HeptaPay Reviews 

307
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 121 reviews, reviewers had a great experience with this company. Customers truly appreciate the extremely fast transfers and the straightforward digital platform, which makes sending money very easy and convenient. Many people also consistently mention that the helpful customer support team responds promptly whenever questions or minor issues arise during the transfer process. Some reviewers were not happy with unexpected payment delays, noting that transactions occasionally took several hours to clear or completely failed to go through properly. A few other people also pointed out that the online service can sometimes be totally unavailable when urgently needed for sending funds.

What people talk about most

Service

Consumers find service to be positive, highlighting fast remittance speeds, quick responses, and reliable... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting that while some consumers experience extremely fast... See more

User experience

Users describe positive interactions with user experience, highlighting that the platform is quick, very... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise fast support and quick email... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Simple, straightforward I am happy with the service, my bank had delays I turned to HeptaPay and they delivered. For first time user expect some delays due to security and verification before payment.... See more

Company replied

Rated 4 out of 5 stars

Simple and convenient, procceses are initiated and completed within a minutes for the first time but less than a minute for subsquent use

Company replied

Rated 4 out of 5 stars

Fast , convenient and trustable , in 3 mnts the money was with the receiver momo account in Rwanda , only the 1 star less for the rate it can be better

Company replied

Rated 4 out of 5 stars

I registerd with HeptaPay , I tried three times to send money to m pesa but it failed. I put the correct card details but it dont work. I wrote a e mail and get a answer on Sunday in less than two hou... See more

Company replied


Company details

  1. Mobile Money Agent
  2. also in
  3. Card Processing Service
  4. Currency Exchange Service
  5. Money Order Service
  6. Money Transfer Service
  7. Non-Bank Financial Service

Written by the company

HeptaPay is an Online Agent for Mobile Money in East Africa. We allow customers to transfer money from their debit or credit cards into MTN MoMo, Airtel Money, and M-PESA in Kenya, Rwanda, Uganda, and the Democratic Republic of Congo (DRC). We also allow customers to pay businesses directly to their Safaricom M-PESA Buy Goods Till Numbers in Kenya, or MTN MoMo Pay Codes in Rwanda. A customer is not required to sign up with HeptaPay in order to transact. HeptaPay accepts payment via Visa, Mastercard, or American Express debit cards from anywhere in the world.


Contact info

4.1

Great

TrustScore 4 out of 5

307 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 2 weeks

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4.1

All reviews

(307)

120 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

It is fast but is too expensive

It is fast but is too expensive, the exchange and the commission

4 July 2025
HeptaPay logo

Reply from HeptaPay

Thank you for your honest feedback. We are glad to hear you found the service fast. While our rates reflect the costs of providing a secure and reliable service, we understand that affordability matters. Therefore, we appreciate you taking the time to share your thoughts.

Rated 5 out of 5 stars

I needed to pay a developer very fast

I needed to pay a developer very fast, and this service was very efficient.
But they took the time to verify the payment was valid .
I really recommend it , thumbs up👍

29 June 2025
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Reply from HeptaPay

We are glad HeptaPay was efficient when you needed it most, and we appreciate your recognition of our verification process which helps keep all our users safe.

Rated 5 out of 5 stars

Transaction was slow,it took too long…

Transaction was slow,it took too long for the receiver to receive the money. Work on timing

21 June 2025
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Reply from HeptaPay

Thank you for the 5-star rating and for sharing your feedback, and for the 5-star review despite the slow processing. We are sorry to hear that the transaction took longer than expected. Your input is valuable, and we are actively working to improve our speed and reliability. We appreciate your patience and support.

Rated 5 out of 5 stars

Great work heptapay

Great work heptapay

18 June 2025
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Reply from HeptaPay

Thank you so much for the 5-star review! We're thrilled to hear you're enjoying Heptapay. Your support means a lot to us.

Rated 1 out of 5 stars

These people are bad guys mmmm coz l…

These people are bad guys mmmm coz l made transaction but taking too long to process my payment to the destination recipient

11 June 2025
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Reply from HeptaPay

Your first-time transaction – MTN MoMo payment of RWF 13,142 to 0788 902 475 in Rwanda – was successfully completed in just 3 minutes, well within the clearly stated 3-hour window shown on screen. Similarly, subsequent transactons were within the stated completion period. Please let us know which transaction you are reffering to.

Rated 1 out of 5 stars

oops invalid request" error

I keep getting an "oops invalid request" error when trying to transact. I've emailed the support but as usual there's no response.

4 June 2025
Unprompted review
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Reply from HeptaPay

Hello. This was as a result of a technical error which we have since resolved. Our apologies for the inconvenience caused.

Rated 1 out of 5 stars

I did some transaction via visa cards…

I did some transaction via visa cards and they were rejected and upto now the amount charged "10$ and 5$" have not yet reflected to my card . i wonder

31 May 2025
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Reply from HeptaPay

Stephen Mwangi, your account was flagged for suspicious activity after repeated card misuse, which violates our terms and conditions. You were warned of this, but proceeded to continue. Any pending holds will be released by your bank. Please contact them for assistance.

Rated 4 out of 5 stars

it good sending funds using this site

it good sending funds using this site , but they should try to make all transactions instance

8 May 2025
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Reply from HeptaPay

Thanks for the feedback! We're glad you find the platform useful. While many transactions are instant, some may take longer due to verification or mobile money network delays. We're continuously working to make all transfers as fast as possible.

Rated 1 out of 5 stars

kindly release my funds or cancel am…

kindly release my funds or cancel am not here to go back and forth with bruised egos I don't know you don't know me pls

1 June 2025
Unprompted review
HeptaPay logo

Reply from HeptaPay

You are not the sender of any transaction on our platform. You are a recipient flagged for attempting to receive funds using multiple fraudulent card details.

We do not release funds to individuals involved in suspicious activity, and we take fraud prevention very seriously to protect our users.

If you believe there has been an error, you are welcome to contact our support team through the proper channels.

Rated 3 out of 5 stars

Transaction time takes too long.Is…

Transaction time takes too long.Is there any difference of transaction to be completed during daytime or night time?

26 May 2025
Unprompted review
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Reply from HeptaPay

First-time transactions may take a few hours as it goes through additional verification for security reasons. However, once you're verified, subsequent transactions are typically processed instantly, regardless of the time of day. We appreciate your patience and understanding as we work to keep the platform safe and efficient for everyone.

Rated 5 out of 5 stars

Excellent than ever!

Hey,since day one you've never disappointed me all things are smooth ❣️ in the blink like of the eyes all things are done

22 May 2025
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Reply from HeptaPay

Thank you! We're so glad to hear everything’s been smooth from day one. Your support means everything to us.

Rated 5 out of 5 stars

Excellent payment platform

Quick transaction and pretty easy to use!

20 May 2025
HeptaPay logo

Reply from HeptaPay

Thanks so much for the kind words! We're happy to hear you're enjoying the speed and simplicity of HeptaPay. We appreciate your support!

Rated 5 out of 5 stars

At first I there was a deduction from…

At first I there was a deduction from the card that I can't tell if it was refunded, but from there on,I did a few transactions with hepta and the service was superb, very quick dispersement of cash through the mpesa accounts I sent money to. I will give the a five star rating just because of the excellent support team service and quick money payment system they have. Improvement can still be made on the payment gateway to avoid unnecessary errors

6 May 2025
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Reply from HeptaPay

Thank you for your thoughtful review! We're glad to hear the service has been superb and that our support team met your expectations. We appreciate your 5-star rating and your feedback on improving our system.

Rated 5 out of 5 stars

very fast and easy to use

very fast and easy to use. also the transaction pricing is affordable

9 May 2025
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Reply from HeptaPay

Thanks for the great feedback! We're glad you found HeptaPay fast, easy, and affordable. That’s exactly what we aim for!

Rated 5 out of 5 stars

5-Star Review for HeptaPay

5-Star Review for HeptaPay

I want to take a moment to sincerely appreciate the outstanding service I’ve experienced with HeptaPay. Your platform has always stood out for its reliability, efficiency, and simplicity. It has made financial transactions easier and more secure, and I’ve always felt confident using it. You’ve built something truly valuable, and it hasn’t gone unnoticed.

At the moment, I see that your services are temporarily unavailable. I understand that technical challenges can arise in any great system, and I trust that you’re working hard behind the scenes to bring everything back even stronger.

Please know that many of us are standing with you during this time. We believe in your vision and in the quality of what you’ve built. Your work matters, and you’ve already proven your excellence through consistent service.

Take your time to fix what needs fixing—because we’re not going anywhere. We’re here, waiting patiently, and cheering you on. We trust you, we believe in you, and we can’t wait to use HeptaPay again soon.

Keep pushing forward, keep innovating, and never forget the impact you’re making.

With trust and appreciation,
A loyal and hopeful customer

1 April 2025
Unprompted review
HeptaPay logo

Reply from HeptaPay

Thank you so much for this heartfelt and encouraging message. Your words mean the world to us especially during moments of downtime. We have now restored service. We’re honored to have customers like you and this encourages us to keep our services going forever.

Rated 5 out of 5 stars
HeptaPay logo

Reply from HeptaPay

Thanks for the kind words! We're glad we could serve you quickly and efficiently. We look forward to helping you again!

Rated 4 out of 5 stars

Of course

Of course, yes I was greatly disappointed with my first service with you but now I'm happy to tell you that you served me perfectly and more interestingly

17 April 2025
HeptaPay logo

Reply from HeptaPay

Thank you so much for the update. It means a lot to hear that things turned around and you had a great experience with us!

Rated 3 out of 5 stars

Well a first transaction woeled well

Well a first transaction woeled well . Two other heptapay didn't collect the money and was returned to my account . It sad as the people needed uegen some money for Easter but it never came into the account

18 April 2025
HeptaPay logo

Reply from HeptaPay

Hi, we're really sorry the delay in transactions especially at such a crucial time for you. Please share the other transaction details with our support team so we can help resolve this quickly.

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