Lloyds Bank Reviews 

11,756
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,934 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and willingness to go above and beyond. Many people highlight the excellent service received, noting that employees are kind, patient, and make complex processes straightforward. Reviewers appreciate the personalized approach and the proactive support provided, often exceeding expectations. However, some customers also noted issues with customer service, experiencing long waiting times and feeling ignored. A few other people also felt that the systems in place were inefficient, leading to frustration and a perceived lack of care.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, professionalism,... See more

Customer service

Clients share ambiguous opinions on customer service, with some reviewers praising helpful and efficient... See more

Service

Customers consistently note positive experiences with service, often highlighting staff as friendly,... See more

Payment

People report ambiguous experiences with payment, with many customers expressing frustration over blocked... See more

User experience

Consumers find user experience to be positive, with many praising helpful staff who make complicated... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Over the last few years I have found staff at Lloyds Bank Walton-on Thames branch to be extremely helpful. Supportive with my aging father’s banking needs. Always carried out in a professional and com... See more

Company replied

Rated 5 out of 5 stars

Call in to branch for bank statement alison herbert help me look at my credit score on my app and discussed alternatibe ways to bank. I am now starting a new job a looking to build my savings and impr... See more

Company replied

Rated 5 out of 5 stars

I would like to say a big thank you to Toyin for the excellent service I received at the Lloyds branch in Manchester. She was very kind, patient, and extremely helpful. Toyin explained everything cle... See more

Company replied

Rated 5 out of 5 stars

This morning I went to my local branch, Carfax Oxford. I saw Julie. She was outstanding! In a few minutes while printing the relevant bank statements I'd requested, Julie noticed that my Saving... See more

Company replied


Company details

  1. Bank

Written by the company

Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Visit us today to find out more.


Contact info

4.1

Great

TrustScore 4 out of 5

12K reviews

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4.1

All reviews

(11,756)

5,983 reviews in the last 12 months

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Rated 5 out of 5 stars

Resolved my query quickly and friendly…

Resolved my query quickly and friendly Safina at Lloyd’s bradford

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Fasil. Thank you for taking the time to share this feedback. It's great to hear that Safina was able to resolve your query quickly and provide such friendly service.

Thanks
Sanjay

Rated 1 out of 5 stars

I opened an account and when I am doing…

I opened an account with this bank, and when I tried to transfer money to another account in my own name, they blocked my account, claiming it was due to a suspected scam.
Despite providing all the requested ID documents and taking two days off work to resolve the issue, my account is still blocked and I cannot access my own money.
The customer service has been extremely disappointing. The call handlers repeatedly hung up on me without listening to my concerns, and I felt I was treated unfairly. When I called, I was told to visit a branch. After travelling to the branch, I was then told I had to call customer services again. It seems there is a serious lack of communication within the bank, leaving customers stuck in the middle.
This has been one of the worst banking experiences I've had. I would strongly encourage anyone considering this bank to explore other options. No customer should have to go through this just to access their own money.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Hemang. Thank you for your feedback.

Sorry to hear about your experience. We understand how frustrating it must have been to have your account restricted, be unable to access your money, and receive conflicting information while trying to get the issue resolved. We're also sorry to hear about your interactions with our customer service teams and the inconvenience caused by having to take time off work and make unnecessary journeys.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62048BEkVp4

Thanks
Roopraj

Rated 5 out of 5 stars

Toyin was very helpful and friendly

Toyin was very helpful and friendly! Thank you so much

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Sian. Thank you for sharing your review with us.

I'm delighted to hear that Toyin was helpful and friendly and that you had such a positive experience.

Thank you for 5-star rating.

Thanks
Anisa

Rated 5 out of 5 stars

Excellent customer service.

Whilst journeying to the Scottish Highlands, I was forced to visit Lloyds Bilston branch, based in the West Midlands to report a dispute.
Though I was frustrated and impatient
a young bank assistant named Naz patiently assisted and informed regarding step by step the proceedure required in order to claim back the funds that was scammed.
Initially on reflection, I was very scpetical of wether this young lady had the knowledge or even the abilitiy to help me effectively persue my claim.
Initially having been in a similar situation years ago ,which was not straight forward, this time caused me to feel quite irritated and helpless.
Naz on the other hand was very proffesional she actually ironed out my doubts and fears, leaving me feeling confident the situation will be rectified. Her calmness and patience was exampelary.
During the course of her instructions on how to navigate online banking claim and security advice . I quickly realised how profficient and sharp she was. Apart from guiding me through the claim..she was able to inform on the latest best savings intrest rates available for the account I have...In the past I have inquired a few times at various branches throughout South England only to be handed a leaflet stating low measerly rates.
To the point where I was going to switch to another bank. Naz is definately knowledgable and current.I have decided to remain due to her unrivalled customer service.
She is definately a 5 star asset to the Lloyds banking group.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi, thank you for taking the time to share such detailed feedback. I'm delighted to hear about the support you received from Naz at our Bilston branch. It’s wonderful to know that Naz's patience, professionalism and knowledge helped put your mind at ease during what was understandably a stressful situation. We're especially pleased that Naz was able to guide you through your claim, answer your questions and help restore your confidence. Thank you for recognizing the difference Naz made and for choosing to remain with Lloyds Bank. We wish you all the best and hope you enjoyed your trip to the Scottish Highlands.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Raj

Rated 5 out of 5 stars

Mortgage process

Mortgage process was very easy

14 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi John, thank you for sharing your review with us. I'm delighted to hear that you found the mortgage process easy and straightforward.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Raj

Rated 1 out of 5 stars

The Black Bess of Banking

I genuinely believed Lloyds might prove to uphold the standard of the modern high street bank. Unfortunately, my experience showed quite the opposite.

A single direct debit of £117.07 on a dormant limited company account with a £0 balance was allowed to create an unauthorised overdraft. Rather than taking a pragmatic or proportionate approach, Lloyds repeatedly added charges and interest until the balance had increased significantly.

Throughout the complaint, Lloyds relied almost exclusively on what it was contractually entitled to do, rather than whether its actions were fair, reasonable or proportionate. Just because a bank can do something doesn't mean it should.

Customer service should involve judgement and common sense, not simply the mechanical application of terms and conditions.

As a result of this experience, and following the impending closure of Halifax, I have decided to move my business and personal banking elsewhere. Lloyds Banking Group has lost not only the banking relationship of my dormant company, but my personal banking as well.

I expected much better from one of the UK's largest banking groups.

The dark horse seemingly represents the infamous Black Bess and history remembers who was in the saddle.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Chris. Thank you for your feedback. I'm sorry to hear about your experience and that you're disappointed with both the outcome and how your concerns were handled. This isn't the level of service we aim to provide.

If you'd like us to review this further, please raise a complaint and ask for it to be escalated to a Complaint Manager: http://spr.ly/62044BEXK6s

If you're unhappy with the final outcome, you can also refer your complaint to the Financial Ombudsman Service within 6 months. More information can be found at: http://spr.ly/62045BEXK6t

Thanks
Amina

Rated 1 out of 5 stars

The bank have nothing to offer

The bank have nothing to offer, they go from paper invoices to spam our house with credit card offers. Now halifax joining them lol
Why we cannot invest like in other banks?

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Gosia. Thank you for your feedback. I'm sorry to hear about your experience. This isn't the level of service we aim to provide.

I understand your comments regarding marketing communications and our product offering. If you're interested in learning more about our investment options, please visit: http://spr.ly/62048BEn0nO

If you like to make a complaint. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62049BEn0nP

Thanks
Kaif

Rated 5 out of 5 stars

Wonderful people skills

My 82 year old husband who has early Alzheimer’s had received a letter to tell him that his savings account had matured . I went with him to the Doncaster branch to discuss the best options . We were helped by Clare who was absolutely fantastic. She explained the options clearly and patiently. She treated him with utmost respect helping him navigate his account on his phone app. I was so impressed with the way she made him feel that he was fully in control even though he asked the same question several times. It is important to me to allow him to feel this way for as long as he is able.I often dread meetings as he does sometimes get frustrated when people are impatient with him. I cannot thank her enough.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Janet. Thank you for taking the time to leave such a thoughtful review. I'm delighted to hear that Clare at our Doncaster branch provided such patient, respectful and supportive service to both you and your husband.

It's wonderful to know that Clare took the time to explain the options clearly and helped your husband feel comfortable and in control throughout the visit.

Thanks
Kaif

Rated 5 out of 5 stars

Lloyds bank are absolute magnificent…

Lloyds bank are absolute magnificent people and institution.

Lloyds bank assisted me in an extreme emergency , it was done by Mr Kieran working at department called “The moment of truth “

They assisted me for health emergency issue, they made the impossible become possible , can’t thank them enough.

I can only recommend Lloyds bank to everyone. Exclelence is products , security and always listening to their clients. I have only admiration for Lloyds bank

Thank you Kieran
Thank you Lloyds bank

God bless you.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Adel. Thank you for taking the time to share such wonderful feedback.

I'm glad to hear Kieran and the Moment of Truth team were able to support you when you needed it most. It's wonderful to know they made a positive difference during such an important time.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Roopraj

Rated 5 out of 5 stars

Excellent service

Packages explained well. Helped with everythin as requested. Great service, made me feel comfortable. Great system to track you position in quee.

Served by Toyin, Manchester branch

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Piason. Thank you for taking the time to leave such wonderful feedback. I'm happy to hear that Toyin at our Manchester branch explained the packages clearly, helped with everything you requested, and made you feel comfortable throughout your visit. It's also great to know that you found our queue tracking system helpful and easy to use. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks,
Anand

Rated 5 out of 5 stars

I was really satisfy with the service…

I was really satisfy with the service from
Toyin at the Machester branch. She went over and beyond to ensure that my mobile banking app was sorted. Very polite, friendly and exceptionally knowledgeable service I received fro Toyin. She welcomed me warming smiling all the through my enquiry.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Rachel. Thank you for taking the time to share your feedback.

I'm happy to hear about the excellent service you received from Toyin at our Manchester branch. It's wonderful to know that she went above and beyond to help resolve your Mobile Banking app query and that you found her polite, friendly and exceptionally knowledgeable throughout your visit.

Thank you for your kind words and recognition.

Thanks,
Roopraj

Rated 5 out of 5 stars

I went to cowley branch llyods bank to…

I went to cowley branch llyods bank to change my surname and Sully was very helpful and friendly and took only few minutes to sort me out 5 out 5 stars experience!

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi jiawei. Thank you for taking the time to leave us a 5-star review. We're delighted to hear that Sully at our Cowley branch provided such helpful and friendly service while assisting with your surname change. It's great to know everything was completed quickly, making the process easy and stress-free for you. We really appreciate your kind words and positive feedback, and we'll be sure to share your comments with Sully and the team.

Thanks,
Anand

Rated 1 out of 5 stars

Lloyds Bank Fake Account Management

I had a fake account set up in my name although it was misspelt. I live in West Yorkshire the account was set up in London. As soon as I was made aware I reported it to Lloyds, this was 13 month ago. Last month I had a letter saying the fake account had an interest change! I phoned the Lloyds Helpdesk, and wasted over an hour telling them I did not have a valid account with them I followed up writing to the head office attaching the letter from them confirming what I had explained to the customer services Helpdesk. I never had a reply to my letter, and Today I have had another letter from Lloyds explaining about the Halifax brand changes. What a useless Bank!

Thank you for your reply, but in order to use the link you supplied you have to login. I cannot as I do not have access to this mystery account. You also recommend writing to the head office, which I did but never had a reply to my letter. Perhaps you could supply a contact number to discuss it further with someone in the UK who has the knowhow to handle such a matter. For all I know this account could be used for money laundering, and what about my credit rating as a result of you opening an account without due diligence.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Neil. Thank you for your feedback.

I'm sorry to hear about your experience. I understand how concerning it must be to continue receiving correspondence about an account you've repeatedly advised is not yours.

Please be assured that receiving this correspondence does not affect your credit file. As we're the Social Media Team, we don't have access to account details, but if you've received mail for someone who doesn't live at your address, please mark it "Not known at this address – Return to sender" and post it back.

If you're unhappy with how this matter has been handled, you can raise a complaint by calling our team using the details provided in the link below. Please copy and paste this link into your browser: http://spr.ly/62043BEnuEW

Thanks,
Kaif

Rated 1 out of 5 stars

terrible in every way

terrible in every way, so many security checks for no reason at all

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Louis. I’m sorry to hear that you've found the security checks frustrating.

These checks are in place to help protect customers and their accounts from fraud and unauthorized activity. We understand they can sometimes feel inconvenient, but they're an important part of keeping banking secure.

If you'd like to share your concerns further, you can submit a complaint using the following link:
http://spr.ly/62043BEn3YR

Thanks,
Jebastin

Rated 5 out of 5 stars

Mo Lloyds

Mo Lloyds, Leicester high Street
Thank you for letting me know all necessary information and have a nice day.stay healthy.....

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Nitpreet.

Thank you for taking the time to share your feedback.

I'm glad to hear that Mo at our Leicester High Street branch was able to provide you with the information you needed. It's great to know that you found the service helpful and that Mo made your visit a positive experience.

We'll be sure to pass your kind words on to Mo and the branch team.

Thanks,
Sanaa

Rated 5 out of 5 stars

Karen at Hemel Hempsted branch was…

Karen at Hemel Hempsted branch was extremely helpful and knowledgeable as well as friendly. She took us through the mortgage process and managed to have us set up for a call with the mortgage advisors. In addition she helped us migrate to Club Lloyds since our salaries are individually above £5k each month. She is experienced in this and we highly recommend her services.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Patience.

Thank you for taking the time to leave such wonderful feedback.

I'm happy to hear about your positive experience with Karen at our Hemel Hempstead branch. It's great to know that Karen was able to guide you through the mortgage process, arrange a discussion with our Mortgage Advisers, and help you move to a Club Lloyds account to better suit your banking needs.

Karen's knowledge, professionalism and friendly approach are qualities we value highly, and we're pleased that she made such a positive impression.

Thanks,
Sanaa

Rated 5 out of 5 stars

Karen at Hemel Hempstead went above and beyond…

Enquiry about Mortgages, appointment booked and Karen at Hemel Hempstead branch went beyond and above to explain on what I am missing out on Lloyds products and services. She showed me and I signed up for what I could

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Forbes. I'm delighted to hear that Karen at our Hemel Hempstead branch went above and beyond during your mortgage enquiry. It's great to know she took the time to explain the Lloyds products and services available to you, helping you understand options you may have been missing out on and supporting you in signing up for those that suited your needs. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks,
Anand

Rated 5 out of 5 stars

Went to Lloyds bank at Gt Yarmouth and…

Went to Lloyds bank at Gt Yarmouth and saw Ian who was very very helpful in sorting about 5 queries regarding my account, and also to do things in the future.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Peter, Thank you for taking the time to leave a review. It's wonderful to hear that Ian at our Great Yarmouth branch was able to help you with several queries regarding your account and provide guidance for future banking needs.

Thanks,
Kaif

Rated 5 out of 5 stars

Neelam is it the best.

Neelam is not one off the best.
She is the best, realy help evryone, not like her colegues most of them it just come to work to make a money and make customers go away.
Without Neelam this brunch we’ll be Wery but situation. Thank you very much Neelam for your help you are the best.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Borislav.

Thank you for taking the time to share your feedback and for your kind words about Neelam.

I'm pleased to hear about the positive impact she has had during your visits. It's wonderful to know that her dedication, support, and commitment to helping customers have made such a difference to your experience.

Thanks,
Roopraj

Rated 5 out of 5 stars

Satisfaction/Excellent Service Delivery

The Staff (Lucy, Eastgate Street) was just amazing. She delivered the services as if it was to herself standing before a mirror, of course she’d always want the best for herself. That’s to describe how superlatively satisfied I was by everything she did.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Kenechi. I'm glad to hear about the excellent service you received from Lucy at our Eastgate Street branch. It's fantastic to know that she made such a positive impression and that her dedication, care, and commitment to helping you left you feeling so satisfied.

Thank you for your wonderful feedback and for giving our service a 5-star rating. We truly appreciate your support!

Thanks,
Sanjay

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