.
We also had some interaction with Amanda and Kerry who were helpful and lovely with their communication also.
Would thoroughly recommend Kate and BGA to others.

21 August 2025
Unprompted review
Rated 5 out of 5 stars

Kate Beale was fantastic!

As a first-time buyer, the thought of getting a mortgage on my own was really overwhelming and I didn’t know where to start and honestly felt quite lost. A friend recommended Kate Beale at BGA, and I’m so glad they did. From the very first phone call, Kate was incredible. She immediately put me at ease.

Kate took the time to explain everything clearly, step by step, in a way that actually made sense to me. She arranged my mortgage in principle, found me the best deal, and then handled the whole application process with such care and professionalism. Every question I had was answered, and nothing ever felt like too much trouble.

Midway through the process, Kate spotted that rates had dropped and secured me a better deal before my completion, saving me a lot money.

She also recommended a fantastic solicitor, Nicola Acklam at Pinney Talfourd, who was brilliant from start to finish and worked seamlessly alongside Kate.

Looking back now, I honestly don’t know how I would have managed without Kate. She made what could have been such a stressful and confusing time into something smooth and positive. Beyond being amazing at her job, she’s just such a lovely, approachable person, and that made all the difference.

I’ll definitely be going back to Kate for any future remortgages, and I’d recommend her to anyone without hesitation. Thank you so much, Kate, I’m truly grateful for everything you’ve done to help me buy my first home.

13 August 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

Kate Beale from BGA is the most amazing adviser. She went above and beyond to help with amazing results.
Always attentive and ready to clarify any questions.
I would happily & highly recommend BGA to anyone.

10 July 2025
Unprompted review
Rated 5 out of 5 stars

Most wonderful and experienced team

Most wonderful, professional and effective team that ever worked on my side. BGA helped me get a mortgage years ago when I did not believe I could achieve this (single mum, freelance), and thanks to Malcolm's team I could rebuild my life. I bought two more properties since then and I still have plans. I would not go anywhere else. BGA cares for all my financial affairs now and it is giving me the feeling that there is someone who simply cares for me. Thank you.

18 March 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant Service - Amanda

We decided to use BGA when buying our first home. Amanda has been excellent throughout the entire process and has been on hand at any moment to offer us help and advice. As first time buyers we had little knowledge of the process and legalities, but Amanda has gone above and beyond to help us have the best experience. Amanda has been amazing throughout and I could not recommend her enough! We will definitely be using BGA in the future :)

16 January 2024
Unprompted review
Rated 5 out of 5 stars

Great support service

Malcolm and his team have always been on-hand with any accountancy issue I have. They are very responsive, have lots of experience, and most importantly keep you calm if any urgent matters arise. I would highly recommend them for all financial advice.

7 June 2024
Unprompted review
Rated 5 out of 5 stars

First class service

I've used this company for a couple of years now and I cant fault them. Taking away all the stress of getting a new mortgage. Always very professional, 10/10 Highley recommended 👌

23 May 2024
Unprompted review
Rated 5 out of 5 stars

Excellent accountancy service

We have been using this company since around 2011 and are very happy with their services.
They do our company accounts, personal year end accounts as well as find us the best deals on mortgages and investments for our whole family and some friends.

29 May 2024
Unprompted review
Rated 5 out of 5 stars

Malcolm and his team at BGA financial…

Malcolm and his team at BGA financial services have consistently guided my husband and I in our personal finances and been incredibly successful in guiding us through our business journey. Very grateful to have them all on board and never taken for granted.

20 May 2024
Unprompted review

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