NewDay Reviews 

11,534
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 1,174 reviews, reviewers had a great experience with this company. Customers frequently praise the reliable and exceptional service, highlighting how the company consistently delivers and helps them build credit, offering flexible products and reasonable interest rates. Many people appreciate the excellent customer support, noting agents are helpful, polite, and provide clear guidance, making the overall user experience straightforward and positive from the start. However, some customers also noted issues with card reliability, including cards being blocked without warning, difficulties with new card delivery, and a lack of support for refunds.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, with some customers reporting issues such as hidden... See more

Customer service

People report ambiguous experiences with customer service, with many praising the excellent service,... See more

Service

Users describe positive interactions with service, highlighting excellent support, professional staff, and... See more

User experience

Consumers generally report a positive user experience, highlighting the ease of use and flexibility of the... See more

Product

Clients share positive opinions on the product, with many reviewers describing it as a great, excellent, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

NewDay are just as loyal to their customers' as their customers' are to them, making you feel extremely valued. All-round great service, if you use your credit responsibly you will undoubtedly be han... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

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Asks customers to review

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4.2

All reviews

(11,534)

1,171 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent

Excellent! Great experience all round

15 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Mark,

Thank you for choosing us as your card provider - and for leaving us a positive review!

Best,

Stephanie.

Rated 1 out of 5 stars

Be careful of AO annual fee you may…

Be careful of AO annual fee £39.99 , no reminder. Then a £5 payment. didn't assoiciate Newday with AO. Then £12 late payment making £58 debt. Settled and closed account, not happy. Won't buy or use either of these company's again.

13 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Steve,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team.

Best,

Stephanie.

Rated 5 out of 5 stars

Excellent credit card

Excellent credit card. All the information you need on the app. First class.........

9 July 2026
NewDay logo

Reply from NewDay

Good Morning, Andrew,

Thanks for taking the time to share your review, we're thrilled to ehar you're happy with everything!

- Kenith

Rated 5 out of 5 stars

This is where loyalty is a two-way thing

NewDay are just as loyal to their customers' as their customers' are to them, making you feel extremely valued.
All-round great service, if you use your credit responsibly you will undoubtedly be handsomely rewarded. All the features you could want and expect from a first class lender. Go on give them a go, you will not be disappointed - guaranteed.

9 July 2026
NewDay logo

Reply from NewDay

Good Morning, Nikita,

We greatly appreciate you taking the time to share you review and kind words with us, and we're thrilled to hear you're loving everything!

- Kenith

Rated 1 out of 5 stars

Argos Card customers must be leaving in droves..

Argos has been awful since New Day took control of Argos Card. Relentless reminders and harassment for payments resulted in the closure of my account. I no longer purchase any goods from Argos as 'Argos Pay' & New Day are insufferable. All complaints are ignored, they just want your money and more with the ridiculously high interest rates, late payment fees and anything else they can find to bleed you dry with.

10 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Timothy,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team. Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please reach out to our Customer Service team on 0333 220 2532 at your next convenience, so that we can discuss your concerns in more detail.

Best,

Stephanie.

Rated 5 out of 5 stars

My experience is great

My experience is great. I really like it.

9 July 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review, we're thrilled to hear you're loving your card!

- Kenith

Rated 5 out of 5 stars

Great card

Great card, excellent product. New day are the provider to trust in my view

9 July 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review and kind words, we're thrilled to hear you're loving your card and hope you continue to do so!

- Kenith

Rated 5 out of 5 stars

I love this company so happy I got…

I love this company so happy I got involved with them i also had a loan through aqua that's paid off never been disappointed 😞

9 July 2026
NewDay logo

Reply from NewDay

Good Afternoon, Joseph,

Thanks for taking the time to share your experience with us, it's great to hear everything's gone so smoothly for you!

- Kenith

Rated 5 out of 5 stars

I have have steadily built up my credit…

I have have steadily built up my credit score since getting an aqua card, I thoroughly recommend them

9 July 2026
NewDay logo

Reply from NewDay

Hi Mrs. Smith, Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊 best, Elan

Rated 5 out of 5 stars

Have been with aqua for a long time and…

Have been with aqua for a long time and everything has been great from day one ! Aqua is everything a credit card should be ! Yr card is reviewed and yr credit limit keeps going up providing you treat it with respect! My favourite credit card ! Highly recommend!

9 July 2026
NewDay logo

Reply from NewDay

Hi, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars
NewDay logo

Reply from NewDay

Hi, Thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Been with Aqua for years now always…

Been with Aqua for years now always there when you need them very helpful staff

9 July 2026
NewDay logo

Reply from NewDay

Hi Caroline, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Rated 1 out of 5 stars

You prey on the vulnerable

You prey on the vulnerable, by offering a credit card to people who can't really afford one, give them large credit amounts then charge extremely high interest rates making it nearly impossible for some to clear the debt

9 July 2026
NewDay logo

Reply from NewDay

Hello Chris,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I have passed your concerns on to our Specialist Team to review.
As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate, and the team will be in touch with you in due course. However, if you'd like to contact us in the meantime, you can reach our Customer Care Team / Customer Service department on NewDay phone number 03334558930 between Monday to Friday 9am-5pm or Saturday 9am-4pm.

Claire

Rated 5 out of 5 stars

The Service is exceptional

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit increases I can close a few smaller cards and simplify my expenditure.

Thank you, keep doing what you have always done.

9 July 2026
NewDay logo

Reply from NewDay

Hi, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars

great company

This was no bother to apply for good rates. They don't bother you with telephone calls. It's up and running you get an email when your payment date. No problems. Would recommend

9 July 2026
NewDay logo

Reply from NewDay

Hi Isobel, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 1 out of 5 stars

I did an over payment of £438 and…

I did an over payment of £438 and phoned up the next day. 29 days later and all the chasing i still dont have my money back.

12 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Good Afternoon,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.

Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get this resolved for you.

- Kenith

Rated 1 out of 5 stars

They don’t deserve one star

They don’t deserve one star but had to leave it to put a complaint on. For the last 7 months this company have wrecked my husband’s credit file by leaving defaults payments on his credit file which should have been removed. He has complained and complained and been fobbed off with a £100 cash gift and with empty promises of sorting this out. Their incompetence have wrecked his finances, he can’t get a bank account or credit and he’s even had promises from top Head of Service Delivery David Land by letter. He phoned today and spoke to Danielle who said his complaint couldn’t be found so would start again and look into it! What a joke she wouldn’t let him speak to a Manager or David Land so he is going to complain to the Financial Conduct Authority. After reading all their negative comments on here I’m sure he is not the only one. New day are a disgrace and their Customer Service stinks and they’ve caused my husband so much stress.
Update: Newday requested details which I sent a week ago…still nothing and my husband’s credit rating still wrecked by NewDay. NewDay please sort this out or we will take it further legally.

9 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Consumer,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 1 out of 5 stars

Joke of a company

Joke of a company - Damaged the credit file and no fault our own.
My partner I discussed this with customer service six months ago. At that time, I specifically confirmed that there was no outstanding balance on my account and instructed the agent to close it. The agent confirmed, on multiple occasions, that everything had been dealt with.

we only discovered yesterday that while my account had been closed, the "Premium Delivery" subscription had not been cancelled. It makes no sense that I would continue paying for a delivery service on an account that no longer exists, yet this was never cancelled by your staff.

What is even more concerning is that I was never informed of any outstanding charges. Instead, I discovered that missed payments have been reported to my credit file every month for the past six months. As a direct result of your failure to cancel the service as instructed, my credit file has been damaged through no fault of my own.

I raised a formal complaint yesterday, but based on this experience I have little confidence that it will be resolved promptly. In the meantime, I am left dealing with the consequences of an error that should never have happened.

This situation is completely unacceptable. Your staff need better training and your account closure process clearly requires improvement. Administrative failures like this can have serious consequences for people's financial lives and livelihoods.

I would strongly advise others to think carefully before using this service. A simple failure to follow a customer's clear instructions has resulted in unnecessary financial harm and damage to my credit file.
Train your staff right your damaging peoples livelihoods.

Stay clear of them, not worth the risk.

9 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Lewis,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 1 out of 5 stars

Joke of a company - Damaged credit file and no fault of my own.

I discussed this with customer service six months ago. At that time, I specifically confirmed that there was no outstanding balance on my account and instructed the agent to close it. The agent confirmed, on multiple occasions, that everything had been dealt with.

I only discovered yesterday that while my account had been closed, the "Premium Delivery" subscription had not been cancelled. It makes no sense that I would continue paying for a delivery service on an account that no longer exists, yet this was never cancelled by your staff.

What is even more concerning is that I was never informed of any outstanding charges. Instead, I discovered that missed payments have been reported to my credit file every month for the past six months. As a direct result of your failure to cancel the service as instructed, my credit file has been damaged through no fault of my own.

I raised a formal complaint yesterday, but based on this experience I have little confidence that it will be resolved promptly. In the meantime, I am left dealing with the consequences of an error that should never have happened.

This situation is completely unacceptable. Your staff need better training and your account closure process clearly requires improvement. Administrative failures like this can have serious consequences for people's financial lives and livelihoods.

I would strongly advise others to think carefully before using this service. A simple failure to follow a customer's clear instructions has resulted in unnecessary financial harm and damage to my credit file.
Train your staff right your damaging peoples livelihoods.

Stay clear of them, not worth the risk.

Update

Claire, I've not had a message from you. You can hear from me right now as I will continue to leave bad review after bad review until this is resolved.

Once you've messaged, I'll reply with my details.

8 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Sophie,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

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