RCI website is easy to navigate. Text message always sent when a deposit is made, confirming receipt. You allow emails to be sent, which no other banks I know of, allow. So communiction is easy. Servi... See more
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RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.
Watford, United Kingdom
No history of asking for reviews
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Replied to 81% of negative reviews
Typically replies within 48 hours
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I have been an internet customer with RCI for 3 years. I find there portal straightfoward to use and interest rates competetive. I have had no issues

Reply from RCI Bank
The isa was easy to open very pleased

Reply from RCI Bank
Offered a good rate of interest.
Easy to apply for.
Good communication, I inadvertently gave wrong details but they sent me a letter pointing this out.
I rang & did not have to wait long to speak to a helpful human.
ISA transfer went smoothly after that.

Reply from RCI Bank
Opening a new account was simple and efficient. I wasn't sure where to find my linked account and I got a quick and polite response from the Help advisor with the relevant information.

Reply from RCI Bank
Opened a 2 year fixed rate ISA, the rate was very competitive and the process straightforward. Paying money into the account and transferring an ISA from another provider was straightforward. A bit confusing being allocated 2 reference numbers but communication was excellent from RCI Bank

Reply from RCI Bank
Set up a 2 year bond. Great rate, easy and quick to set up and the best thing, that lots of banks don't do, is a brief email confirming the arrival of each deposit. Neat website too.

Reply from RCI Bank
Good communication. Easy transaction process.
Clearly explained services. Recommended.

Reply from RCI Bank
Very efficient process for ISA Transfer , well handled on phone.
Used RCI for 3 years now, much better than other banks in my experience.

Reply from RCI Bank
As an existing customer the process of opening a ray strsecond (ISA) account was v

Reply from RCI Bank
Easy enough to open but came unstuck when logging in as husband also opened account and as we only have one iPad/telephone it became obvious that only one of us could use the App. Got around it by logging on via website just a bit long winded. Excellent isa rate.

Reply from RCI Bank
I have been very impressed with RCI bank and the savings plan I have opened was exactly what I wanted and was easy to open. It is also feels very secure and getting a message to confirm deposits adds an extra layer of confidence. It is also great to ring up and get to speak to a human being straightaway and not left in a queue .
Would certainly recommend the bank for user experience and customer service

Reply from RCI Bank
I'm still no clearer about why I have two 'account reference numbers' but have at least managed to deposit some money. The feedback to emailed queries is quite slow but once I'd got the information I needed it was seemless - and I do think the level of security for logging in is good

Reply from RCI Bank
Setting up the account was easy but I had difficulty in completing some transfers and was ably assisted by a very patient and helpful lady on the phone

Reply from RCI Bank
Simple straightforward process to open accounts

Reply from RCI Bank
I have Been saving with RCI Bank for over 10 yrs now. I have never had any problems and the transactions and account openings have always been easy and straightforward. Today, I have just opened a new 2 yr fixed ISA account and contacted RCI with a minor issue that I had with my holding bank. Emma very patiently guided me through the transaction from start to finish and stayed on the phone with me until it was completed. Excellent service and customer satisfaction.

Reply from RCI Bank
Never had any issues with them. Their security checks are good and the website is easy to navigate. When my Bonds have nearly reached maturity they've offered very good rates to stick with them, unlike others that have assumed I'd stick with them even with very reduced interest rates.

Reply from RCI Bank
I received excellent help today from Scott, who patiently took me step by step through a process to sort out my ISA application, which I had inadvertantly muddled! Scott explained simply & clearly, so that I was able to understand exactly what I had misunderstood on the website application form. I am extremely grateful for his help.

Reply from RCI Bank
Always good customer service, good saving rates and easy to access saving withdrawls and deposits

Reply from RCI Bank
I found the process very user friendly and efficient.
Also, I was impressed by the emphasis on security when accessing the account.

Reply from RCI Bank
Sign up has been very easy and the interest rate is very good. Reason I have given 4 not 5, I think sending a verification code in the post is a bit antiquated. I haven't received mine yet, hope it comes before the expiry date for adding more funds.

Reply from RCI Bank
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