Pru UK Reviews 

3,804
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 532 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful and friendly, guiding them smoothly through every step of their request. People also mention that online transactions, bond withdrawals, and general service requests are completed very quickly and efficiently. However, some people mentioned frustrating issues with slow communication and ongoing difficulties when attempting to access their pensions. Consumers also stated that getting assistance on the telephone took a long time and required long holding periods before speaking to someone. A few reviewers additionally noted that the payment process sometimes faced unexpected delays due to rigid rules or missing details.

What people talk about most

Customer service

Reviewers express mixed feelings regarding customer service, with some consumers reporting helpful and... See more

Service

Clients share ambiguous opinions on service, with some reviewers praising quick and efficient fund... See more

Staff

Customers consistently note positive experiences with staff, highlighting helpful, knowledgeable, and... See more

Response time

Users describe ambiguous interactions with response time, as opinions on communication and support speeds are... See more

Payment

Consumers find payment to be mixed, as some reviewers praise the process for being quick, smooth, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Overall I was satisfied with the online experience. My transaction was handled in a reasonable timeframe. I got done what I needed to get done.


Company details

  1. Pension Office
  2. also in
  3. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4.0

All reviews

(3,804)

478 reviews in the last 12 months

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Rated 1 out of 5 stars

Absolutely the worst experience I've…

Absolutely the worst experience I've had in a long time trying to withdraw what's rightfully mine countless questions to which meant absolutely nothing from a man in India who quite clearly didn't want to assist they treat you like a complete idiot asking the same idiotic question after the tenth time I did lose my patience im a grown man and know what I need its my fund pot not there's to do what they consider the right thing regardless of whatever I regret ever getting a pension now should of just banked it at home and gambled in other markets these people really are the pits
Message to you lot at the Pru
1 its not your fund
2 we are all aware of any consequences of withdraw
3 we all know you just hankering to keep the fund and syp off figures once the decision has been made
It took me 6 calls
280 minutes on individual calls
I was asked 14 times on one call if I was sure I wanted a total withdraw
Im sure that if they manged to persuade people to take a draw down then most of the pain I suffered wouldn't of taken place
Advice to anyone just starting out don't invest in a pension especially with this lot look at alternatives there's loads out there
It’s now 4 hrs after writing this review I’ve got to say it’s left me drained and somewhat stressed surly this isn’t right

21 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Steve, we're concerned to read your most recent review, and that you have continued to face difficulties in accessing your funds. We're also sorry that this has left you feeling drained and stressed.

We're keen to look into your experience in more detail and help where we can, especially if there are still outstanding matters to be addressed.

To allow us to approach the teams involved, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 5 out of 5 stars

One to one conversation

One to one conversation. Quick, very helpful and thorough service from a very efficient, knowledgeable person/company.

7 September 2026
Pru UK logo

Reply from Pru UK

Hi Yvonne, we're delighted to hear that you had a positive conversation with us recently.

Thank you for taking the time to share your experience through your review, and if there's anything more we can help with, please get in touch again.

Many thanks

Rated 5 out of 5 stars

It was refreshing to actually talk to a…

It was refreshing to actually talk to a friendly human being who quickly understood what we were asking and then passed us on to another person who had more extensive knowledge to help us make an informed decision . The whole process of withdrawing a bond was made painless and the money quickly arrived in our account . I would definitely recommend this company and use them again in the future .

5 September 2026
Pru UK logo

Reply from Pru UK

Hi Elizabeth, thank you for your lovely feedback. We're so pleased to hear that our team were able to understand what you needed and helped to guide you through the withdrawal process with confidence.

It's also great to know your experience was straightforward and that your money arrived quickly. Thank you also for your recommendation, and we look forward to helping you again in the future.

Rated 1 out of 5 stars

Failure by Prudential to implement the order of a judge.

This company has taken 24 years to fail to implement a judge's pension sharing order. I may be dead before I get my benefits if my ex decides to do nothing. Prudential will not acknowledge that fact. If I die before my ex acts, Prudential will have not allowed me to take my benefits to Prudential's shame. Furthermore, they would appear to be discriminating my ex over me. By insisting that she acts first, even though it is my pension, they are placing her at greater importance than me. Overall, I'm afraid I have nothing good to say. It is just an appalling situation.

15 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Dave, we're sorry to hear that you continue to feel frustrated by your experience and the situation you've described.

We understand and recognise that this is an issue you have raised with us previously, and we appreciate that your concerns remain unresolved. We have shared your latest comments with the relevant team so they are aware of the points you've raised in this review.

We further understand the strength of feeling behind your comments and the concerns you've highlighted regarding your benefits, and we've emphasised this with the team involved.

If there is anything more you'd like to raise with us, please do email us again at social@prudential.co.uk. Many thanks

Rated 1 out of 5 stars

If I could give no stars i would

If I could give no stars i would. This company seems to have no concept that they are dealing with peoples livelihoods. My pension company has been trying to access details from the Pru for months with no reply. Without this response my pension pay out is delayed and i have no alternate source of income. If i have the temerity to ring directly they say they can't talk to me, get my pension company to contact them. I tell them they have contacted them on numerous occasions and the Pru ignores them. Round and round we go with little hope of an outcome. Pension ombudsman next stop.

15 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Susan, we're concerned to hear about the problems and delays you're currently facing, together with the impact this is having.

We'd like to follow up on your experience, and that of your pension company. To help us to move your requirements forward with the right team, please email us at social@prudential.co.uk with the plan number involved, or any other references you have available. Many thanks

Rated 1 out of 5 stars

Shambles

I have been trying to get MY FUNDS from Prudential since March 2026, I seem to be dealing with incompetent persons each time I engage with them, they have everything they need, no they don’t - I’m going around in circles getting nowhere and no one seems to care ! Absolute shambles

Replied to response - let’s see how long the wait is this time 🤥

01/10/2026 - still waiting for this to be resolved

9 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Joanne, we're sorry for the delays you're facing in accessing your funds, and we'd like to help. If you could email our team at social@prudential.co.uk with your plan number and preferred contact details, we'll follow up on your requirements with the teams involved. Many thanks

Rated 5 out of 5 stars

Super easy to access your savings fund…

Super easy to access your savings fund or bond, simple process, fully explained & delivered into my bank within the timeframe i was notified of, what more can you ask for, 1st class experience

9 September 2026
Pru UK logo

Reply from Pru UK

Hi Andy, we're delighted to hear about your positive experience in accessing your funds, and thank you for taking the time to leave your review.

Rated 1 out of 5 stars

Appalling company

It has been over a month since I reached out to Prudential regarding an insurance policy held on behalf of my deceased father. Despite numerous emails, I have yet to receive a response. I communicated that the funds from the policy are necessary to settle the funeral expenses, but this information appears to have made no impact. As a result, I have had to secure a loan in order to cover these costs, given that Prudential has not provided the funds owed to us.
I have encountered several similar accounts on this platform and noted some automated responses, but regardless of those claims, if this negative review is visible, it indicates that my issue remains unresolved. I will remove this review once my claim is satisfactorily addressed.
Thus far, my experience has not included any customer service assistance, but rather a lack of communication from a company that refuses to disburse funds we are entitled to, all while we are managing our grief. This situation is deeply disappointing.

11 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Daz, we are sorry for your loss and for the difficulties you have experienced in trying to resolve your father's insurance policy claim.

We are keen to help and would like the opportunity to work with you and our claims team to ensure all matters are addressed as quickly as possible. To allow us to achieve this, please email our team at social@prudential.co.uk with your preferred contact details, and any references you have relating to your father's policy. Many thanks

Rated 4 out of 5 stars

Pension claim

Twice I’ve tried to access my pension third time lucky The person I spoke to this time was very helpful and pointed me in the right direction making an appointment with the company who holds my pension

7 August 2026
Pru UK logo

Reply from Pru UK

Hi Steve, thank you for your feedback and we're sorry it's taken you three attempts to access your pension. We're pleased to hear you're now in touch with the company that holds your funds, and if there's anything more we can do to help, please let us know.

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