Sainsbury's Bank Reviews 

1,355
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 903 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy-to-use online portal, competitive quotations, and comprehensive coverage options available for their beloved pets. Many people emphasize how straightforward the claims process is, noting that veterinary bills are settled promptly and efficiently without unnecessary stress. Policyholders feel deeply supported during difficult times thanks to excellent customer assistance and clear updates regarding their active policies. Some reviewers were not happy with steep premium increases after making claims and receiving unexpected policy exclusions. Additionally, a small number of consumers mentioned frustrating delays in receiving payouts and initial difficulties with portal access.

What people talk about most

Claim

Customers consistently note positive experiences with claim procedures, highlighting a smooth,... See more

Service

Reviewers highlight positive aspects of service, noting that the claims process is exceptionally fast,... See more

Payment

Customers had positive experiences with payment, highlighting the fast and efficient claim settlements.... See more

Price

Consumers find price to be ambiguous, with opinions sharply divided regarding the cost of policies. While... See more

User experience

Users describe positive interactions with user experience, highlighting how simple the online portal is to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The pet insurance cover has not let us down, they covered my male pup when he needed an operation, and more recently my females ear infection. Claims made easily via log in, and no push back at all. C... See more

Rated 5 out of 5 stars

Polite staff Very kind and knowledgeable. Put our minds at ease in paying a large Vet Account for us . Would not hesitate too recommend, Having insured our previous pets who are now deceased we... See more

Rated 5 out of 5 stars

The process of arranging the Insurance was very easy. I have used Sainsbury's Pet insurance before for my last dog, who is sadly no longer with us. When I got my new puppy, he came with some insurance... See more

Rated 5 out of 5 stars

Extremely easy to apply for a quotation. The quotation was very competitive & allows you to increase the policy value and I did, as it was only a few pence more. I like that this policy gives yo... See more


4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.4

All reviews

(1,355)

859 reviews in the last 12 months

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Rated 5 out of 5 stars

The process of arranging the Insurance…

The process of arranging the Insurance was very easy. I have used Sainsbury's Pet insurance before for my last dog, who is sadly no longer with us. When I got my new puppy, he came with some insurance, which I carried on with, until this year, when their premium went through the roof. I immediately checked out Sainsbury's Pet insurance and they were way cheaper, and I know from experience that their service is second to none. We had various claims with my old dog and Sainsbury's were brilliant.

7 May 2026
Rated 4 out of 5 stars

Cover Good, expect issues from Nectar

The pet insurance cover has not let us down, they covered my male pup when he needed an operation, and more recently my females ear infection. Claims made easily via log in, and no push back at all. Cover is well priced (waiting for renewal price which i imagine will increase due to claims). Only downside is their offer through Nectar offering bonus points as this required constant chasing after Nectare initially refuted the offer for extra points for taking insurance.

9 August 2025
Rated 5 out of 5 stars

Simple and quick to make a claim

Being new to insurance claims for my pet, I was very pleasantly surprised at how helpful the staff were and how very simple and quick it was to make a claim. More than that, the claim was settled extremely quickly. Thank you, I shall certainly recommend Sainsbury's Pet Insurance

5 June 2026
Unprompted review
Rated 5 out of 5 stars

Pippa the schnauzer

I recently had to take our lovely pippa to vets . She had bladder stones. She had an operation to remove them on the Friday. The vets put the claim in for me on the Monday. I heard straight back that they received the claim by Friday they emailed me to say they was paying the money one thousand eight hundred and thirty three pound in my bank. I thought it would take weeks. Im really really impressed with their service. She has had to have further water sample tests wich they have paid just as quick. So overall I am very pleased with the process of claiming and the quickness of it being sorted. Thank you sainsburys.

24 April 2026
Unprompted review
Rated 1 out of 5 stars

Taken time to find a pet policy that suits? Think again. …

Update. Can we leave a negative score? Unbelievably vague information when I queried the exclusions. If your cat has ever had a wee 2 day cold, they'll slap an exclusion for respiratory on you. Allergy? Neurological exclusion. And, am now told the current exclusions may not be exhaustive. Avoid at all costs - save your sanity.

We moved from another insurer to save only a few pounds per year. Its taken Sainsburys over 1 month to confirm the policy which they have today put exclusions on, despite our cat not having presented any of the issues listed. Proceed with caution. I would not recommend because of the hoops presented & the timescales involved. Want to know your pet is covered from the start? Find someone else.

9 June 2026
Unprompted review
Rated 5 out of 5 stars

Good value

Good value. There's a Pet Portal with access to support, messages and vet nurse advice.

8 May 2026
Rated 5 out of 5 stars

Great experience

Unfortunately had to make a claim for my dog but Sainsbury’s pet insurance made the process so much easier. The portal is very easy to use and I also had to call but the staff member was very friendly and helpful. Have recommended to other pet owners :)

3 March 2026
Rated 5 out of 5 stars

Good outweighs the bad

Setting up my original policy was easy and the service whilst my pet was ill was 1st class . Very helpful when my dog passed away . Taking out a new policy for my new dog was not as good as sending documents was not as easy as it could be . I believe this was down to the design of the web site and email addresses being unnecessarily lengthy.

27 April 2026
Rated 5 out of 5 stars

Pet Insurance

I would highly recommend Sainsbury's Pet Insurance. The whole process was easy and hassle-free, and they settled the claim very quickly.

2 June 2026
Rated 5 out of 5 stars

Stress free experience.

Was very simple to get a quote and sort out the cover i wanted. Have now 2 dogs insured with sainsburys and all sorted very easily. Many thanks!

31 May 2026

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