MetLife Pet Insurance Reviews 

11,317
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 9,678 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the claim submission and reimbursement process, often noting how straightforward and efficient it is. Many appreciate the outstanding customer service, highlighting the helpfulness, compassion, and knowledge of representatives who make interactions pleasant. The overall user experience is frequently described as seamless, with people finding the process easy to understand and the online portal simple to navigate, providing peace of mind during challenging times for their pets. However, some customers also noted issues with the claims process, experiencing delays, requests for additional information, or even denials that required further intervention. A few other people also felt that customer service could be inconsistent, mentioning difficulties in reaching representatives or receiving ineffective assistance.

What people talk about most

Claim

Reviewers highlight positive aspects of claim processing, with many customers finding the submission process... See more

User experience

Customers had positive experiences with user experience, consistently praising the ease of navigation and the... See more

Service

People report positive experiences with service, often highlighting the ease and speed of processes like... See more

Response time

Users describe positive interactions with response times, with many customers reporting that claims are... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week. Compassionate, competent, excellent customer service and they understand the medical issues that do... See more

Company replied

Rated 5 out of 5 stars

Once you understand the process and the documents required, the process is very fast and effective. Their AI agents are well trained and the solicitations and condolences are appreciated. We s... See more

Company replied

Rated 5 out of 5 stars

It's nice to have the peace of mind with pet insurance. I have the Preventative health in addition to the illness insurance. How wonderful to actually get money back from going to the vet! The reimbur... See more

Company replied

Rated 5 out of 5 stars

I submitted a claim for processing and received an email saying the claim was received and was being processed. Within two days, I received another email saying how much money we would be received vi... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(11,317)

9,287 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to use website

6 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello Corey! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Enrollment

The enrollment process was painless and I now have the reassurance that should anything happen unexpectedly, we are prepared! Thank you, Metlife!

6 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Marla! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy affordable

Easy affordable

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello Kaitlin! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Metlife Pet is very easy to sign up and…

Metlife Pet is very easy to sign up and fast.

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Fast, but information lacking

Great, but it wasn’t clear what was covered. More information should be shared about the coverage

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Omar! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback.  We are sorry to hear of your prior experience. We would be happy to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

No thank you

No thank you

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello Wesley! Thank you for taking the time to leave a rating of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Stephany! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very easy to add our new puppy to our…

Very easy to add our new puppy to our plan. We've been with Met for 5 years now, and claims are quick and easy for my veterinary clinic to complete.

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Duane! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Fast and easy

Fast and easy

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Sandra! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

easy experience!

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Donald! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Excellent coverage and easy to enroll…

Excellent coverage and easy to enroll on line.

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Rodora! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Amy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Quick & Easy

It took me less than 10 minutes to set everything up!

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Evelyn! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

It was an easy process

It was an easy process

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, John! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Amazing

Very easy to make a choice of plan

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Lebron! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 1 out of 5 stars

They treat acute infections as chronic…

They treat acute infections as chronic pre-existing illnesses.
If you look carefully at their definition of a pre existing condition, they specifically note that they treat curable diseases as non covered pre existing conditions if any recurrence can be linked to a prior incident. Be aware that they use this definition very liberally to avoid paying out claims.
In my case, I have a cat who I adopted about 18 months ago. It was noted in the adoption paperwork that she had previously been treated for a UTI. She has had multiple wellness checks since then where she had been given a clean bill of health with no signs of infection. Then, just last week, almost 18 months since the last documented UTI, she had a new acute UTI infection. MetLife has denied the claim and has stood firm on their denial even with involvement from BBB and NJ DOBI. MetLife is taking the stance that since she has had a UTI in the past, it can never be covered by them. They are making the assumption on their own with no evidence that the recent acute infection is the same infection that she had so long ago. They act as if there’s nothing that can be done to counter their opinion.
If you look closely, their definition even includes vomiting. So, if there’s any documentation that your pet has ever vomited before you open your policy, any vomiting for the remainder of the pet’s life would be considered a pre existing condition and they will deny coverage, it seems.

23 July 2026
Unprompted review
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Russ. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 3 out of 5 stars

Kind of lengthy, no 24/7 support

They could've made the preventative care A LOT cheaper. Overall, wasn't bad just no 24/7 support and the cost of preventative care. I like that you can adjust your policy so basically 30 dollars a month a pay 100 co-pay and they cover 90% for my Yorkie-Chon. Peace of mind for your fur baby=priceless

5 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 4 out of 5 stars

Vary easy friendly customer service…

Vary easy friendly customer service phone call and internet

4 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jose! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy to compare and choose plans

Easy to compare and choose plans. Plan costs are reasonable.

4 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Kim! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very easy process.

Very easy process.

4 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Kylene! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look