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GBI Direct (Formerly Hard Assets Alliance) Reviews 

371
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 265 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable and courteous staff for providing exceptional support and making every interaction pleasant and productive. People also find the asset purchasing process remarkably simple, reliable, and easy to manage directly online. Users appreciate the clear reporting and the overall efficiency of the platform when handling their transactions. Some reviewers were not happy with the pricing details, highlighting that storage and selling costs are a bit high. A few customers also noted that the return amount upon selling gold or silver can sometimes feel lower than expected compared to market spot prices.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently praising the platform as simple,... See more

Customer service

Customers consistently note positive experiences with customer service, praising the fast, efficient, and... See more

Service

Customers report extremely positive experiences with the service, highlighting professional, efficient, and... See more

Staff

Consumers find staff to be positive, helpful, and exceptionally professional across interactions. Reviewers... See more

Price

Clients share ambiguous opinions on price, with reviewers highlighting both fair costs and expensive fees.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Prices on silver coins are consistently cheaper than other large dealers like APMEX or JM Buillon. Usually $1-2.5 cheaper retail price even when these dealer offer lower prices when one is buying larg... See more

Company replied

Rated 5 out of 5 stars

Samantha was fantastic and furthered my education on what the words on line during market closed hours really mean regarding what can reasonably be expected for the price when markets open. I Greatly... See more

Rated 5 out of 5 stars

After spending some time yesterday with one of your most patient representative along with the two other representatives who helped me earlier. When I tried to login today I was successful. No more... See more

Company replied

Rated 5 out of 5 stars

The purchase process is simple and problem free. Buy prices are above going rates, however, the mark-ups may be typical. Have not experienced the selling process yet.


Company details

  1. Gold and Silver Trading Company

About GBI Direct (Formerly Hard Assets Alliance)

Written by the company

GBI Direct, formerly Hard Assets Alliance – Precious Metals Investing Made Simple

Whether your goal is to preserve wealth, protect against currency risk, or build long-term stability, GBI Direct delivers a secure and convenient way to invest in physical metals—backed by technology, transparency, and a customer-first approach. Our leading online platform is used by some of the world's largest financial institutions and is available to individual investors aiming to diversify their portfolios with tangible assets like gold, silver, platinum, and palladium.

We understand the critical role that precious metals play in investment strategies as a hedge against inflation and economic uncertainty. That's why our platform allows investors to easily browse, compare, and purchase a wide selection of bullion products from reputable global dealers who bid against each other to give you the best price.

Through our trusted vaulting partners, we offer secure storage options in multiple international locations, giving you peace of mind that your assets are safe.

Transparency and trust are at the core of everything we do. With real-time pricing and a straightforward fee structure, investors can make informed decisions without worrying about hidden costs or surprises.

GBI Direct is committed to educating and empowering investors through expert research, market insights, and in-depth educational content. Our team regularly publishes articles, guides, and reports to help you navigate the precious metals market with confidence.

We strive to make your precious metals investing experience the best it can be and welcome your feedback—leave a review at GBIDirect.com and let us know about your experience.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

371 reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 70% of negative reviews

Typically replies within 2 weeks

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4.3

All reviews

(371)

266 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I'am brazilian

I'am brazilian. Sorry for the english. I love HAA. But to transfer the money sometimes is very hard and to withdrawall too. Is the only negative point. I'm secure with HAA.
Best regards

19 January 2026
Unprompted review
Rated 1 out of 5 stars

False advertisement

I got a delivery of my gold maple coin. Their website bragged about that the maple coin is one of the most popular products because of its.9999 purity. I received a.999 instead of .9999! There was absolutely nothing about we are receiving.999 on their advertisement. I called the company but a customer representative said it’s the same value. I think not. Then if I wanted exchange I have to pay the shipping. My husband called and got a supervisor and back and forth with this issue several times finally the supervisor “sort of admitted their flawed excuses and pay for the shipping fee. But at the same time the supervisor also said “I don’t know what they (meaning the storage facility warehouse) are going to send you”. So the HAA doesn’t have any control over the metals are send out at all. I didn’t want to deal with even more inferior gold male to be sent to me so I decided not go through with the exchange. I think it’s a false advertisement on their part and I will not trust this company anymore.

20 October 2025
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Please contact Support team so we may investigate this further. Thank you!

Rated 4 out of 5 stars

Excellent way to invest in precious…

Excellent way to invest in precious metals. Metalstream makes it so easy.
Need to shorten time ACH deposits take to post to account for purchases and deposits.

15 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for the kind words about Metalstream - and for the constructive feedback!

ACH deposit timing is governed largely by the banking network (usually 3-5 business days), but we're always looking at ways to optimize on our end to get your funds available faster. Your input helps us understand where to focus our improvement efforts.

We appreciate clients like you who take the time to share both what's working and what could be better.
Samantha
Director of Customer Success, Hard Assets Alliance

Rated 5 out of 5 stars

This is my second purchase

This is my second purchase. Both were simply, i had all the information I ask for and the purchase was smooth. in about a week, in both cases, i had my precious metals in hand!!

18 January 2026
Unprompted review
Rated 5 out of 5 stars

I have had my account since the inception

I have had my account since the inception of HAA. The metals I bought have paid off handsomely, but I haven't sold since I believe the best is yet to come. The most important aspect for HAA is the metal is as easy to sell as buying/selling a stock. The storage options are excellent!

16 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for your review!
Selling from storage is as easy as a click of a button, or call when you are ready. Payment of your sale transaction takes 2 business days to settle before it can be withdrawn, but the most important part of locking in the sale is complete.

Rated 3 out of 5 stars

I liked the final result but likely…

I liked the final result but likely because I don't understand the process between the order being executed and the money being ready for withdrawal, I didn't like how long it took for the money from the sale being accessable.

12 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thanks for the comment, Doug. When a trade or payment (ACH or Check) takes place, there is a "settlement" date located under your transaction details, at which time it is then free to use for trading or withdrawal. This should only be 2 business days.

Our team is more than happy to add that extra step and schedule a withdrawal for you over the phone in order to make your experience better.

Customer Service

Rated 5 out of 5 stars

1-14VERY PLEASED,

1-14

INTELLIGENT PERSON VERY PROFESSIONAL AND
PATIENT.THAT'S A PREMIUM IN TODAY'S WORLD.TANKS.

9 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thanks!

Rated 2 out of 5 stars
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

We don’t see an account under this information, but we’d still like to address your comment. Our pricing is competitive within the precious metals market and reflects factors such as secure custody, insurance, liquidity, and buyback support. Unlike big-box retailers, we also provide the ability to sell your metals back directly through us when you choose.

If you’d like to discuss pricing or services in more detail, our team is always happy to help.

Rated 4 out of 5 stars

Redemption practices

Your customer support folks are really good. They respond fast and are quite knowledgeable.
Your clients need to know the procedures and rules for selling assets AND the rules for transferring resources in and out of your custody. I’ve been a client for years yet I didn’t know you can only send assets back to the exact same account as the initial funding. Recommend you send a simple and concise redemption procedure.

6 January 2026
Unprompted review
Rated 2 out of 5 stars

HAA lost a funding wire transfer for…

HAA lost a funding wire transfer for over a week before finally finding my money. Delay cost me entry into silver trade just prior to recent run up. Very frustrating and costly for me . . . Mark

14 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Hey Mark,
In situations like this, delays can occur when a wire is sent from a bank account under a different name than the precious metals account. Our compliance and verification policies are in place to protect our clients and their funds, and in these cases additional review is required before funds can be credited.

We understand how timing can impact trading decisions, and we regret the inconvenience this caused. If you’d like to discuss this further, our Compliance Team is always available to assist.

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