Lear Capital Reviews 3,120

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their extensive knowledge, helpfulness, and professional approach, making the investment process clear and comfortable. Many people highlight the exceptional customer service, noting that representatives are patient, informative, and go above and beyond to ensure a smooth and satisfying experience. The overall service and user experience are frequently described as excellent, with consumers appreciating the ease of transactions and the personalized attention received. However, some customers also noted issues with pricing transparency, mentioning they were not initially informed about commissions or fees. A few individuals reported unsatisfactory interactions with specific representatives, particularly when dealing with smaller investment amounts or questions about buy-back policies. There were also isolated concerns regarding unfulfilled promises, such as not receiving offered free silver or difficulties with understanding the actual value of purchased metals.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Users describe positive interactions with customer service. Many reviewers praise representatives for being... See more

Product

Reviewers mention positive feedback about product. Many customers express satisfaction with the prompt... See more

Service

Customers consistently note positive experiences with service, highlighting the professionalism and... See more

User experience

Clients share positive opinions on user experience, often highlighting how easy and seamless processes were.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Peter G answered my numerous questions spending 30-45 minutes with me more than once over a 5 week period when I finally moved forward. I could have bought lower moving faster but he wanted me to be c... See more

Rated 5 out of 5 stars

What made it memorable you ask? Darius Steele is the answer. I have been in sales all my life (Yachts in my case) and I learned early on that once the information is passed to the client the humanity... See more

Company replied

Rated 5 out of 5 stars

Hi I was greeted with such grace. Morrey was patient with us provided helpful information regarding silver & gold. He answered all our questions he has always been available when ever we called or e... See more

Company replied

Rated 5 out of 5 stars

Frank Parrino retains his firm status as the pre-eminent account executive for Lear Capital. It is simply SOP for him to go out of his way to provide great service. In closing he is a lover of baseb... See more

Company replied


Company details

  1. Gold and Silver Trading Company
  2. Alternative Financial Service
  3. Gold Dealer
  4. Investment Service
  5. Non-Bank Financial Service
  6. Retirement Scheme Provider

Written by the company

At Lear Capital, your long-term financial security is our main concern. We have been America's Precious Metals leader since 1997, and we strive to not only earn your business but to maintain it with superior service. We can help you diversify your portfolio by purchasing bullion, acquiring premium rare coins, or by adding physical gold and silver to your existing IRA account. Whether you're looking to realign your asset allocation, maintain an aggressive hedge against global volatility, or secure tangible retirement protection, Lear Capital has a plan for you.

About Lear Capital

Written by the company

The Precious Metals Leaders Since 1997
At Lear Capital, your long-term financial security is our main concern. We have been America's Precious Metals leader since 1997, and we strive to not only earn your business but to maintain it with superior service. We can help you diversify your portfolio by purchasing bullion, acquiring premium rare coins, or by adding physical gold and silver to your existing IRA account. Whether you're looking to realign your asset allocation, maintain an aggressive hedge against global volatility, or secure tangible retirement protection, Lear Capital has a plan for you. We know you have a choice when it comes to investing in precious metals, and Lear has a streamlined acquisition process making your transactions FAST and EASY. We provide you with a personal account representative, a secure ordering environment, and a "real-time" investment relationship that keeps you abreast of spot pricing, precious metals news, and economic events that impact your retirement and your future. We also provide an industry leading Price Advantage Guarantee. Lear Capital is proud to have earned an A+ rating from the BBB and an AAA rating with the Business Consumer Alliance. We are also a PCGS (Professional Coin Grading Service) Authorized Dealer giving our customers the benefit of coin Grading Accuracy and Authenticity. We abide by the NGC's (Premium Guaranty Corporation) coin grading Standard of Integrity, and we support the ICTA (Industry Council for Tangible Assets) on issues of taxation, IRS regulations, and legislation that impacts all tangible assets.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars

I had no problems with the reps on the…

I had no problems with the reps on the phone. I was very surprised to see how small the gold coins and “gold bar” were when we got them in the mail. We paid a lot of money for these coins that certainly do not appear to be worth over $1,000 a piece. The “gold bar “ is just a small spot of gold and it really should not be called a bar

9 February 2026
Rated 5 out of 5 stars

Great person!

Dealing with a kind, informative person, made me feel comfortable with my first time purchase from Lear. She talked in a way i could understand the details of my purchase and allowed time for small talk. We had things in common which made our conversation more personal. Lucy was the best and now my whole family knows her.

27 January 2026
Rated 1 out of 5 stars

Lear Capital and Equity trust are a huge disappointment

02/04/2026
Lear Capital has mishandled my account. I requested disposal of my metals over two months ago. No check, no metal. Their coordination with Equity Trust, the custodian of the metal has been abysmal. Their customer service with me has been frustrating at best. The excuses are lame.
Judge Andrew Napolitano, I invested with Lear because you said they are a good company. Maybe you should check them a little closer.

Apparently my complaint was worthy of only an automated response. Calling or writing customer service is a fool’s errand. No one answers. I leave messages and any response is either finger pointing to someone else but more likely, it’s simply ignored. The delays in processing my request are inexcusable.

It’s now March 19th, more than 90 days since my request to disburse funds from my account. Equity Trust the (IRA custodian)has acknowledged they are processing my request since early March. I’m still waiting and getting nothing but excuses. If you think having a hard money IRA is a good idea, I’m telling you to rethink it! Equity Trust is not a bank. It’s a vault. Your metals should be stacked up collecting dust. But, are they?Consider for a moment, we buy hard money for the possibility of appreciation but also for financial security. There’s little security and even less trust when it takes days, weeks and now months to get a disbursement.

6 February 2026
Unprompted review
Lear Capital logo

Reply from Lear Capital

Hi Pat, we're sorry to hear about your disappointment with our business. We've notified our team of your comments, and we hope to get back to you before the weekend. Thank you for sharing the additional information. Some of our normal processes experienced strain from a particularly active period in the metals markets, but that shouldn't prevent you from accessing your investment. We apologize for the delay. We hope to help resolve your concerns quickly.

Rated 5 out of 5 stars

Contact Person Was Exclellent

Ira Silver was extremely knowledgeable, transparent and helpful with everything I needed to set up my account. He was efficient and a pleasure to speak with as well. This should be the Gold Standard for customer service (pardon the pun). Sincerely, VT.

21 January 2026
Rated 1 out of 5 stars

I was deceived by LEAR and their…

I was deceived by LEAR and their salesman.
Also, The Prophecy Club. A Christian program I used to listen to on AM radio.
They were ad affiliated.
I purchased $13,000 in gold when it was around $450 an oz. I waited until gold was over $1000 an oz before I sold it.
LEAR only offered me $10,000 after holding it for nearly 3 years. I had a family emergency and had to sell and lost $3000.
One more thing. It feels like yesterday!

3 February 2026
Unprompted review
Lear Capital logo

Reply from Lear Capital

Hi Bu, Thank you for sharing your experience. We’re sorry to hear about the stress surrounding your sale, especially during a family emergency.

Based on historical context, some of the details in your account do not seem fully align, but we’d genuinely like to understand more about what happened. If you’re open to it, please reach out directly with any transaction details so we can review and address your concerns: CustomerCare@learcapital.com or 1-800-885-LEAR(5327). We’d love to reach out to you, but we don’t have enough information to identify you. Thank you for your time.

Rated 5 out of 5 stars

The easy of the process.

The easy of the process.

28 January 2026
Lear Capital logo

Reply from Lear Capital

Thank you for sharing your positive feedback with us, Christopher! We are glad your transaction was smooth. Thank you for choosing Lear Capital.

Rated 1 out of 5 stars

I am a Victim of Fraud

I bought 13 coins but my account only has 6 coins. My rep refuses to do anything about it, so right now I am suspecting fraud.

29 January 2026
Lear Capital logo

Reply from Lear Capital

Hi Mr. Wendels, we’re sorry that the information about your coins has been difficult to obtain! We never want someone to feel defrauded nor concerned about their investment. It appears your metals are in two separate accounts, each with 6+1 coins (14 total). We have reached out to you via email with details. We apologize for the delay in communication and the unnecessary concern brought to you. We hope this information is helpful. Please don’t hesitate to reach out with future questions or inquiries.

Rated 5 out of 5 stars

As a first timer…

As a first timer, purchasing metals, the Lear associate Dmetri assisted me in the process from beginning to end. I was treated with respect and care.
-Linda

29 January 2026
Rated 5 out of 5 stars

Very dependable

Very dependable. No hassle. I'm very confident I'll get a good price and better than average delivery times. Very satisfied with your sales and service. Thanks

29 January 2026
Rated 5 out of 5 stars

My agent

My agent, Dimitri Koontz took the time to explain to me my options for investing in silver. The process was professional at every level. When my silver arrived it was securely encased in 3 levels of packaging which though difficult to open it demonstrated care taken in making sure my package arrived and was secure.

28 January 2026
Rated 3 out of 5 stars

İ checked online pricing today at Jan 28 and huge difference

İ checked online pricing today at Jan 28 2026 1pm and it showed $5990. When gold price listed on wall street as $5296.20 that is a huge difference why would anyone buy gold here?

28 January 2026
Unprompted review
Lear Capital logo

Reply from Lear Capital

Hi Mr. Palaz, we’re sorry our prices didn’t meet your expectations. We always recommend calling to speak about investments with a dedicated account executive. Precious metals are rarely, if ever, bought and sold at the exchange listed “spot price” given as general reference for a particular metal. We’d love to help you learn more if you’d be willing to give us a call: 800-576-9355.

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