Metfolio Reviews 200

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the platform for its user-friendliness and straightforward setup, making it easy to operate, buy, and sell. Many people appreciate the direct access to physical gold and find the app intuitive to navigate, especially for first-time investors. The overall process is described as simple and convenient for investing in metal. However, some customers were not happy with the pricing and fees, noting that the service can be more expensive than alternatives. Concerns were raised about hidden charges, particularly when selling gold, and some felt that the premiums were too high, making it difficult to profit. A few other people also felt that the minimum amount to buy should be reduced.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the app's ease of use and straightforward... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed dissatisfaction, citing hidden fees... See more

Application

People report ambiguous experiences with the app. Many users express dissatisfaction, labeling it a "scam"... See more

Value for money

Users describe ambiguous interactions with value for money. Many consumers express dissatisfaction, noting... See more

Product

Reviewers highlight ambiguous aspects of the product. While some customers praise the ease of setting up and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Metfolio is user friendly.Very good customer service. Very prompt at responding to queries. Would be nice if the minimum amount to buy was reduced like in previous years .

Company replied

Rated 5 out of 5 stars

Really easy to operate and buy and sell. Support and points of contact really helpful and on top of admin if you have any queries or questions.

Company replied


Company details

  1. Gold Dealer

Written by the company

Metfolio! The all in one app to buy, sell, and save physical gold digitally. Set up a fully personalised Goal and save gold automatically every month, and manage it directly from your phone!


Contact info

3.8

Great

TrustScore 4 out of 5

200 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 60% of negative reviews

Typically replies within 2 weeks

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Rated 4 out of 5 stars

Metfolio is user friendly.Very good…

Metfolio is user friendly.Very good customer service. Very prompt at responding to queries.
Would be nice if the minimum amount to buy was reduced like in previous years .

1 October 2025
Metfolio logo

Reply from Metfolio

Hey Jiji,

Thanks for your kind words and suggestion. Gold has changed a lot since we launched all those years ago, with markets shooting up.

Our minimums on the app reflect that.

Nevertheless, staying true to our mission to make Gold accessible and convenient, we will always make sure that Gold on Metfolio can be bought in the lowest quantities possible :)

- Meeren.

Rated 5 out of 5 stars

Easy to use no issues so far,

Easy to use no issues so far,

Could do with instant price notifications and how much gold you are holding in price amount

1 October 2025
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Reply from Metfolio

Hey Faheem,

Thank you very much for your positive review and for your suggestions. We are always striving to improve Metfolio for you and will definitely look into implementing this!

- Meeren.

Rated 5 out of 5 stars

Really easy to operate and buy and…

Really easy to operate and buy and sell.
Support and points of contact really helpful and on top of admin if you have any queries or questions.

30 September 2025
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Reply from Metfolio

Hey Will,

Thank you very much for your positive review. We pride ourselves on always being on hand to answer any questions and support when needed.

Excited to continue the positive experience!

- Meeren

Rated 5 out of 5 stars

Metfolio Review

Great app and great team at Metfolio. Gold is up and it will certainly stay that way as historically its been proven to outperform other global asset investments.
Thank you to Meeren and his team at Metfolio.

6 October 2025
Unprompted review
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Reply from Metfolio

Hey Nessa, thank you very much for your kind words. Very true, Gold is one of the best investments historically, and has gone up even more since you wrote this review.

Very excited to keep improving Metfolio for you!

- Meeren

Rated 1 out of 5 stars

It is like giving them money for…

It is like giving them money for free😂😂. When i stared buying 6 months ago I've paid 350, even though gold value has gone up by 20 pounds since started, my scarp value now is 296. Not a smart investment. Im still at 54 pounds loss. And when questioned their answer is very difficult to understand.
I would say i was silly to make investment.

13 September 2025
Unprompted review
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Reply from Metfolio

Hey Ashish, thanks for your review.

That's why its called the scrap value. When buying physical gold, it has to be manufactured and mined out of the ground, this process costs money.

Therefore when buying physical gold it will be at a premium and is meant to be held as a long term investment. And on the amounts you are buying we are the most competitive in the market.

On our app we clearly say you are buying gold fractionally, in order to build up to a full gold bar. Which if you buy from anywhere, comes at a premium and WILL be scrapped at a lower price if you choose to immediately sell it.

had you read the information in app, this explains this fully, and we tell you when buying how many grams you get in exchange for your money.

- Meeren.

Rated 5 out of 5 stars

Since I have been with Metfolio so far…

Since I have been with Metfolio so far so good I have great experience and I hope in future as well so for all good xx

1 October 2025
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Reply from Metfolio

Hi, thank you very much for your positive words, we are always improving our services and will make sure that we continue to make your Metfolio experience positive! - Meeren

Rated 1 out of 5 stars

This site is gonna robb you…

This site is gonna robb you systematically.
With the name of so called freaking “Premium” they will charge you 25% of your investment with them.
Which is far more than the UK tax .

Literally they will be richer than you think they are saving for you😄

17 September 2025
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Reply from Metfolio

Hi Minhaz, thanks for your review. Firstly, there is no tax on investment bullion as its tax exempt, if someone is charging you tax Minhaz, spoiler alert, they're lying.

Secondly, physical gold comes at a premium as it has to be manufactured and mined out of the ground, which lo and behold, costs money 😄

I appreciate that you are likely new to buying gold so let me explain it to you. Our prices are competitive with the rest of the market.

So before immediately coming to write a negative review, I encourage you to do some research, or simply reach out to us for information.

Thanks - Meeren

Rated 5 out of 5 stars

Acknowledge of purchase receipt.

Whenever, I made a purchase, I receive prompt receipt immediately.

21 September 2025
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Reply from Metfolio

Hey Olabisi, thanks for your positive words. With every Metfolio purchase you will receive full, compliant documentation in the form of invoices and receipts. So you have full records of ownership when buying physical gold on the app. - Meeren

Rated 1 out of 5 stars

You have to support new coustmmer…

You have to support new coustmmer because we don’t know nothing about this app so you need to teach as nicely every thing thanks

4 September 2025
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Reply from Metfolio

Hi, we are fully committed to supporting customers get started and with any questions they have. I just wish you would have reached out to us to experience our best in class support instead of coming to the internet to write a negative review.

There are easier ways to get our attention :)

Do reach out, our team is happy to help with any queries you have - Meeren.

Rated 1 out of 5 stars

Please do not sign up with this company…

Please do not sign up with this company it's completely fraudulent and a Scam you buy gold for £200 on the app and when you go to sell the gold on the same app you get £150 when asked the founder gives you a shittiy answer and you cannot cancel your account with them so please don't fall into this trap i have filled fraud with my bank against this company

5 September 2025
Unprompted review
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Reply from Metfolio

Hey Lesley,

As mentioned in our support chat, our team members are there to help, not take barrages of swearing and foul abuse from you.

And need I say more, you couldn't even control your language in a public review on the internet.

In fact what's hilarious is we gave you a full refund, and then you filed for a chargeback, which we then won.

So I think it's pretty cute to be calling us Fraudulent Lesley when your own bank sided with us on that transaction, and admitted that WE were the victims of chargeback fraud from you.

Simply put, physical gold costs money over the market rate, as mining and manufacturing physical gold costs money.

- Meeren.

Rated 2 out of 5 stars

Not very competitive

Not very competitive, compared with their peers. You can easily purchase the latest sovereign for £30 cheaper, and a 50g bar for £175 less. The idea of setting up a monthly payment plan (they earn interest on your money), and when you have enough saved, they will send you a coin/bar, is sound in principle, but why bother. Pay your “subscription” into a savings account, and when you have enough saved, shop around.

I understand the spread on gold, my usual gold broker, charges 5.75% between the buying and selling price. Having recently invested £50, and now waiting on a refund of £34.98, that equates to a spread of 30%.

16 August 2025
Unprompted review
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Reply from Metfolio

Hey Paul, thanks for your review. Firstly we do not earn interest on your money, we actually sell you physical gold and vault it in fully insured vaults.

Secondly, we are competitive among peers so not sure how you came to your conclusion, especially when you take into account that we offer free storage and insurance on our platform no matter how much gold you have with us.

The beauty of the Metfolio app is that you can incrementally buy fractions in physical gold which actually saves you against the rise in gold price in this current climate. As had people enlisted your genius strategy of leaving it in a savings account (advice which is pretty insensitive to those, who for faith and personal reasons don't deal with interest related products), the bank pays you 5% interest, whereas gold is up over 40%. With Metfolio, you are safeguarded against that.

Yes physical gold comes at a premium, as it is real gold which needs to be manufactured and mined. 5.75% is what your broker is giving you on paper gold which isn't real anyway and is worthless during economic crises.

As always, happy to educate you on gold Paul - Meeren.

Rated 1 out of 5 stars

I bought £50 worth of gold using this…

I bought £50 worth of gold using this companies app. I held it for just over a week and when I decided that it may be risky investing with this company due to the negative reviews I read here. I decided to close the account. I contacted Mr Priyen for assistance as I could not sell the gold on the app and tried to recover my money. There were slight fluctuations in the gold price whilst I held it and eventually the gold was sold and but received just £35.74. I asked for an explanation and was told by the afore mentioned person that was the gold price when it was sold. I asked for a breakdown but still waiting. Can’t say that would recommend this company. Absolutely stay away from this company.

6 August 2025
Unprompted review
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Reply from Metfolio

Hi Clifford, physical gold comes at a premium as it has to be manufactured and mined out of the ground, which lo and behold, costs money.

Now, had you read the information in app, or reached out to us, we would have informed you that buying and selling a long term asset in a week is not the best idea. In fact given how unsure you were Mr Priyen recommended that you not buy at all until you have proper conviction.

As when selling, you will get the scrap value of that gold. And anywhere else, you would actually lose 10% more. We paid you the full market rate...

What's surprising is Mr Priyen has also informed you of this when you spoke to him, and even explained that leaving the gold in app is absolutely free.

Other providers would charge minimum £40 plus per month.

Hope this time it makes sense Clifford - Meeren.

Rated 1 out of 5 stars

Extremely unhappy with this service…

Extremely unhappy with this service very slow support wasn’t clear about admin fee charges so when I bought £200 of gold only got £150 so I decided to withdraw last Thursday it’s now Tuesday and I still don’t have my money feels like a scam and theft

12 August 2025
Unprompted review
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Reply from Metfolio

Hi Miles, When buying gold on Metfolio, you are shown how much gold you are getting in exchange for the money you put. Of course if you buy and sell instantly, it's going to be less than what you paid, given that this is physical gold which is actually minted as a bar and can be delivered to you. As for your withdrawal, we have refunded this to your card within the promised time so if you contact your bank you should see its on its way - Meeren, Co-founder at Metfolio

Rated 1 out of 5 stars

Avoid at all costs

Avoid at all costs, you can’t change your gold unless you buy at least 28g coins, no half g bars to convert, and as for withdrawals…. Still waiting going on nearly a week. Red flag, just go to your local jewellers and buy direct… I wish I done that sooner than deal with these cowboys.

30 July 2025
Unprompted review
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Reply from Metfolio

Hey Lyndsey, we tried to locate an account under your name but in our database there is no one with this name listed as a user of Metfolio! Moreover, your review is inaccurate as we do offer delivery as small sovereign coins too which are 7.98 grams, and are soon introducing smaller delivery options. And having checked, there are no withdrawals which are pending from last week, (let alone the fact that there is no account with this name!). If you are trying to promote buying from local jewellers Lyndsey, there are better ways to do it than spreading misinformation on Trustpilot. Maybe make a Tiktok or an Insta reel?

Rated 1 out of 5 stars

Withdrawn my money last week on Sunday…

Withdrawn my money last week on Sunday and this week on Tuesday and still hasn’t been in my account it says 3 working days and I think it’s already been 1 week and still hasn’t given me my money back.

27 July 2025
Unprompted review
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Reply from Metfolio

Hey Niv, thanks for your review, As discussed your name on the bank details were entered incorrectly. However, I am glad that after a quick conversation we were able to sort this out and get your money to you. After which you informed me that you were very happy with the service, and that you would be changing your feedback here. So I am looking forward to see your true experience being reflected on Trustpilot soon!

Rated 5 out of 5 stars

Very good service

Dealing with customers very well
All staff are very helpful
Shop is very spotless

13 July 2025
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Reply from Metfolio

Thank you Mohammed, it was great seeing you again the other day!

Rated 5 out of 5 stars

Straight forward

Straight forward
Excellent service great communication

16 July 2025
Unprompted review
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Reply from Metfolio

Thank you for such a stellar review Waqas, much appreciated! :)

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