Monmouthshire Building Society Reviews 112

TrustScore 3 out of 5

3.0

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers found the app to be problematic, frequently crashing or freezing, and offering limited functionality. The process of setting up accounts and making payments was often described as complicated and frustrating, with some experiencing significant delays in deposits and account activation. The overall user experience, particularly with online banking, was consistently reported as difficult and outdated. Conversely, some people were satisfied with the staff, describing them as friendly, helpful, and professional. A few customers also found the app to work properly for them, allowing for easy account opening and transactions.

What people talk about most

Application

Consumers find app experiences to be ambiguous. Many reviewers report significant frustration and... See more

Staff

Customers consistently note ambiguous experiences with staff. Many reviewers praise the branch staff for... See more

Website

Clients share negative opinions on the website, with many reporting significant frustration and... See more

Payment

Users describe ambiguous interactions with payment. Many customers report issues with bank verification, with... See more

User experience

Customers consistently express significant frustration and dissatisfaction with the user experience,... See more

Based on these reviews

Rated 4 out of 5 stars

FINALLY, after many months, the app appears to now work properly! I’ve got through multiple logins over 10 days without having to reregister each time. The Regular Saver is a decent account, so it’s... See more

Company replied

Rated 4 out of 5 stars

2nd September - App still does not work, despite raising this with them on several occasions. Only option is therefore to use online banking, but this has 2 day delay for showing deposits - 2 ** Upd... See more

Company replied

Rated 4 out of 5 stars

Like many others, I was irritated by the online sign-up process for their Regular Saver Edition 8. I had installed their app beforehand from the Google Play Store. The issues occurred at the end: veri... See more

Company replied


Company details

  1. Building Society

Written by the company

We are a mutual building society run for the benefit of our members. We offer mortgages and savings products throughout Wales and England.


Contact info

3.0

Average

TrustScore 3 out of 5

112 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Very slow deposit times

I opened an online regular saver issue 8 yesterday and downloaded the app, I originally transferred just £2 to see how responsive the app was, it’s useless my account is still showing as zero nearly 24 hours later, I won’t be transferring any more funds

12 April 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review, as a Building Society, our electronic payments are initially received into our bank account before being uploaded to our customers' accounts.

This upload process takes place every day before we open for business at 9am, so if a payment is made over the weekend it will be paid in on the next working day. We want to assure you that even if there is a delay in seeing the payment, it has been credited to your account as of the date it reached our bank account. Rest assured; any interest will be calculated based on that date.

We're sorry for any inconvenience this has caused you and if we can assist you any further, please reach out to our Savings & Customer Contact line on 01633 844340. Our opening times are Monday, Tuesday, Thursday, Friday 9am – 5pm and Wednesday 10am – 5pm.

Rated 5 out of 5 stars

Always a very warm welcome

Always a very warm welcome. Angela has always been consistent in her very friendly manner and nothing is too much trouble! Very patient and helpful. Thank you to both Angela and Casey today who provided excellent customer service!

8 April 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We'll share your feedback with Angela and Casey

Rated 2 out of 5 stars

Nice people but their IT is very bad

We have 2 joint accounts. the branch staff are lovely but their online service is awful. The login process fails repeatedly. It failed the first time on 05/06/2020 and I had to enter new security details. The same thing on 22/04/2022. On 20/06/25 it failed again leading to several telephone calls and callbacks wasting a lot of my time. In the end they got it to work with no changes to my login details. Failed login again 08/12/25, and then again today 28/03/2026 for the last time because I am not willing to go on like this and will be closing our accounts.

28 March 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to provide us with your feedback. We’re sorry to hear that you have encountered issues whilst trying to login to our online service.

We understand that you have since spoken to a member of our Savings and Customer Contact team who resolved your issue.

We would like to apologise for the inconvenience that these login issues have caused you. Your feedback will support the improvement of our digital services in the future.

If you require any further support with our online services, please contact our Savings and Customer Contact team.

Rated 5 out of 5 stars

Facilities available in branch rather…

Facilities available in branch rather than on line.
Staff very friendly and helpful.

23 March 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We'll share your feedback with our branch colleagues.

Rated 5 out of 5 stars

Beth answered my questions very clearly…

Beth answered my questions very clearly and was extremely good at explaining my options.
She was very helpful.
Excellent 👌👍

23 March 2026
Unprompted review
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Reply from Monmouthshire Building Society

Thank you for leaving a review. We're so pleased to hear your positive feedback for Beth. We'll pass on your feedback.

Rated 5 out of 5 stars

Savings Review

Colleague was polite, friendly and professional. Patient allowing time for questions and knowlegeable, and checked my understanding regularly.

12 March 2026
Unprompted review
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Reply from Monmouthshire Building Society

Thank you for leaving a review, we're glad to hear you had a positive experience

Rated 5 out of 5 stars

The young lady (Beth) was very patient…

The young lady (Beth) was very patient with all my questions and opened my 2 savings accounts smoothly.

Sometimes it's best to deal locally with local people and this was one of these times🙂

9 March 2026
Unprompted review
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Reply from Monmouthshire Building Society

Thank you for leaving a review, we're glad that your accounts were opened smoothly. We will share your review with Beth

Rated 5 out of 5 stars

Beth from Newport. What an asset!

Beth from John Frost Square. What a lovely lovely lady who helped me so much in choosing the right account to open up with MBS. She went through my options in great detail and it was an absolute pleasure to deal with her. Hopefully if I ever have to come in again I will be dealt with by her. Such an asset to the company! Top marks Beth!

6 March 2026
Unprompted review
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Reply from Monmouthshire Building Society

Thank you for your kind review, we are glad you got the support you need. We will pass on this feedback to Beth

Rated 5 out of 5 stars

Brill visit

Popped into the Monmouthshire Building Society in Chepstow this afternoon, was greeted with a friendly welcome from Julie & Ellie. The reason behind my visit today, was to pop money into my Daughters child saver account. Julie was very professional, made a fuss of my little one, asked if they were having a nice time off school.

18 February 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for leaving a review, we are so pleased to hear that you have had a great experience with the Society. We’ll share your feedback with our Branch colleagues

Rated 4 out of 5 stars

App problems appear to be sorted

FINALLY, after many months, the app appears to now work properly! I’ve got through multiple logins over 10 days without having to reregister each time. The Regular Saver is a decent account, so it’s good to have it fully functional. Fingers crossed the problems are now over :-)

10 February 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for your feedback regarding our app. We’re pleased to hear that the app is now working in your favour. We’re sorry that you have experienced issues with our app previously.

We really appreciate your feedback, and we’ll share this review with our app support team.

Rated 5 out of 5 stars

Still on the High street

Helpful staff and speaking to someone in person

28 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We'll share your feedback with our branch colleagues.

Rated 1 out of 5 stars

Unable to Open an Account

Having found that the MBS offered 6% in their savings account two days ago, I downloaded the app as it's app only. I entered all the details yet when I submitted my linked bank details, the app stated it was unable to verify my account. I called them and explained the situation and was told they were experiencing app issues and so try again later in the day. I've tried no less than seven times since by uninstalling the app and reinstalling. Each time, after entering most of my details, it stalled on the bank verification stage. I'm not going to try again as I've wasted so much of my time already.

As a result of my review, the gentleman I spoke to last Monday called me and was very helpful in assisting me to open an account which was successful once he manually approved the bank information (following a soft search). This said, I have given the MBS a 3 star rating rather than a 1 for this reason. However, they are let down by an app that is not fit for purpose as it doesn't work.

Two days after being told my account is open, the app is still saying "Getting things ready". The app is broken and I've decided to give up and close the account as I can't access it. A 6% return on savings may sound good but is meaningless if MBS can't get the account up and running. My advice is to steer clear of the MBS. For this reason, my rating has gone back to 1 star (I'd give it a 0 if this were possible).

27 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for updating your review. We sincerely apologise for the issues that you are experiencing with our app and we’re sorry that you haven’t been able to access your account. We really appreciate your feedback and we’ve fed back your updated review with our app support team who are investigating these issues.

Rated 5 out of 5 stars

David is a credit to the Monmouthshire BS

David is professional, polite and goes beyond what would be expected of a member of the team at the Swansea branch .

23 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We're so pleased to hear your positive feedback for David. We'll share your comments with the Swansea team.

Rated 5 out of 5 stars

Lovely lady very polite and helpfull

Miss muss noor collegue of building society Lovely lady very polite and helpfull

19 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We'll share your kind words with Muss.

Rated 5 out of 5 stars

Seen immediately in branch by Muss who…

Seen immediately in branch by Muss who was excellent and gave great advice, very professional. Great service as usual from the Monmouthshire b

14 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for leaving a review regarding your branch visit. We're so pleased that you received great advice and service. We'll share your feedback with Muss.

Rated 1 out of 5 stars

Poor mobile application and service

Having read other reviews I can see this building society doesn’t score well. On a regular savings application my linked account was rejected prompting me to phone in. The agent didn’t know tge reason for the rejection. The app didn’t allow me to retry with another account, tge advice was to delete, reinstall and go through all the rigmarole again. Now I’ve put in a different linked account and am waiting for my application to be processed. Why. Is this not automated. Will it be worth the effort of setting up a regular saver account? Who can tell.

19 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to provide us with your feedback. We’re sorry that you have experienced issues on our app whilst applying for a regular savings account.

We apologise for the inconvenience caused by your linked account being rejected and having to repeat this process. Your review will be shared with our app support team, as we continue to try to improve our digital services for our customers.

We’re aware that you spoke with a member of our Savings and Customer Contact team today regarding your review. If you need any further support, the team are available Monday – Friday 9am to 5pm and Wednesday 10am to 5pm.

Rated 5 out of 5 stars

Attended without an appointment and…

Attended without an appointment and they managed to fit me in . Very courteous and professional

16 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for taking the time to leave a review. We'll share your positive feedback with our branch team.

Rated 5 out of 5 stars

Outstanding service

The staff at the Cardiff Queen St branch were extremely friendly and helpful getting my issue resolved quickly. A massive thank you to them!

14 January 2026
Unprompted review
Monmouthshire Building Society logo

Reply from Monmouthshire Building Society

Thank you for leaving such positive feedback for our Cardiff branch colleagues. We'll pass on your thanks to the team.

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