Banner for Sage Home Loans

Sage Home Loans Reviews 157

TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 158 reviews, reviewers had a great experience with this company. Customers consistently highlight the exceptional staff, particularly the loan officers, who are praised for being professional, helpful, and responsive. Many people appreciate the clear communication and the personalized approach, making the loan process smooth and enjoyable. The company is also recognized for securing competitive rates and efficient service, often closing loans quickly and exceeding expectations. However, some customers also noted issues with communication, particularly after the initial stages, experiencing unresponsiveness from loan processors and a lack of consistent updates. There were instances where people felt they had to chase for information, received conflicting details, or were asked for the same documents multiple times, leading to frustration and delays.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting many loan officers and team members as helpful,... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers praising the professionalism,... See more

Response time

Customers had positive experiences with response time, with many reviewers praising the promptness and... See more

Price

Customers consistently note ambiguous experiences with price, with many reviewers praising the competitive... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Best rates I could find and willing to negotiate rates and fees when directly compared to other companies. There were some bumps along the road with the loan originator, but the loan officer (Ilan Fri... See more

Company replied

Rated 5 out of 5 stars

Beth has been instrumental, she said 22 calendar days but Closing completed within 18 calendar days. I was apprised on each steps. Tara was my loan officer and lightening fast. I would highly recomme... See more

Company replied

Rated 5 out of 5 stars

Our loan officer, Tripp McCoy was great. He was very reachable, transparent, and got us the best rate of all the people we talked to. The loan processing team was overall good. We closed on time,... See more

Rated 5 out of 5 stars

We used Sage Home Loans to refinance our home. They did an outstanding job of moving the process along quickly and making each step easy and understandable. JT was our Loan Officer and initi... See more

Company replied


Company details

  1. Mortgage Broker
  2. Alternative Financial Service
  3. Finance Broker
  4. Financial Consultant
  5. Mortgage Lender
  6. Non-Bank Financial Service

Written by the company

Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.


Contact info

4.1

Great

TrustScore 4 out of 5

157 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent work always communicated with…

Excellent work always communicated with me very much explaining how the next step would be just all out great people making it easy and very smooth, thank for making such a wonderful experience love this company!!!

13 February 2026
Rated 5 out of 5 stars

The whole process was easy from…

The whole process was easy from beginning to end. My only complaint would be that I do not believe Robin Hood gold really gives you any sort of rate advantage. After I started this process, I found out that my next-door neighbor got a better rate from rocket mortgage than I did as a Robin Hood gold member. That’s quite frustrating because I refinanced out of rocket mortgage.

19 February 2026
Rated 3 out of 5 stars

Good rate and a strong start, but had follow-up to get to closing.

Our loan originator (Brianna H) was great - responsive, clear communication and reliable. There was a small hiccup on costs that we locked in on, vs. initial disclosure discrepancy, but she was able to resolve that. Once she passed us to the processing team, that is where delays and lack of communication happened. I had to follow-up multiple times and loop Brianna back in to get to close.

Overall, we are happy with our rate, Sage systems are easy to use for sending documents/info, the mobile notary for title was very convenient.

Also, be ready once credit is ran, the phone calls are insane. My husband and I had 50+ each a day, and Brianna provided us instructions on how to limit those (though Federal Opt out & Do not call) so would recommend asking your loan officer about that and do it before credit is pulled!

I found Sage through Robinhood Gold account which I would recommend based on rate we locked in.

11 February 2026
Rated 5 out of 5 stars

Tim Beck was phenomenal

Tim Beck was phenomenal! Wouldn’t have been as pleasant of a process without him helping to push things along! He was also not pushy or “salesy” which made the process much more enjoyable. I was talking with 3 other lenders who in abbreviated fashion said, “If you go with xyz competitor you will be making a mistake! They are horrible over at xyz.” Tim did none of that. He helped get documentation in order and gave me your best offer.

6 February 2026
Rated 5 out of 5 stars

Top Notch Organization

Very well run organization. All promises more than fulfilled. Tripp McCoy, our Loan Originator and Debbie Badon, our Processor were on top of the whole process and made it so easy! Highly recommend on all levels.

6 February 2026
Rated 5 out of 5 stars

“Outstanding Customer Service and Dedication


I had a wonderful experience with Sage Home Loans and cannot thank them enough. While there were a few bumps along the way that were completely outside of their control, they never gave up on me and worked tirelessly to help me through everything.

They were patient, responsive, and always willing to explain things clearly. What could have been a very stressful process was made so much easier because of their dedication and support.

I always felt like they had my best interest at heart, and I’m so grateful for the way they stood by me until the very end. I highly recommend them to anyone looking for a trustworthy and hardworking mortgage company.

2 February 2026
Rated 1 out of 5 stars

The loan closed

The loan closed, but the process was unnecessarily stressful and poorly managed. Communication was inconsistent, and I repeatedly had to follow up for basic updates.
Very late in the process, I was informed that about $1,850 of seller credit could not be applied, which should have been disclosed much earlier. On top of that, I was forced to scramble on the actual day of closing to satisfy underwriter requirements, despite having nearly a month to prepare. That last-minute pressure was unfair and avoidable.
Mark Stressman was the loan officer on my file. I expected more proactive oversight and transparency. I was responsive and provided everything promptly—the delays and last-minute issues were not on my end.
Sage Home Loans may close deals, but the process needs significant improvement.

22 December 2025
Unprompted review
Rated 2 out of 5 stars

Stressing me out!

While Sage had great rates and provided a detailed cut-sheet with mortgage rates and associated points, their documentation system was unreliable as they requested the exact same documentation numerous times. More importantly, we had to continually reach out to them as we approached closing as they did not know that they were required to provide our final closing disclosure 3 days in advance, so that we could review and get our wire transfer lined up. They made an already stressful process even more so.

21 January 2026
Rated 5 out of 5 stars

Great Experience

Paul Grady did a great job helping with my refinance. He was responsive and available to answer all my questions. I will be sure to use them again when I need a loan or refi again

28 January 2026
Unprompted review
Rated 5 out of 5 stars

Overall good, seemingly typical mortgage experience

Our loan officer, Tripp McCoy was great. He was very reachable, transparent, and got us the best rate of all the people we talked to.

The loan processing team was overall good. We closed on time, but the Monday before our Friday closing (after our mortgage contingency), they sent a series of urgent questions about our assets before they could move us to final closing. The questions were valid, but it would've been nice if they didn't cause last minute stress. We also didn't email our final closing documents for us to review until... after closing, haha.

21 January 2026
Rated 5 out of 5 stars

Great experience!

Ami and Michaela were always accessible and responsive. They made the process seamless from start to finish. It was a pleasure to work with them.

22 January 2026
Rated 5 out of 5 stars

5 star refi

Paul Grady at Sage was a treat to work with when we refinanced our home in late 2025. Very professional and thorough, excellent response time, and always would take the time to make sure that I understood what was going on. The rest of the sage team was also 5/5. I will definitely be using Paul Grady and Sage again on future mortgage needs.

28 October 2025
Unprompted review
Rated 5 out of 5 stars

Great experience!!

We recently purchased a home with Sage and had a great experience with Paul Grady. Paul was very efficient, approachable, always available and has been very patient with us. Sage has the best rates in the market as well and would highly recommend using!

20 January 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look