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Pave Reviews 1,655

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TrustScore 4.5 out of 5

4.7

Non-Bank Financial Service
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Rated 5 out of 5 stars

I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more

Rated 5 out of 5 stars

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more

Rated 5 out of 5 stars

I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more

Rated 5 out of 5 stars

Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more

Company details

  1. Non-Bank Financial Service

Written by the company

Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.

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4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Rated 3 out of 5 stars

I was very disappointed to say the…

I was very disappointed to say the least they pull you in by saying they will pay your bills up to a certain limit obviously if you sign up to their subscription accounts. After they had my money they told me actually we can’t help you luckily I had a great customer assistant that said they would give me my payment back that is why they get 3 stars and not 1. Just be careful.

9 May 2024
Unprompted review
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Reply from Pave

Hello Andrew,

We're very sorry to hear that our Bills Protection feature did not meet your satisfaction.

It is important to make sure we are lending responsibly that's why Bills Protection is subject to eligibility. We understand that some members may not be immediately eligible. Financial circumstances can often change, that's why we designed our eligibility assessments to take place every 30 days so that we can take into account our customers' recent transactions. This means if you are not eligible now, you may be eligible in the future.

When you are not eligible for Bills Protection, our core service of credit building remains active, along with all the other features included in your membership, such as Bills Alerts, credit score tracking, Credit Insights and Pave Rewards.

All new Pave members who cancel their membership within 14 days of signing up automatically get their money back. I hope this comes as a relief that it's okay to try Pave for a number of days and decide that it's not for you.

As always, our doors are open at team@paveapp.com if you have any questions.

All the best,
The Pave Team

Rated 5 out of 5 stars

Fantastic Results.

Hi folks,

Well, I don't know exactly where to start, so I will start with my journey with pave from start to the current day.

I noticed PAVE, came up for a credit builder. I was very unsure as I've had to cancel other ones , due to incompetent apps.

Anyway, it was only a short price per month of £9. It's all about paying your money on time and showing lenders , you can be responsible.

There is 3 different groups within the year and it explains each month by month , so it makes easier for us to understand.

I'm coming up for nearly the end of the year. In the first couple of months , my credit score went up by 20 points. Then before I knew it, a further 25 points.

Now I was sceptic about this. But, as a matter of FACT, pave increases your credit score. I am so pleased that they invited me to join.

Another thing i would like to get in here. Customer service, communication and getting replies back, it's next to nothing. The service is 100% satisfactory. They reply very quickly.

The staff are very polite and consistently giving you support throughout your credit file journey, because that's what it is. It won't happen overnight, but I would say I'm a successful individual to give appropriate feedback.

I highly recommend PAVE, because any credit score is positive. you'll see a difference if you maintain a small amount of £9 per month. It's very little, considering what you get in return.

I will remain with PAVE to continue my journey and increase my credit score.

Lastly, a big big thank you.to customer services for your help & support. It's next to nothing.

Regards,

John.

8 May 2024
Unprompted review
Rated 5 out of 5 stars

Pave plus is a unique app with personalised bills protection.

This is a unique app to help with credit building. I found it a bit difficult to use at first but now I'm used to it, I find it so easy and good value for what you get. Nikita from the support desk answered man detailed questions but didn't gloss over the details as so many support desks do. She answered with facts personally to my account and it really changed my perspective on the app and my understanding. Great support.

16 April 2024
Unprompted review
Rated 5 out of 5 stars

Amazing!

Stumbling across pave was a life changer. I’ve always struggled with my credit score and pave has given me motivation to better myself with money and my credit score. Their insights are super helpful on how to get a better credit score and then maintain that credit score for the future. I’m very happy with how it’s going so far, I’ve just been told my score has already went up by 10 points and I’ve only been using pave for 2 months! I would definitely recommend pave even if you have a good credit score. Thanks pave!

11 April 2024
Unprompted review
Rated 5 out of 5 stars

Great app

Easy to use app and if you keep up your payments you’ll see your credit score increase gradually. Great for those with poor scores

9 April 2024
Unprompted review
Rated 5 out of 5 stars

I really like this app

I really like this app. Gives you all the information you need and all the tools to help you improve your credit. Also, a chance to win money by being good your finances

4 April 2024

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