NewDay Reviews 

11,535
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 1,174 reviews, reviewers had a great experience with this company. Customers frequently praise the reliable and exceptional service, highlighting how the company consistently delivers and helps them build credit, offering flexible products and reasonable interest rates. Many people appreciate the excellent customer support, noting agents are helpful, polite, and provide clear guidance, making the overall user experience straightforward and positive from the start. However, some customers also noted issues with card reliability, including cards being blocked without warning, difficulties with new card delivery, and a lack of support for refunds.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, with some customers reporting issues such as hidden... See more

Customer service

People report ambiguous experiences with customer service, with many praising the excellent service,... See more

Service

Users describe positive interactions with service, highlighting excellent support, professional staff, and... See more

User experience

Consumers generally report a positive user experience, highlighting the ease of use and flexibility of the... See more

Product

Clients share positive opinions on the product, with many reviewers describing it as a great, excellent, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

NewDay are just as loyal to their customers' as their customers' are to them, making you feel extremely valued. All-round great service, if you use your credit responsibly you will undoubtedly be han... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

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4.2

All reviews

(11,535)

1,172 reviews in the last 12 months

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Rated 1 out of 5 stars

Joke of a company

Joke of a company - Damaged the credit file and no fault our own.
My partner I discussed this with customer service six months ago. At that time, I specifically confirmed that there was no outstanding balance on my account and instructed the agent to close it. The agent confirmed, on multiple occasions, that everything had been dealt with.

we only discovered yesterday that while my account had been closed, the "Premium Delivery" subscription had not been cancelled. It makes no sense that I would continue paying for a delivery service on an account that no longer exists, yet this was never cancelled by your staff.

What is even more concerning is that I was never informed of any outstanding charges. Instead, I discovered that missed payments have been reported to my credit file every month for the past six months. As a direct result of your failure to cancel the service as instructed, my credit file has been damaged through no fault of my own.

I raised a formal complaint yesterday, but based on this experience I have little confidence that it will be resolved promptly. In the meantime, I am left dealing with the consequences of an error that should never have happened.

This situation is completely unacceptable. Your staff need better training and your account closure process clearly requires improvement. Administrative failures like this can have serious consequences for people's financial lives and livelihoods.

I would strongly advise others to think carefully before using this service. A simple failure to follow a customer's clear instructions has resulted in unnecessary financial harm and damage to my credit file.
Train your staff right your damaging peoples livelihoods.

Stay clear of them, not worth the risk.

9 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Lewis,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 1 out of 5 stars

Joke of a company - Damaged credit file and no fault of my own.

I discussed this with customer service six months ago. At that time, I specifically confirmed that there was no outstanding balance on my account and instructed the agent to close it. The agent confirmed, on multiple occasions, that everything had been dealt with.

I only discovered yesterday that while my account had been closed, the "Premium Delivery" subscription had not been cancelled. It makes no sense that I would continue paying for a delivery service on an account that no longer exists, yet this was never cancelled by your staff.

What is even more concerning is that I was never informed of any outstanding charges. Instead, I discovered that missed payments have been reported to my credit file every month for the past six months. As a direct result of your failure to cancel the service as instructed, my credit file has been damaged through no fault of my own.

I raised a formal complaint yesterday, but based on this experience I have little confidence that it will be resolved promptly. In the meantime, I am left dealing with the consequences of an error that should never have happened.

This situation is completely unacceptable. Your staff need better training and your account closure process clearly requires improvement. Administrative failures like this can have serious consequences for people's financial lives and livelihoods.

I would strongly advise others to think carefully before using this service. A simple failure to follow a customer's clear instructions has resulted in unnecessary financial harm and damage to my credit file.
Train your staff right your damaging peoples livelihoods.

Stay clear of them, not worth the risk.

Update

Claire, I've not had a message from you. You can hear from me right now as I will continue to leave bad review after bad review until this is resolved.

Once you've messaged, I'll reply with my details.

8 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Sophie,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 1 out of 5 stars

misleading to debt and interest…

misleading to debt and interest payments..argos were awesome they helped so much in a easy appand easy bnpl payments that were 0 interest if paid before deadline....now we have a shower of shit that wants more and will keep u in debt for years if u cant afford more on payments..we all knew argos was dearer than if u payed cash but it was acceptable as u had the plans and thousands accepted this..but since sainsburys has passed on finance to newday u do not get that privalidgeive had an argos card for years never defaulted always paid plans off early a beautiful system...thats stopped we have a greedy corporate company based in a tax haven rinsing the shit out of loyal paying customers on a limioted budget...i brought a 10x8 shed 100 pound over cash price i couldnt find 6 month bnpl so i called to be told oh we only offer on certain things...380 shed 6 months at 64 will incrue 12 each month interest if i payed minimum omg its debt city..i hope u lose thousands of customers now u offered me first month interest free..shopve it up ur arse ill pay this off asap and delete my account..ur company is setup to sting ppl u should be ashamed of urselves and ur tactics

5 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Rick,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 5 out of 5 stars

Good customer service

Good customer service, the app is very easy to use, no problem at all with doing payments or transfer money when you need which is an feature of this card, all in all very satisfied making business with Marble card

2 July 2026
NewDay logo

Reply from NewDay

Hi Ionel, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 Best, Elan

Rated 5 out of 5 stars

Aqua Card magnificent

The card service was great, and the security for spending and using the card was really dependable, they are tight on scam and frauds, and as a customer i enjoyed the freedom to decide take their credit offers or not to be

2 July 2026
NewDay logo

Reply from NewDay

Hi there, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 4 out of 5 stars
NewDay logo

Reply from NewDay

Hi Mirza, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊best, Elan

Rated 5 out of 5 stars

The best 👌

The best 👌
I have other credit cards, but aqua is simply the best 👌

2 July 2026
NewDay logo

Reply from NewDay

Hi Nkechi, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Lower intrest rate

Thankyou for reducing intrest rate on my account
Marbles has always been my favorite card but when interest rate was the higher level I was looking to move my account to a lower interest provider.thankfully my interest rate came down and I no longer needed to look for alternative provider.

2 July 2026
NewDay logo

Reply from NewDay

Hi Eric, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Aqua is great

Aqua is great. Very happy customer

2 July 2026
NewDay logo

Reply from NewDay

Hi Una, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

I love the fact that I got a credit…

I love the fact that I got a credit card. My credit is veru very good now. I pay it off info every month and it's just so easy to use. Thank you.

2 July 2026
NewDay logo

Reply from NewDay

Hi Dave, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Easy card to was as well as the app

Easy card to was as well as the app
There a lot of support to help you manage your account

2 July 2026
NewDay logo

Reply from NewDay

Hi Sharon, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars

All excelent

2 July 2026
NewDay logo

Reply from NewDay

Hi Ecaterina, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Fantastic service,advice and…

Fantastic service,advice and consideration. Cannot fault in any way.

2 July 2026
NewDay logo

Reply from NewDay

Hi Michael, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Rated 5 out of 5 stars

I have not completed i love My marbles…

I have not completed i love My marbles card it the best card, Customer service when i first got this card i had phone a few times cos I could never Remember my pass code but with there help I got i would be lost.with outshine card thankyou

2 July 2026
NewDay logo

Reply from NewDay

Hi Shiela, we do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.

Rated 3 out of 5 stars

Cannot fault the company

Cannot fault the company, card or website.
My only concern is the extortionate interest charges

2 July 2026
NewDay logo

Reply from NewDay

Hi Mike, thank you for taking the time to leave us a review. The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.
We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time. Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience. If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team. Thanks, Michelle.

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