Ratehub.ca Reviews 94

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 41 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their professionalism, patience, and genuine care, making the mortgage process smooth and stress-free. Many highlight the staff's responsiveness and clear communication, noting that they were always available to clarify details and provide timely updates. The service provided is often described as excellent, with consumers appreciating the personalized approach and the ability to secure competitive rates. However, some people were dissatisfied with the service, reporting a lack of communication and a slow, drawn-out process. These reviewers mentioned feeling like just a number, with last-minute requests and a lack of urgency in finalizing their mortgages.

What people talk about most

Staff

People report positive experiences with staff, highlighting their professionalism, responsiveness, and... See more

Service

Reviewers highlight ambiguous aspects of service, with many customers praising the excellent and exceptional... See more

Response time

Reviewers mention ambiguous feedback about response time, with many customers praising the quick and... See more

Price

Users describe ambiguous interactions with price, with some customers appreciating clear rates and... See more

Customer service

Consumers find customer service experiences to be ambiguous, with some reporting positive interactions. For... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Working with Mitul from Ratehub was the best decision ever! We can’t thank him enough for helping make the purchase of our lovely new home a reality. He guided us through every step with patience,... See more

Rated 5 out of 5 stars

I had a great experience working with Brian Sloman to secure a mortgage for my recent home purchase. He was always quick to respond and readily available to connect and clarify details and timelines.... See more

Rated 5 out of 5 stars

Brian was very professional and attentive and was available at every step of my mortgage renewal process. This was a stark contrast to the service I received at all the big lenders. On top of this,... See more

Rated 5 out of 5 stars

Even though we ended up choosing another lender for our mortgage, I want to sincerely thank Natasha Lobo for all her help throughout the process. I truly appreciate the effort she put into helping us... See more


Company details

  1. Price Comparison Site
  2. Education Center
  3. Insurance Broker
  4. Mortgage Broker
  5. Mortgage Lender

Written by the company

Ratehub is Canada’s leading one-stop shop for comparing and saving on mortgages, insurance, credit cards, investments, and loans. Founded in 2010, Ratehub helps Canadians make smarter financial decisions with powerful comparison tools, trusted loans, TFSA, and mortgage calculators, expert insights, and award-winning brokerages. Our portfolio includes Ratehub.ca — Canada’s #1 personal finance comparison website and mortgage brokerage — along with mortgage lender CanWise, insurance brokerage RH Insurance, and personal finance publication MoneySense. Each year, millions of Canadians use Ratehub to find personalized financial solutions and save more money. Learn more at www.ratehub.ca.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

94 reviews

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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

This was the second time we used this…

This was the second time we used this group to get our mortgage renewed, which should give you a hint on how the first time went. The second time was equally smooth and efficient, and Amro has done a great job getting things done and keeping in constant communication with us throughout

5 December 2025
Unprompted review
Rated 5 out of 5 stars

Even though we ended up choosing…

Even though we ended up choosing another lender for our mortgage, I want to sincerely thank Natasha Lobo for all her help throughout the process. I truly appreciate the effort she put into helping us explore the best possible mortgage options.Highly recommended her to anyone looking for a dedicated broker!

13 November 2025
Unprompted review
Rated 5 out of 5 stars

Awesome

Working with Jessica Barroso has been an amazing experience!

She truly listens, understands your needs, and recommends the best mortgage solutions that fit your situation perfectly.

Her professionalism, patience, and genuine care set her apart. She explains every detail clearly and makes the process stress-free from start to finish.

If you’re looking for someone who puts your interest first and delivers results, I highly recommend Jessica Barroso, simply the best in the business!

25 September 2025
Unprompted review
Rated 5 out of 5 stars

Great experience! Highly recommended.

I had a fantastic experience with Jessica. From start to finish, she was professional, knowledgeable, and incredibly attentive. She took the time to explain every detail clearly, answered all my questions patiently, and made the whole process feel seamless. Her expertise and guidance made me feel confident in my decisions, and I truly appreciated her friendly, approachable manner. I would highly recommend Jessica to anyone looking for expert advice with exceptional service—she goes above and beyond!

30 September 2025
Unprompted review
Rated 5 out of 5 stars

I recommend Rathub

I recommend Rathub, especially Amro Affan. He is very professional and helpful with the mortgage process.

30 October 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic experience top to bottom!

Jessica was a pleasure to work with. Very professional, attentive and responsive with all things we asked of her. She guided us through the home buying journey and got us the best rate on the market. Thank you!

29 October 2025
Unprompted review
Rated 5 out of 5 stars

Working with Jessica at RateHub was the…

Working with Jessica at RateHub was the best experience I’ve had purchasing several homes over the last 4 decades!

I was pleasantly surprised how quickly she responded to all my emails and made herself available for a call when I preferred to talk to her. She was incredibly knowledgeable and guided my husband and I (and our adult son who also purchased his first home). I was nervous about working with a mortgage broker as I’ve always dealt directly with a bank. This was so much better in every way including costs as Jessica found the best rate for us initially and then negotiated a further reduction before closing.

22 September 2025
Unprompted review
Rated 5 out of 5 stars

Excellent

Process and Rate hub's system was smooth. But real champion was Priyavadan. He was excellent and very patient and made sure that we were on top of everything. Being first time home buyer the process was stressful sometimes. But that is the process itself and once you are through it starts to make sense. Will definitely recommend Priyavadan further.

22 October 2025
Unprompted review
Rated 5 out of 5 stars

Working with Mitul from Ratehub was the…

Working with Mitul from Ratehub was the best decision ever!

We can’t thank him enough for helping make the purchase of our lovely new home a reality. He guided us through every step with patience, professionalism, and incredible attention to detail. He was always prompt in his communication and worked diligently to ensure everything moved smoothly and our deadline was met comfortably. We’re so grateful for his expertise. We truly couldn’t have done it without him!

21 October 2025
Unprompted review
Rated 1 out of 5 stars

The worst thing I did was deal with…

The worst thing I did was deal with these people. I do not recommend. The absolute worst experience I have ever had. They don’t communicate drag out the whole process and have no sense of urgency. A complete waste of time. Unprofessional and incompetent.

3 August 2025
Unprompted review
Rated 1 out of 5 stars

Get a mortgage elsewhere

We really regret not going with a local broker. At Ratehub, we were just a number and there wasn’t much care or attention put into getting our mortgage finalized until it was almost too late.

They’d say paperwork was submitted, but it often wasn’t until the very last minute, if at all.
It was hard to get a hold of anyone, and our broker suddenly went on vacation the week before closing without letting us know. The person who took over didn’t have all the info, so after weeks of correspondence, it felt like we were starting from scratch just days before closing.

We got wrong numbers, empty promises, and a lot of “don’t worry” when we definitely should have been worried. There was no planning ahead, just urgent, last-minute requests for documents that an experienced broker should have seen coming.

We only closed on time because we agreed to a smaller loan and a higher interest rate than what we were originally told. The stress wasn’t worth it. Save yourself the headache and go with a local broker who actually takes the time to handle your file properly.

17 June 2025
Unprompted review
Rated 1 out of 5 stars

I would give them 0 stars if I could

I would give them 0 stars if I could. We got 3 quotes for home insurance for Alberta and when I contacted the brokers the prices tripled or they couldnt even give us insurance. Huge waste of time. Total bait and switch. I plan to complain to the BBB it was that bad. I also left voicemails for one broker - Jessica Hepburn and she never called back but kept sending me auto emails to contact her - absolutely crap service

16 June 2025
Unprompted review
Rated 1 out of 5 stars

STR insurance

3 quotes but once you contact each broker for the said quote the costs spiral..... just gets you hooked in on the cheap rates even if you input all the details of the property. Complete garbage site dont waste your time!

13 June 2025
Unprompted review
Rated 1 out of 5 stars

Dropped mortgage 2 weeks

After preapproval 120 days early, credit review, Canwise/Ratehub dropped my application 2 weeks before its current term ends, leaving me with no time to get another mortgage. No valid reason provided.

Do not rely on this lender and broker for your mortgage - they are totally unreliable.

If I had dropped out 2 weeks early I am sure they would have billed me.

29 May 2025
Unprompted review
Rated 5 out of 5 stars

I had the pleasure of working with…

I had the pleasure of working with Priyavadan Katariya to transfer my mortgage to a new lender. I don’t often leave reviews, but I felt it was necessary in this case.

Pri was fantastic—patient, knowledgeable, incredibly responsive—and trust me, I had a lot of questions and was probably a bit of a pain! He walked me through the process with ease and got me a great 5-year fixed rate.

Thanks again, Pri! I’ll be in touch in five years.

– Mike

21 May 2025
Unprompted review

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