Own Up Reviews 391

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, extensive knowledge, and professional yet personable approach, making interactions pleasant and informative. The customer service is frequently highlighted as excellent, with many people appreciating the personalized attention and clear communication. Consumers found the overall service to be efficient and easy, noting the quick response times and smooth user experience. However, some customers also noted that they received unwanted sales calls after providing their information, and a few felt that the company did not provide sufficient specific information, such as numbers, leading to disappointment.

What people talk about most

Staff

Consumers consistently express high satisfaction with the staff. Reviewers frequently describe agents as... See more

Customer service

Customers had positive experiences with customer service. Reviewers consistently praise the helpfulness and... See more

Service

Customers consistently note positive experiences with service. Reviewers highlight the professionalism,... See more

Customer communications

Reviewers highlight positive aspects of contact. Many customers appreciate the quick and efficient contact... See more

User experience

Users describe positive interactions with user experience. Many customers found the process easy, quick, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Olivia was very helpful with all my questions. She is very knowledgeable and appreciated her help in getting me the information I needed. I felt like she was was honest with her answers and was genuin... See more

Rated 5 out of 5 stars

One stop shopping! I worked with Liv on my closing and it couldn’t have been easier. Who has time to riffle through and meet with multiple lenders. But for such a major purchase I wanted to make sure... See more

Rated 5 out of 5 stars

I filled out a few questions on their website and was in contact with William Boyce in minutes. With a phone call that was less than 20 minutes, he introduced me to a lender who was able to offer me a... See more

Rated 5 out of 5 stars

It was a very informative experience, and the fact that they don’t require an SSN is a huge plus. If you’re in the market for a home, I’d recommend checking out OwnUp before making a purchase. They... See more


Company details

  1. Mortgage Broker
  2. Alternative Financial Service
  3. Financial Consultant
  4. Mortgage Lender
  5. Non-Bank Financial Service

Written by the company

Own Up is a mortgage shopping website that exists to make sure you never overpay on your mortgage. Customers can compare multiple mortgage offers from top lenders and find a great deal. The average customer saves $28,000 over the life of their mortgage. Get your personalized mortgage offers. Say goodbye to hard credit checks and sales pressure.


Contact info

4.8

Excellent

TrustScore 5 out of 5

391 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I highly recommend Own Up!

I was assisted by William Boyce. When I submitted my application online, few minutes later, I received a call from Ownup rep. William was very meticulous in explaining me the process, making sure my info was accurate. He gave me the idea of asking for a GFE as well which I didn’t know it existed. What I loved in our 20 mins call is that William was extremely transparent with me and he made sure I understood the whole process of applying for a loan and looking for a house. He started by saying “I want you to grab a piece of paper and a pen”, that is when I knew I was dealing with someone who wants the best of my interests.

23 May 2025
Rated 5 out of 5 stars

Own up made our mortgage finding easy

Own up made our mortgage finding easy. It was quick and simple process. I received call right after I did the questionnaire. William was very thorough and helpful. Answered all my questions patiently and made sure I understood the process. Transition to the LO was smooth.
I highly recommend own up.

5 May 2025
Rated 5 out of 5 stars

Clear and concise

Clear and concise with the information. No personal security information was given or needed.
Explained and knowledgeable.

9 April 2025
Rated 1 out of 5 stars

Their advertisements made it sound like…

Their advertisements made it sound like I could compare rates online. That is NOT the case. I was hesitant to give out my phone number and now I've had 3 phone calls and 2 texts in the last hour. This is not what I was looking for and don't appreciate multiple people calling me after I told the 1st one that I just wanted to compare online quotes because I already have a pre-approval.

8 April 2025
Unprompted review
Own Up logo

Reply from Own Up

Michelle,

Thank you for taking the time to share your feedback with us. We’re truly sorry to hear about your experience, as our mission is to deliver a transparent and stress-free mortgage shopping process. It’s concerning to hear about the multiple calls and texts you received, and we’re grateful for your openness in bringing this to our attention.

We’ve tried to locate your account but haven’t been able to with the details provided. To help us better understand what happened, we sent you an email via Trustpilot requesting additional information. If you could kindly respond to that, it would allow us to properly investigate your situation and determine if these communications were connected to our service.

Your feedback is incredibly important to us, and we’re committed to getting to the bottom of this. If you would prefer, you can reach out directly to our team at csteam@ownup.com.

Sincerely,
Customer Success at Own Up
(e) csteam@ownup.com

Rated 5 out of 5 stars

No Brainer

So grateful to have entrusted our Lender search to Own Up. Would recommend them to anyone. The process was seamless. They were extremely attentive and in no way pushy. I felt as though we had someone in our corner who shared our goals in finding a great Lender and Home. We were able to secure an outstanding rate in less than a day. Using Own Up is a no brainer, and I will not hesitate to utilize them if the time arises in the future.

29 March 2025
Rated 1 out of 5 stars

Textbook Bait-And-Switch

The website claims they don't do random phone calls and spam emails. I finished the initial survey and all I get is a notification that I'll be getting a call from a random bank I've never heard of. I'm not interested in this, but there was no request and no way to cancel it. I feel very manipulated.

23 March 2025
Unprompted review
Own Up logo

Reply from Own Up

Hi Paul -

Thank you for your review and I'm sorry that your expectations weren't met. As our Director of Sales explained when he reached out, Own Up offers multiple experiences based on your scenario and our concierge availability. You were presented with our digital experience which includes matching with three prospective lenders, all of which offer competitive rates for your scenario.

To assure that our shoppers needs are met, especially in the case when a shopper has an accepted offer and may have time pressure associated with their transaction, we have one of our lenders reach out while maintaining the shopper's ability to opt into additional lenders. We also offer all of our shoppers the ability to speak with our concierge team if they would prefer.

Our privacy team has removed your information from our database and all of our lender partners will do the same upon your request. We wish you the best of luck with your transaction and thank you for your feedback.

Best regards,
Customer Success
Own Up

Rated 5 out of 5 stars

Own Up Makes It Easy

Own up makes finding a mortgage easy. They find the best rates. We easily created our pre-approval letters online anytime we needed one. They are so responsive and helpful.

20 February 2025
Rated 5 out of 5 stars

Do not miss out on using them for your home needs

Own up is the above and beyond level of helpful. They link you up with the best mortgage company, real estate agent, and take all of the stress of wondering if you picked the right people. They are amazing! I’m saving so much money in the home process because of who they picked for us!

21 February 2025
Rated 5 out of 5 stars

Excellent experience with Kevin at Own Up!

I've been dreaming of home ownership for a long time, but after working with OwnUp I finally feel ready to take action. I was nervous going into my first call, but after working with Kevin (super knowledgeable, approachable, and solution-oriented) I felt empowered to take the next steps in my home-buying journey. Not only did Kevin provide valuable insights, but also connected me with great resources for next steps! I can't recommend Own Up (and Kevin McCarrell) enough. Thank you for the needed kickstart on my my journey to homeownership!

8 February 2025
Rated 5 out of 5 stars

Phone call was simple

Phone call was simple, easy, fast and fun. That's what you want when doing anything with finances.
From the moment I clicked reach out to me to the time we were filling out a lender's portal was less than 1 hr. And we were pre-approved the next day by that lender.

1 February 2025
Rated 5 out of 5 stars

Painless and easy

Painless and easy. Went very fast and they needed very little personal information to get the process started.

17 January 2025
Rated 5 out of 5 stars

Surprisingly Quick

My husband and I already had documents set and ready to go for another mortgage company. We felt like we were being undervalued for what what we bring in as well as our DTI limit. My husband found this company doing some research to help us explore some more options. In a matter of minutes, we spoke with Dee and we explained our situation. She provided us with more estimates and mortgage company that fits us. With all information ready, we were pre approved at the end of the day. Thank your son much.

13 January 2025

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