Needed help turning my company pension pot into the highest-yielding annuity I could get, and Pense were superb. Detailed but easy to understand advice based on my own personal needs, medical is... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
A great company PENSE have been amazing…
A great company PENSE have been amazing their staff have communicated with me weekly alway polite and knowledgeable they have always offered different options i would 100% recommend them
Switching investment via Pense.
I am naturally scam conscious when dealing with the transfer of money but I was soon assured that Pense was a reputable company with which to trust my investment. I was impressed by the friendly and thorough way that their representative Ross Taylor dealt with me. He explained everything carefully including all fees, so that I had a clear idea of what my investment entailed.
Very helpful advice
I had contact with several members of the excellent Pense team and was given very helpful advice. They recommended that I transferred my pension pot from Aviva to Scottish Widows and sorted my annuity out for me. I ended up receiving more than I expected. They made what could have been a very stressful situation much more manageable. All the advisors were excellent and Amber kept me informed throughout. I would be very happy to recommend the company to friends and family.
Pense were excellent
Pense were excellent. The 2 contacts l had were very efficient, giving me good explanations to various terms. I wasn't pressured to make decision, but they made sure that l completely understood the process. The ladies, both chased up my company and kept me informed. They always either called or emailed me with information, and when it wasn't available they would chase to get what was needed. I felt like l was in capable hands dealing with pense, without them l would still be scratching my head, instead I'm enjoying retirement knowing that my investment will be safe.
Excellent service
Pense. Fast and extremely efficient.
Pense found me an Annuity Provider and got me a higher rate than I could find searching through the market myself. Amber Garner from Pense, dealt with my transfer of funds and my new annuity provider and everything went through smoothly. Amber kept me updated on a regular basis and was an absolute gem. I thoroughly recommend this Company 100%.
Pension advice and guidance
I used pense for help with my pension
They were so helpful professional.
They handled everything for me and explained my options
Through the whole process they kept me updated weekly. I would recommend any one to use them.
The level of service has been second to none
Quite disappointing Discussing for many…
Quite disappointing Discussing for many months the problem is when I came to action the person who it had been handed over was not aware of some of the information and started asking the same questions I had been over with in detail to his colleague previously the left hand didn’t know what the right was doing not exactly the right foundation of a company to entrust your pension to .Pense thanks for waisting so much time.
Good communication with all the members…
Good communication with all the members of staff who were so friendly and good advice and very thorough
Highly recommend pense very …
Highly recommend pense very professional Amber richard an team keep informed an updates very please for avise great company
Very helpful
Very helpful. I was kept up-to-date every step of the way as the pension was being transferred
from initial contact
from initial contact - to completion , communication was first class. james allott, kimberley baker and amber garner kept me well informed.
i would have no hesitation in recommending pense to others.
I had a truly excellent experience…
I had a truly excellent experience working with Pense. My financial advisor, James Allott, and the Administration Manager, Amber Garner, both provided outstanding service.
From our initial consultation to the completion of our work together, James demonstrated exceptional professionalism and a deep understanding of my financial needs. He was incredibly thorough in explaining all aspects of the process and patiently answered all my questions, ensuring I felt completely informed and comfortable every step of the way.
What particularly stood out was the proactive and consistent communication from the team, especially Amber. She kept me thoroughly updated throughout the entire process, which I greatly appreciated. Her regular updates gave me peace of mind and showed a real dedication to client service.
A testament to Pense's integrity and client focus was an instance where I considered pulling out of the process. They assured me that this wouldn't be a problem and, remarkably, confirmed I would not be charged for the work they had done up to that point. This level of transparency and fairness truly solidified my trust in them.
Thanks to James's expert guidance and Amber's efficient administrative support, I feel much more confident and clear about my financial future. I highly recommend Pense, and specifically James Allott and Amber Garner, to anyone seeking reliable, knowledgeable, and communicative financial advice.
Thank you, James and Amber, for your outstanding support. All the best, Paul Wilkinson
A special thanks to Kirk and Amber.They…
A special thanks to Kirk and Amber.They guided me through the pension minefield from beginning to end.They got me an annuity for life and that covers my wife as well.Would 100 percent recommend Pense.Frank and Cath.
Everything fully explained with care…
Everything fully explained with care and guidance every step of the way.
Always kept informed how the transactions were progressing. Recommended.
Nuisance callers
They persistently call you from multiple numbers and pretend phone signal is breaking up if you request they stop.
Amber was excellent from start to…
Amber was excellent from start to finish, always kept me updated with what was going on, nothing was too much for her even though I kept asking questions.
Would recommend Pense 100%.
Very helpful
Very helpful, good advise and communication.I am very pleased with their service.
Very smooth transfer!
James Allott explained everything very well and advised what would work the best for me.
After agreeing to transferring my pension Amber Garner kept me informed by email as things progressed.
Overall very happy with the way it went !
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








