Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more
Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more
I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more
Company details
Written by the company
Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.
Contact info
31a Great Sutton Street, EC1V 0NA, London, United Kingdom
- team@paveapp.com
- paveapp.com
4.7
Excellent
2K reviews
Replied to 50% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Excellent professional service and good…
Excellent professional service and good advice 👍
22 March 2026
Maria was super helpful in answering…
Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions.
Friendly and helpful guidance when I needed it - looking forward to seeing how my credit score grows using this service.
Thanks again!
1 February 2026
Unprompted review
Fast credit score improvement 👌🏿
Pave has been extremely helpful, in just 3 weeks my credit score increased by 50 points. The monthly subscription is worth it, the bank account linking feature is very useful, and the app is simple and easy to navigate.
6 January 2026
highly recommended to build credit and excellent customer experience
I enrolled to Pave to research the features what it could offer to improve my credit score. I only availed the free trial as I was just discharged from an IVA so the full paid subscription wouldn’t be of much benefit. One of the excellent features of this experience was the highly responsive customer service team. They do not push to thrust the product on us if it may not be of much effect. I was very impressed with the way Pave operates unlike some of the other similar credit building companies. I feel Pave analyses the connected bank accounts in-depth , not just the rent alone and reports to all credit agencies with accurate data and offers tips if something isn’t right. It was also handy to see the credit scores from two credit agencies in one place rather than having just one. Truly if not for my recent IVA, I would’ve continued beyond my free trial period. I would strongly recommend PAVE to anyone who wants to improve their credit scores . My special thanks to the customer representatives- Joe and Maria especially for being so understanding and supportive in their responses. I will surely return to PAVE this time next year as it would be 12 months after my IVA was closed . Thank you PAVE
4 January 2026
Great app and great support
Great app and great support! My credit score has already increased by 40 points thanks to Pave. The guidance is clear, helpful, and easy to follow. Maria was very supportive and explained everything perfectly. I’m really happy with the service so far and highly recommend Pave to anyone wanting to improve their credit score.
6 December 2025
Unprompted review
Honestly did not expect it to work when…
Honestly did not expect it to work when I first started paying monthly with just hoping Pave reports it to the 3 credit companies
But actually it worked and my credit score increased by 32 points in TransUnion just by the first month or two months I think.
Don’t usually write reviews but this one’s worth it.
I “risked” only 9 pounds a month but it wasn’t a risk after all it worked out in my favor and hoping more to come!
3 December 2025
Unprompted review
Really complex app but easy to use
Really complex app but easy to use, and very helpful!
10 November 2025
Pave has been very helpful for me in…
Pave has been very helpful for me in particular Joe he was awesome in helping me understand pave and letting me know how I can improve my credit so thanks Joe you did great 👍👍👍
4 September 2025
Do not use these it’s a massive con…
Do not use these it’s a massive con they just want you to pay to look at your credit score they tell you that you can have something but you don’t get it there a massive joke
11 August 2025
Unprompted review
Reply from Pave
Hi Brendan,
We're sorry to hear you feel this way. We want to assure you that we are fully transparent about how our features work before you even complete the sign-up process.
We also offer a 14-day free trial, giving all new customers the chance to explore the app and its features without being charged. If during that time you feel the service isn’t right for you, you can cancel anytime and you won’t be charged.
Our goal is to support people in building their credit history over time, and we’re always working to make our communication as clear and transparent as possible. I can see that a member of our support team has reached out to you on WhatsApp and would be happy to help with any remaining questions or concerns.
All the best,
The Pave Team
Great customer service
Great response by the customer service team on solving issues concerning the credit score
6 August 2025
Unprompted review
Less informative than credit karma a…
Less informative than credit karma a free app & your so called help cover is pathetic & ridiculously complex please cancel my account /membership & if possible refund usary payment you took to register
4 August 2025
Customer service absolutely brilliant…
Customer service absolutely brilliant will always try to work with you to resolve a problem. Maria from pave was very helpful and would highly recommend them
10 July 2025
Absolutely the best to improve credit…
Absolutely the best to improve credit rating 💯% positive
4 June 2025
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.