OurMoneyMarket Reviews 

382
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 368 reviews, reviewers overwhelmingly had a great experience with this company. Many consumers frequently highlight that the friendly staff is exceptionally helpful and efficient, guiding everyone smoothly through each stage of the process. People deeply appreciate the remarkably fast response times, clear communication, and overall simple digital experience when managing their personal loan applications entirely from home. However, some reviewers noted particularly frustrating issues with extremely long wait times on the phone when trying to speak with customer support. A few other people also felt that communication became extremely difficult and totally unresponsive once the official contract was successfully signed.

What people talk about most

Staff

Users describe positive interactions with staff, praising the team for providing professional, courteous, and... See more

Customer service

Consumers find customer service to be positive, highlighting friendly and helpful staff who make the process... See more

Service

Reviewers highlight positive aspects of service, often praising the professional, courteous, and impressively... See more

Response time

Clients share positive opinions on response_time, highlighting quick approvals and prompt communication from... See more

User experience

People report positive experiences with user experience, highlighting that the entire process is quick,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Amazing experience. So fast, efficient and extremely helpful. From initial enquiry to approval, no more than a couple of hours. So helpful as im not computer savvy. Guided me through to the final pr... See more

Rated 5 out of 5 stars

Customer representative Zafir is a credit to the company. He helped me understand what was happening and what I needed to do. He explained each step along the way and problem-solved a couple of m... See more

Rated 5 out of 5 stars

I have found this whole experience very easy and straightforward. I only applied last night and within less than 24 hours, I am pre approved. Elliot was very helpful and outlined the terms of the loan... See more

Rated 5 out of 5 stars

Aryan and Ameeksha were really helpful finalising the process and stayed on the phone while I uploaded documents. They were very friendly and made the whole process stress free. I would recommend omm... See more


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Car Finance and Loan Company
  4. Finance Broker
  5. Loan Agency

Written by the company

OurMoneyMarket provides simple, low-rate, personal loans to help Australians make their next big idea a reality. We provide loans so you can buy a car, go on holiday, renovate your home, consolidate debts, whatever it is that you need. Apply online in minutes and have funds deposited as soon as the next day.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

382 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(382)

350 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Super simple and fast

Super simple, great easy comms. Great explanations over the phone. Then the switch to text messages for speed. The process around checking statements via giving banking credentials just needs a little more assurance and guarantees. I did my own research for the legitimacy, but this could tidy up process for concerned consumers. Thank you

21 July 2026
Unprompted review
Rated 5 out of 5 stars

Fabulous

Fernanda was amazing over the phone, took all my concerns into account and double checked everything before proceeding. Great experience

18 July 2026
Unprompted review
Rated 5 out of 5 stars

Great Service

Aryan and Ameeksha were really helpful finalising the process and stayed on the phone while I uploaded documents. They were very friendly and made the whole process stress free. I would recommend omm to anyone looking for help with finance. 🙂

16 July 2026
Unprompted review
Rated 5 out of 5 stars

Very Happy with the Process

The application process was quick and easy, and the funds were settled much faster than I expected.

Thanks to Jake and Fernanda for their helpful and friendly customer service throughout the process.

I'd definitely recommend OMM to anyone with a good credit history who is looking for a straightforward lending experience. Thanks again for your great service.

7 July 2026
Unprompted review
Rated 1 out of 5 stars

Poor processes

I dont think I've written a review in my life but this was a bad enough experience to warrant it. Very quick to make the sale but dragged out the settlement process and then told me at the last minute that they couldn't facilitate the loan. Very limited detail on the reason why and no common-sense used for what equated to very low fortnightly repayments that id have no issues servicing. Long wait times to speak to someone and opening hours are only from 11-4. I'd never attempt to use their services again and would advise others to avoid also.

Clear disconnect between their sales team and settlements. Do your due diligence before stringing customers along.

3 July 2026
Unprompted review
Rated 2 out of 5 stars

Quick for loan approval but shocking customer service

They were great when you apply for a loan, contantly following you up on progress etc. Money get transfered fairly quick BUT almost impossible to get assistance with the loan once approved. Extremely long waiting times for calling. Tried emailing them questions I needed answered like 'How do I make additional payments', 'Can I get a BSB/account info for making additional payments' etc(there is no option on my dashboard as forms/website suggest. Did not get any answers for 2 of my emails and third that did get answered look like AI and didn't answer half the questions I asked. $675 for a initial fee for getting the loan approved seemed very steep considering the weighted interest they are charging. Go with them if you have to, there are worse out there, but don't expect much in terms of getting a deal or needing assistance

1 July 2026
Unprompted review
Rated 5 out of 5 stars

Payout letter thanks to Zac!

Zac was incredibly helpful, efficient and responsive with emails, texts and calls. Many thanks to Zac and the team at OurMoneyMarket and Handy Finance!
Kieron and Jasmine :)

2 July 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding customer service

My call had been in the queue for 17 minutes waiting to be answered when I received a text from Zac asking if my query could be assisted via text. I gave the reason for my call and Zac responded immediately to advise he could assist me. He then messaged back within 10 minutes with answers that resolved my query.
This is exlemplary service!!

29 June 2026
Unprompted review
Rated 3 out of 5 stars

Way too slow to react and respond

Way too slow to react and respond. With all the approvals in place and the correct information supplied for settlement, they seemingly go dark. This is 2026. Settlement and transfer of funds should be mere hours. Should be a straightforward process once everything has been satisfied - transfer the funds. Not "moving on to the next stage" like there is something more involved to happen here. You can't call anyone, not unless you're prepared to wait for an eternity on hold. Yet when they're trying to secure your custom, they'll give you a call back in minutes! I'm waiting for settlement and I'll update this review if I feel it's necessary, but up to now, would not recommend.

25 June 2026
Unprompted review
Rated 1 out of 5 stars

All the reviews on here are fake

All the reviews on here are fake. These guys take all your personal information despite having an exceptional credit rating, then offer you the highest rate with extortionate establishment fees — and refuse to even explain why.

Their own terms say you might get an establishment fee based on your credit rating. I told them I wanted a quote based on the information I’d already provided, but they kept pushing for my driver’s licence, bank statements, and access to my private accounts. After handing all of that over, they came back with a terrible rate and fees to match.

Complete waste of time. Avoid.

23 June 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look