Modak Makers Reviews 1,159

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent customer service, highlighting the quick responses, helpful agents, and informative chat support. Many people appreciate the app's ease of use and its effectiveness in teaching children financial literacy, saving money, and managing their own funds. Consumers also enjoy the fun ways to earn money and the ability to track spending. However, some customers also noted issues with the product and payment processes. A few people experienced security concerns with their cards and expressed dissatisfaction with customer service in these instances, mentioning language barriers and slow resolution. Some users also found parts of the app confusing, encountered difficulties with funding methods, or faced delays in money transfers.

What people talk about most

Customer service

Reviewers highlight positive aspects of customer service, often praising the quick, helpful, and friendly... See more

Product

Customers had ambiguous experiences with product. Many reviewers praise the product as a great way to teach... See more

User experience

People report positive experiences with the user experience. Many reviewers find the app easy to use,... See more

Payment

Users describe ambiguous interactions with payment. While some customers appreciate the ease and speed of... See more

Application

Reviewers express high satisfaction with the app, praising its ease of use and effectiveness in helping... See more

Based on these reviews

Rated 4 out of 5 stars

So far I love it. My daughter does her chores more and if they are not done properly I can deny the payment of it . It's reaching her to take her time to make sure her chores are done properly. Just a... See more

Rated 4 out of 5 stars

I think Modak is a very good financial app for children. It has daily scratch-offs for MBX along with challenges. MBX is an in-game currency. You can exchange 100 MBX for $1, which is AWESOME if you... See more

Rated 4 out of 5 stars

Easy to use app. It’s helping my kids understand the value of money. Quick customer service with excellent agents. Would recommend

Rated 4 out of 5 stars

It’s an amazing company and card but I was trying to get a new card and it was kinda slow response but my helper was nice so it’s okay


Company details

Written by the company

Modak is a US-based platform leveraging the power of fintech, gamification, and community to empower kids to reach their full potential. We are founded with an audacious vision to enable kids and young adults to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen cards, financial literacy, and other services. We build for scale and security using the best technologies and enrich the user experience with a thriving community that supports each other. Modak is trusted by over 30,000 families and growing by the day. We are one of the most well-funded early-stage startups, and we are grateful for the 5+ years of runway we have even in this market. Our investors include GGV Capital ($9.2Billion VC firm), Monashees, Maya Capital, Nazca VC, One VC, and 30+ leading angel investors and entrepreneurs across Silicon Valley and Latin America.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

Great app

Amazing customer service, fun ways to earn money, and everything they advertise and more. Great app that encourages learning to save money, how to use a visa, and gives a fun way of doing it.

18 February 2026
Unprompted review
Rated 4 out of 5 stars

Me and my kids enjoy the app

Me and my kids enjoy the app, they're actually doing their chores! I wish there was a way to claim previous chores for the day before, though.

13 December 2025
Unprompted review
Rated 5 out of 5 stars

I ABSOLUTELY LOVE this app

I ABSOLUTELY LOVE this app. I especially like that who can do easy and simple challenges or tasks to get mbx or mobucks and then turn it in for actual, real money.

21 January 2026
Unprompted review
Rated 1 out of 5 stars

I have had a negative experience since…

I have had a negative experience since I opened this account! No one speaks English with the costumer service reps! I do not recommend this checking account for any one! Do Not I repeat Do Not sign up for this bank! No normal bank operators under the shaningans I have delt with and still because my account is blocked.

14 January 2026
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi Nina, we’re really sorry for the frustration you experienced and appreciate you taking the time to share your feedback. We know how upsetting it can be when something doesn’t work the way you expect.

We’re happy to confirm that your account has now been unblocked and restored. The temporary restriction was part of a routine security review, which we use to help protect our customers. We know these reviews can be disruptive, and we’re always working to make the process and communication clearer.

If there’s anything else we can help with or any questions you still have, our team is here to support you.

The Modak Team

Rated 1 out of 5 stars

Terrifying Experience as a Parent

Horrible experience and even worse customer service.

My 5-year-old’s Modak card was left at the mall on 12/30 and was immediately reported. I was told the card was closed and unusable. A new card and new digital numbers were issued that same day.

Authorized Amazon purchases were made on 01/02 and 01/03 using the new digital card — those show correctly in the transaction history.

Then, at midnight on 01/04, an unauthorized charge of $20.43 appeared. We did not approve this. My child is 5 and cannot make purchases without a parent.

When I contacted customer service to dispute it, I was told the charge was “authorized.” They then claimed it was authorized on 12/25, which makes no sense — that was the day my child received her first card and no purchases were made. That original card was also reported lost and closed on 12/30.

There is no explanation for how a charge could post on 01/04 from a card that was supposedly closed, yet customer service refused to take responsibility.

Due to the contradictions, lack of accountability, and poor support, I am reporting Modak to the appropriate consumer protection agencies and removing all of my children’s funds from this platform.

I would not recommend this service to any parent.

4 January 2026
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hello,

We’re truly sorry for the stress this situation has caused and appreciate you taking the time to share your experience with us.

Our Disputes & Fraud Prevention team has already reached out to you via email with an update regarding the transaction in question and is actively reviewing the dispute. We take reports like this very seriously and are committed to ensuring a fair and accurate resolution.

We apologize for any confusion or frustration you experienced while contacting support—this is not the experience we aim to provide. Your feedback is invaluable as we continue improving our processes and communication.

Please feel free to reply directly to the email from our team if you have any additional questions. Thank you again for your feedback.

— The Modak Team

Rated 5 out of 5 stars

Originally i got the card for oldest

Originally i got the card for my oldest, and then we added my middle child and now my youngest one has one. We love that we can keep track of their spending habits and they can see how much they earn in chores and extras on their own phones. And the help desk has been fantastic for the few times ive had to use it due to lost/stolen cards. They were quick to respond and very helpful on making sure the stolen cards were deactivated and that their money was safe.

28 December 2025
Unprompted review
Rated 1 out of 5 stars

No communication

I got my kiddo a card, for some reason the company mailed out a new card that we never received. Found out my old address was still on the account. We tried the crappy chat system you guys have and have never received a response or email. We are not finding a way to update or mailing address. We have tried to contact the company to have a new card mailed out to us and we needed 2 of them since my daughter lives in 2 different homes. There needs to be a better system with communicating and if there is a way to get a response.

18 December 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi Justin, we’re really sorry for the frustration with the missing card and address update — we completely understand how disruptive this has been for you and your family.
We’re reaching out to you directly by email now to find a good time to speak with you tomorrow so we can get this resolved quickly. Once we confirm the correct mailing address, we’ll expedite a replacement card with tracking so you know exactly when it will arrive.
Thank you for your patience while we fix this — we look forward to talking with you and getting everything back on track 💚- The Modak Team

Rated 2 out of 5 stars

No customer service

Card was great, app was neat but then I was charged 5 times for an auto recharge and turns out there's no real customer service. Should have checked the reviews I suppose

3 December 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi there, we’re very sorry for the frustration you experienced — especially with a brand-new feature we’re still refining. We appreciate you taking the time to chat with our team already.
Please know that your money is safe, will arrive in your account, and you can transfer it back at any time. A few bugs may occur while we continue strengthening this feature, and our team is actively working to correct them.
Thank you for the feedback — it truly helps us improve and build a better experience for all families 💚.

Rated 5 out of 5 stars

Great App

Great App! All four kids and this mom is loving the app and the straightforwardness. Its simple and uncomplicated unlike some other financial apps. The support has been great so far with questions. I would recommend giving Modak a shot!

15 November 2025
Unprompted review

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