OFXReviews 

11,375
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 579 reviews, reviewers had a great experience with this company. Customers consistently praise the service for being outstanding, efficient, and providing timely foreign exchange transfers. Many people highlight the helpfulness, professionalism, and reassuring nature of the staff, who are described as well-informed and excellent to deal with. Reviewers also appreciate the user-friendly website and app, noting their reliability and ease of navigation for transactions. However, some customers also noted issues with customer service, mentioning long hold times, slow responses, and a lack of proactive follow-up. A few other people also felt that the service has deteriorated, with some experiencing delays in fund transfers and difficulties with the payment process.

What people talk about most

Service

Consumers find service to be positive, with many reviewers consistently praising the ease of use, informative... See more

Payment

Clients share ambiguous opinions on payment, with some finding the process efficient for converting and... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, knowledge,... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many praising the helpfulness and patience... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the platform easy to use,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Fast transfer. Good rates. Excellent service. Needed to transfer funds from US Bank to Spain for a house purchase. OFX offered a far superior rate which on a very large amount was significant.... See more

Company replied

Rated 5 out of 5 stars

Very well informed customer service who know what they are doing and are real people! Have used OFX for many years without any issue or problems - they are not fly by night and they have much better... See more

Company replied

Rated 5 out of 5 stars

Wise shut down my account for some reason (I hadn't used it in a long time) so I had to find some other reputable money transferer because the rate my bank offered was terrible. I'm not a money person... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with OFX for the past fifteen years No problems no issues just one straight forward transaction. No worries or hassles the staff are so friendly and know what they are doing. H... See more

Company replied


Company details

  1. Currency Exchange Service
  2. Financial Consultant
  3. Money Transfer Service

About OFX

Written by the company

logo logo


Simplify your FX needs with OFX.

Get Started

Currency exchange can be complicated. OFX keeps it simple with 24/7 foreign exchange expert (we call them OFXperts) assistance and an easy-to-use online platform. Our approach combines the human touch with convenient technology, whenever you need it, wherever you are.

We grew from an idea that there had to be a better, fairer way to move money around the world. That was over 25 years ago, and since then over 1 million customers have trusted us to help move $293bn+ around the world.

Why choose OFX?

Save Time - Fast and secure transfers in 50+ currencies to 170+ countries helps you transfer quicker.

wallet

Save Money

Bank-beating rates, paired with better market strategies, better timing, and better vendor management helps maximize profits and reduce costs.

secure

Transfer Securely

Regulated by over 50 regulators globally, means OFX always operates to international security standards and monitors transactions for suspicious activity with sophisticated technology

secure

Fee Transparency

OFX provides money visibility throughout the transfer process which means no hidden costs and no surprises.

secure

24/7 Support

Real human 24/7 support from OFXperts means that no matter where you are, we are only a phone call away.

Start saving time and money - open an OFX account today!

Written by the company

.

Contact info

4.2

Great

TrustScore 4 out of 5

11K reviews

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Asks customers to review

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4.2

All reviews

(11,375)

548 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

easy to use

easy to use, regular progress comms

1 July 2026
Unprompted review
OFX logo

Reply from OFX

Hi Michael, Thank you for taking the time to leave us a review. We appreciate you sharing your thoughts. -OFXpert Dave

Rated 5 out of 5 stars

First time user

First time user, very patient and worked through the process very mindfully thankyou

1 July 2026
OFX logo

Reply from OFX

Hi Joanne, We appreciate you taking the time to highlight your client experience with us. We look forward to being your continued trusted service provider for future transfers. -OFXpert Dave

Rated 5 out of 5 stars

Great customer service

2 July 2026
Unprompted review
OFX logo

Reply from OFX

Thank you for taking the time to leave us a review. We appreciate you sharing your thoughts and thank you for your continued support. -OFXpert Dave

Rated 5 out of 5 stars

easy

easy, efficient, helpful service

1 July 2026
Unprompted review
OFX logo

Reply from OFX

Thank you John. We appreciate you taking the time to highlight your client experience with us. We look forward to being your continued trusted service provider for future transfers. OFXpert, Dave

Rated 5 out of 5 stars

My wife and I recently used OFX to transfer our retirement savings

My wife and I recently used OFX to transfer a large amount of USD. Moving that kind of money is incredibly nerve-wracking to say the least!

The bank rate to transfer was terrible in comparison to OFX but we were very very nervous about using a third party.

Thankfully, we had Richard looking after us. He made the whole process entirely stress-free. He was incredibly patient, kept us in the loop every step of the way, and made sure everything went perfectly smoothly. When you're dealing with retirement savings, having someone on the other end who actually communicates and knows what they are doing makes all the difference.

Highly recommend OFX, and a massive thank you to Richard for his outstanding help!

3 July 2026
Unprompted review
OFX logo

Reply from OFX

Hi Matt, Thank you for letting us know about the great experience you had with your account manager Richard. We appreciate you taking the time to leave a review and will be sure to pass your kind words on. Thank you for being a valued customer and continued support of OFX. -OFXpert Dave

Rated 5 out of 5 stars

I have been using OFX for a number of…

I have been using OFX for a number of years and have found they have the best rate usually and there platform is easy to use.

2 July 2026
OFX logo

Reply from OFX

Thank you Sharon. We’re delighted to hear that you had such a great transfer experience with us. We appreciate you taking the time to leave us a review and share your thoughts. OFXpert, Dave.

Rated 1 out of 5 stars

This is a poorly thought out app

This is a poorly thought out app. First, my credit union told me to use it however NOT ONE person there had actually made a transfer. I tried to get it set up. Was insanely hard, and then when i tried to link in my account, the credit union was not even listed! No one at OFX or the credit union could figure it out. That was one year ago.
NOW, i wanted to wire money again, Canada to USA. Went to Credit Union. THEIR tech person wa able to set it up. BUT, now they emailed at 1:40AM wanting more info. Called them at 04:00 and spoke with them. Thought it was done. NOW I get an email saying they need an INVOICE! Dont have one, not needed by me. Compliance insists they said. So waiting for a call to tellme EXACTLY why because if i want to tranfer money to a friend, i should be allowed to do it. NOT GOING TO USE THIS APP EVER AGAIN. WILL GO TO THE CREDIT UNION AND LIKELY MOVE OUT MY MONEY TO AN INSTITUTION THAT FUNCTIONS BETTER.

29 June 2026
Unprompted review
OFX logo

Reply from OFX

Hi DRAL, Thank you for contacting us in regards to requested documentation. Our compliance team requires supporting documentation from time to time, as OFX is facilitating transfers on your behalf. We operate in a highly regulated industry, and might need to request documentation at different stages within the transfer process. We apologize for any inconvenience this may have caused. A supervisor has reached out however, should you require and additional assistance, we are available 24/7 and can be reached at +1-800-680-0750.

Rated 1 out of 5 stars

DO NOT BOTHER USING THIS APP!

This is a poorly thought out app. First, my credit union told me to use it however NOT ONE person there had actually made a transfer. I tried to get it set up. Was insanely hard, and then when i tried to link in my account, the credit union was not even listed! No one at OFX or the credit union could figure it out. That was one year ago.
NOW, i wanted to wire money again, Canada to USA. Went to Credit Union. THEIR tech person wa able to set it up. BUT, now they emailed at 1:40AM wanting more info. Called them at 04:00 and spoke with them. Thought it was done. NOW I get an email saying they need an INVOICE! Dont have one, not needed by me. Compliance insists they said. So waiting for a call to tellme EXACTLY why because if i want to tranfer money to a friend, i should be allowed to do it. NOT GOING TO USE THIS APP EVER AGAIN. WILL GO TO THE CREDIT UNION AND LIKELY MOVE OUT MY MONEY TO AN INSTITUTION THAT FUNCTIONS BETTER.
To your reply OFX:
It got even worse. I supplied an invoice. Then you wanted a tenancy agreement. Then. Beyond that you insisted on a pdf of my bank statement! That is full over reach by ofx. Not required! Never going to give that to you!
I spoke with a compliance manager. She insisted they had the right to adk. I agree. I have the right to refuse. Ofx had my money, but they refunded quickly. I have closed the account and removed this app. I have sent a full overview to the credit union. I recommend they discontinue with ofx.
This level of interpretation of compliance in the name of anti money laundering and fraud protection is a blatant invasion of privacy. Disgusting!

28 June 2026
Unprompted review
OFX logo

Reply from OFX

Hi Alfred, Thank you for contacting us in regards to requested documentation. Our compliance team requires supporting documentation from time to time, as OFX is facilitating transfers on your behalf. We operate in a highly regulated industry, and might need to request documentation at different stages within the transfer process. We apologize for any inconvenience this may have caused. A supervisor has reached out however, should you require and additional assistance, we are available 24/7 and can be reached at +1-800-680-0750.

Rated 2 out of 5 stars

I was having no issues with them until…

I was having no issues with them until they just locked my account after trying to make a couple of card payments that weren't strange or dodgy.

Zero communication from them or their partner bank.

Absolutely terrible way to treat customers.

29 June 2026
Unprompted review
OFX logo

Reply from OFX

Hi Will, Thank you for taking the time to leave a review. We are sorry to hear that your experience so far is not a positive one. To further look into this matter, can you please email us at reviews@ofx.com so a supervisor can urgently resolve this. We are also available anytime 24/7 at 0207 614 4194 and can help you over the phone. OFXpert, Dave.

Rated 1 out of 5 stars

They held my money for weeks

They held my money for weeks, refusing to return my money while dragging me through a never ending cycle of document requests. Every time I provided exactly what they ask for, they just invent another excuse and demand something else.
I'have never submitted this much documents to access my money on Monetian . I don't know why these outfit can't maintain the same consistency.

1 July 2026
Unprompted review
OFX logo

Reply from OFX

Hi Logan, Thank you for advising us of the delay of funds. We apologize for any inconvenience this may have caused and would like to resolve this as urgently as possible. Can you please send an email to reviews@ofx.com at your earliest convenience so a supervisor can help? -OFXpert Dave

Rated 5 out of 5 stars

Very easy to use

Very easy to use , secure , reliable .. Excellent worry free transfer of money

30 June 2026
OFX logo

Reply from OFX

Thank you Jimmac for taking the time to leave us a review. We appreciate you sharing your thoughts and thank you for your continued support .OFXpert, Dave

Rated 4 out of 5 stars

A few hipcups

A few hipcups, now waiting for funds.7

30 June 2026
OFX logo

Reply from OFX

Hi Mali. Thank you for taking the time to reach out and leave us a review. Keeping your money secure is our top priority. Our OFXperts are available 24/7 to help assist with any concerns you have on our toll free line at 1300 300 424.

-OFXpert, Sarah

Rated 5 out of 5 stars

This is a great and secure platform to…

This is a great and secure platform to send and receive funds. .
I had researched a few companies and this one stood out.
Rates held steady and we're really good.
Fast turnaround and very good communication.
Will definitely use again !!

18 June 2026
Unprompted review
OFX logo

Reply from OFX

Thank you Liam. We’re delighted to hear that you had such a great transfer experience with us. We appreciate you taking the time to leave us a review and share your thoughts.

-OFXpert Sarah

Rated 5 out of 5 stars

The smoothest and fastest transaction

The smoothest and fastest transaction. And great telephone support too. Money transferred to OFX USA on Thursday and into my account in Sydney by Saturday morning. Very happy with my FX rate too. Plus every step you get a text so kept fully informed. Have used OFX half-dozen times and always been spot-on.

25 June 2026
Unprompted review
OFX logo

Reply from OFX

Thank you for your kind review John. We are pleased to hear that you are happy with our delivery speed and service. We’re here 24/7 to help with your future transfer needs.

- OFXpert, Sophie

Rated 5 out of 5 stars

I have been using them for 20 years

I have been using them for 20 years. Since they were McQarrie. Never had any significant problem’s. A few very minor ones & support was immediate. Their transfer speed depended on the recipients country & bank. From a couple of hours to immediate. I highly reccomend them. Much better than any bank I have used.

24 June 2026
Unprompted review
OFX logo

Reply from OFX

Hi Maxim, thank you for your kind review and being a valued OFX customer. We’re glad to hear you’ve enjoyed using our service and look forward to helping you move money globally in the future.
-OFXpert, Sarah

Rated 2 out of 5 stars

this service is just woeful

this service is just woeful
Its a chicken with its head cut off when its comes to their hapless customer service and total ignorance of how their own systems work.

AVOID

25 June 2026
OFX logo

Reply from OFX

Hi Andrew. Thank you for taking the time to leave a review. We are sorry to hear that your experience so far is not a positive one. This has been passed over to a supervisor within your time zone, and they will be reaching out to further discuss this.
- OFXpert, Sophie

Rated 2 out of 5 stars

So disappointing

So disappointing. Was sold the dream story of fast transfers, a premium rate and no fees. Unfortunately it takes days for money to cross the Tasman and I had to negotiate a better rate.

25 June 2026
OFX logo

Reply from OFX

Hi Rachael, thank you for taking the time to leave us a review. We are sorry that your experience fell short of your expectations. Our transfer time frames vary depending on the specific payment option that’s used. I can see that the payment for your transfers were paid out within 1 business day of receiving your funds. We do operate on a sliding scale so the more you’re sending, the better rate we can provide you with. We are always happy to discuss rates over the phone. Please give us a call anytime at 0800 161 868, so an OFXpert can answer any questions you might have.

-OFXpert, Sarah

Rated 5 out of 5 stars

Friendly helpfull lady

25 June 2026
Unprompted review
OFX logo

Reply from OFX

Thank you for taking the time to leave us a review. We appreciate you sharing your thoughts and thank you for your continued support.

-OFXpert, Sophie

Rated 1 out of 5 stars

Slow transfers and poor customer services

Very poor customer service . Slow transfers and bad working practices.
Insisted that I produce invoices to send a couple of hundred euros abroad but didn’t ask me once when I sold a property for any paperwork because they were making money. It’s now been 12 days I’ve been waiting for a refund but unlike the immediate transfer into their account it takes days to transfer it back . A transfer company that can’t transfer is not worth using

24 June 2026
Unprompted review
OFX logo

Reply from OFX

Thank you for taking the time to leave a review. We are sorry to hear that your experience so far is not a positive one. To further look into this matter, can you please email us at reviews@ofx.com so a supervisor can urgently resolve this?

- OFXpert, Sarah

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