Klarna Reviews 519,272

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the convenience of splitting payments into manageable installments, which helps them afford desired items and manage their budgets effectively. Many appreciate the flexibility in choosing payment plans and the option to extend due dates, making the service reliable and stress-reducing. The app is consistently praised for being easy to use, navigate, and for providing clear breakdowns of payments and reminders. However, some customers also noted issues with automatic payments and occasional rejections of payments. A few people expressed dissatisfaction with the company's policy regarding late payments, stating that even a slight delay could negatively impact their credit reports.

What people talk about most

Payment

Reviewers highlight positive aspects of payment. Many customers appreciate the flexibility of paying for... See more

User experience

People report positive experiences with user experience, finding the app easy to navigate and use. Many... See more

Service

Clients share positive opinions on service, often highlighting its convenience and reliability. Many... See more

Application

Customers had positive experiences with the app. Many reviewers describe it as "amazing" and "the best... See more

Product

Reviewers mention positive feedback about the product, highlighting its convenience for purchasing items with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really like Klarna, but I wish I loved it. For some reason, they do not deserve a five-star review, perhaps because they make things a little harder for their customers when it comes to getting cred... See more

Company replied

Rated 4 out of 5 stars

Great to be able to pay in 4 easy payments that come right out of my account! My only issue has been receiving assistance with what turned out to be a scam retailer

Company replied

Rated 5 out of 5 stars

The fact that you all give me enough time to make my payment and also offer payment extension. I appreciate you not lessening my spending but I also thank you for everything just because my bills catc... See more

Company replied

Rated 5 out of 5 stars

I love Klarna. It’s so reliable and supports me to be able to afford items with a plan. It is flexible in having later payments by extending this or allowed to pay in advance if possible. I think it c... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

519K reviews

5-star
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Rated 5 out of 5 stars

Cool

Cool , I love Klarna

28 April 2026
Klarna logo

Reply from Klarna

Hi Warner. Thank you for the love! Cool to hear! Thanks for choosing Klarna.

Rated 1 out of 5 stars

Klarna doesn’t take responsibility for…

Klarna doesn’t take responsibility for fraudulent activities and is actually complicit in recommending companies to get You trapped in recurring payments to customers who are not careful about any special rewards which eventually become monetary fraud

2 January 2026
Klarna logo

Reply from Klarna

Hi! Thank you for taking the time to share your experience with us. We're truly sorry to hear that things haven't gone as expected, and we completely understand your frustration. We'd really like to look into this further for you, so Klarna will be reaching out via email to request some additional details. Please keep an eye on your inbox so we can get this sorted for you.

Rated 5 out of 5 stars

I have been using Klarna for about a…

I have been using Klarna for about a year and it’s been great putting some of my more expensive purchases on a payment plan that fits my budget and I’ve never had a problem with anything I always recommend friends and family to give Klarna a try you can’t go wrong with their flexibility to accommodate your budget.

28 April 2026
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Reply from Klarna

Hi Miguel. Thank you so much for this amazing review and for recommending us to friends and family! A year of great experiences, flexible payment plans that fit your budget and never a problem, that's exactly what we want to deliver! Thanks for choosing Klarna.

Rated 5 out of 5 stars

Love Klarna it allows me to buy things…

Love Klarna it allows me to buy things I need and pay it within my budget

8 April 2026
Klarna logo

Reply from Klarna

Hi Elizabeth. Thank you for the love! Buying what you need within your budget is exactly why we're here! Thanks for choosing Klarna.

Rated 5 out of 5 stars

I love Klarna

I love Klarna! Always so simple and make things easy! Just got my debit premium card!

28 April 2026
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Reply from Klarna

Thank you so much, Jacqueline! We're so happy to hear you love using Klarna and that everything has been simple and easy for you. Congrats on your new premium card, enjoy it 💜

Rated 5 out of 5 stars

affordable repayments

its so easy to use. its vreat to be able to break your payments down into affordable installments.

1 April 2026
Klarna logo

Reply from Klarna

Thank you so much for your kind words, Sarah! We're thrilled to hear you find Klarna easy to use and that our installment options are helping make payments more manageable for you 💜

Rated 5 out of 5 stars

Good choice

Good choice

28 April 2026
Klarna logo

Reply from Klarna

Thank you for choosing Klarna, Hana! We're happy to hear you're enjoying the experience 💜

Rated 5 out of 5 stars

Brilliant

Great way of helping get those items that come along by surprise and cost too much in a lump sum.
Have used Klarna for a few years never had any issues.

28 April 2026
Klarna logo

Reply from Klarna

Thank you for this lovely review, Charlie! We're so glad Klarna has been a reliable option for you over the years, especially for those unexpected purchases. It's great to know you've had a smooth experience!

Rated 5 out of 5 stars

easy payments

helps single mums doing payements when you can not do it in ones

28 April 2026
Klarna logo

Reply from Klarna

Thank you so much for sharing this, Eurydice! It's wonderful to hear that Klarna has been helpful in making payments more manageable for you. Knowing we can make a real difference means a lot to us!

Rated 5 out of 5 stars

I love being able to pay in 4 payments.

I love being able to pay in 4 payments.
It's quick and easy to order online.

28 April 2026
Klarna logo

Reply from Klarna

Hi Alberta, thank you for your lovely review! We're happy to hear that you love paying in 4 and that ordering online with Klarna is quick and easy for you.

Klarna Team

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