While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

We couldn’t recommend the team at Our Money Market anymore. Before accidentally stumbling on them we had been to three brokers who had quoted us high rates and had wasted 3 days for us. We contacted H... See more

Rated 1 out of 5 stars

I'm guessing Handypay does not want to talk to people here their Facebook chat on your office phone. I have been on hold on your office number for 50 mins now. No one on this chat app is replying....... See more

Rated 5 out of 5 stars

Handypay makes borrowing easy. Simple application process and fast settlements! My bank approached me and I had a pre approval from them, but despite that Handypay was much was easier and a bet... See more

Company replied

Rated 5 out of 5 stars

Handypay were extremely easy to deal with and the process was seamless! If all credit organisation worked the same way as Handypay the lending industry would be much more efficient! Thank you to Dan a... See more

Company replied

Company details

  1. Loan Agency
  2. Car Finance and Loan Company
  3. Payment Service

Written by the company

Handypay is one of the largest home improvement payment plan providers in Australia. We can provide a simple, affordable, payment plan solution that enables customers to turn their house into a home today and pay over time - thats handy! Handypay partners with hundreds of vendors across Australia, so they can also provide their customers with access to affordability options! Whether the next home improvement project is big or small, we can provide customers with a no-obligation free quote and a pre-approved finance amount. No brokers, no hidden fees, apply online or over the phone and get approved in minutes!


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

73 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Very poor customer service once you…

Very poor customer service once you have a loan from company and are making an enquiry, 45 minutes on hold before I was able to speak to an employee and they only responded to sent text after I had phoned. While on hold you are prompted multiple times to send an email and to expect a response in two working days - One star as no zero option! They are quick to answer option 1 calls (new customers) but option 2 (existing customer) is a piss take!

9 April 2026
Unprompted review
Rated 5 out of 5 stars

Relatively quick process

Relatively quick process. Mickey and Joshua made the whole process easy and painless.

9 April 2026
Unprompted review
Handypay logo

Reply from Handypay

Pleased to hear it! Thanks for sharing, Shane :)

Rated 5 out of 5 stars

Easy and thorough

Josh and Zac made the process very easy. Very helpful and thorough

28 January 2026
Unprompted review
Handypay logo

Reply from Handypay

Pleased to hear of your positive experience, Drew! Thanks for sharing!

Rated 5 out of 5 stars

Handepay has been very good service…

Handepay has been very good service provider and especially with Kunal Munshaw, my experience has been exceptionally good. He provided better deal then DNA and also helped me installation, supported me any enquiries and always picks up call for any questions. Thanks. I shall always recommend him.

7 October 2025
Unprompted review
Rated 5 out of 5 stars

Great service, highly recommend!

Handypay were extremely easy to deal with and the process was seamless! If all credit organisation worked the same way as Handypay the lending industry would be much more efficient! Thank you to Dan and Aster for the calls and updates, your help has been truly wonderful 😊

23 April 2025
Unprompted review
Handypay logo

Reply from Handypay

Thanks so much for sharing, Denni! Very pleased to hear of your positive experience! :)

Rated 1 out of 5 stars

to me a security risk!

i recently applied for a interest review beside owning my home , 150k+ a year and 100K worth of insured car in the driveway they wanted to access my account for a 30k loan ???????????

7 February 2025
Unprompted review
Rated 5 out of 5 stars

Handypay helped us buy a much needed…

Handypay helped us buy a much needed shed for our new home to create extra storage. This has helped us spread the cost over 12 months, with mortgage interest rates being high, trying to save chunks of money has been proving difficult. There are quite a few steps involved with the Handypay process and lots of approvals and proof of income/ outgoings that had to be sent. But we got there in the end. Thanks very much Handypay ☺️.

11 December 2024
Unprompted review
Rated 5 out of 5 stars

The process was quick and easy

The process was quick and easy. Josh and Aster were very friendly and helpful.

11 December 2024
Unprompted review
Handypay logo

Reply from Handypay

Great to hear! Thanks for sharing, Jen :)

Rated 5 out of 5 stars

Great experience!!

After being introduced by our builder to Handypay and our Senior account manager Kevin Huynh, we had a seamless, fast and effecient service and experience priovided.
Far easier than than dealing with the major banks for a personal loan to get works completed by Xmas, much appreciated!

10 December 2024
Unprompted review
Handypay logo

Reply from Handypay

Thanks very much for sharing, Chris! :)

Rated 5 out of 5 stars

Kevin has been amazing

Kevin has been amazing! We had a couple of little bumps although he had it sorted asap!

9 December 2024
Unprompted review
Handypay logo

Reply from Handypay

Great to hear! Thanks for sharing, Kellie! :)

Rated 5 out of 5 stars

Aster was fantastic with helping us…

Aster was fantastic with helping us over the phone. Her manner was professional and answered all our questions. Highly recommend

19 November 2024
Unprompted review
Handypay logo

Reply from Handypay

Thank you for sharing, Nicole! Pleased to hear of your positive experience! :)

Rated 5 out of 5 stars

Straightforward application

Straightforward application, friendly staff, plain language regarding loan rules and most importantly... I got the loan I required!

Thanks Jake and Jyonali!

4 September 2024
Unprompted review
Handypay logo

Reply from Handypay

Appreciate the feedback, Jamie! - and pleased to hear you had a good experience!

Rated 5 out of 5 stars

Kevin & Patrick were Amazing!!

Kevin & Patrick were Amazing!!! They made everything so smooth without any hassles with my loan.
It was approved without any issues.
Thank you both so much.

22 August 2024
Unprompted review
Handypay logo

Reply from Handypay

Great to hear! Thanks for sharing, Julie! :)

Rated 5 out of 5 stars

Less than 24hr approval 👍

Less than 24hr approval 👍
Kevin and Riley were professional and proactive in servicing our needs.
I can highly recommended the process.
Thanks Team

14 August 2024
Unprompted review
Handypay logo

Reply from Handypay

Thanks for sharing, Joshua! Pleasing to hear!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look