I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Review summary
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Reviews shaping this summary
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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Reply from Gainbridge
Brian,
Thank you so much! Every Gainbridge℠ member deserves a great experience, and we're so glad that yours was one of them. We work hard to make sure everyone who trusts us feels supported and valued, and your feedback means the world to us.
The Gainbridge℠ Team
Communication is the key and by phone…
Communication is the key and by phone and email Gainbridge support team was great.
6 February 2026
Reply from Gainbridge
Randel,
We're so grateful for thoughtful members like you who take the time to share their experiences. Thank you for these kind words—they truly motivate our whole team to keep doing what we do and to keep improving every day. We're honored to have you with us.
The Gainbridge℠ Team
The agent Heather is a great agent
The agent Heather is a great agent! She helped a lot! I withdrew money a few times, it went smoothly!!
24 February 2026
Unprompted review
Reply from Gainbridge
We are so glad that Heather could help you with whatever your needs were! Thank you for this review.
The Gainbridge℠ Team
Reply from Gainbridge
Obruche,
Thank you for this wonderful feedback! We're committed to keeping things easy and straightforward while still giving you everything you need to feel confident and informed in your choice. We're so glad that came through in your experience.
The Gainbridge℠ Team
Great rate
Great rate, ease of purchase, constant communication from company on updates all the way through final step.
24 February 2026
Reply from Gainbridge
We really appreciate you taking the time to write this thoughtful review. It means so much to hear that your experience was smooth and hassle-free—that's exactly what we're working toward every single day. Straightforward, simple, and no unnecessary complications. Thank you for being part of the Gainbridge℠ family.
The Gainbridge℠ Team
The interest rate was attractive
The interest rate was attractive, though the advertized 5.2% for 3 years ended up being 5.1%. Odd that a contract showing the guaranteed rate did not appear until days after funds were transferred. I got verbal commitment before funding, but I'd think there should be some sort of written commitment before money starts moving.
9 January 2026
Reply from Gainbridge
Steve,
While we are glad you found value in our rates, we are sorry for the confusion around the rate you would be locking in. We aim for transparency in all steps of the way from marketing, to investing and funding. Further, waiting on your application with no clear answers or updates is incredibly stressful - we completely understand that, and we're truly sorry for the delays you've experienced.
The Gainbridge℠ Team
Satusfied
It’s nice when you call you can actually talk to someone. Plus everyone so far has been polite and helpful.
23 February 2026
Reply from Gainbridge
Anthony,
This means a lot—thank you! Good service shouldn't be the exception—it should be the standard, and we're glad that came through in your interaction.
The Gainbridge℠ Team.
Very smooth.
5 February 2026
Reply from Gainbridge
David,
This is great to hear—thank you. Our mission is to take the complexity out of saving. Your feedback tells us we're on track.
The Gainbridge℠ Team
Ease of online use
5 January 2026
Reply from Gainbridge
Marty,
Thank you! Our goal is to make this as painless as possible. No appointments, no paperwork headaches—just a smooth experience.
The Gainbridge℠ Team
Reply from Gainbridge
Thank you for taking the time to share this! We believe saving should feel simple and secure. Happy to hear that's what you experienced.
The Gainbridge℠ Team
What is the worst thing that can happen?
I have always been afraid of any annuity financial product mostly due to the general negativity from most of the so-called knowledgable people that I read about. But now that I have discovered that having a closed mind on about any subject can prevent you from becoming a better investor I have decided to explore annuities more. After doing some research I have decided to buy a few at Gainbridge with money from my discretionary fund. So far I have been impressed with what I see. If financial diversity is important to you then I recommend looking into these instruments. No fee and low risk is always a great option.
1 June 2025
Reply from Gainbridge
This review is amazing. We are so happy that you found Gainbridge℠ and that we were able to fit your savings needs. Thank you for the trust you've placed in us. We know financial decisions are personal, and we're honored to be part of yours.
The Gainbridge℠ Team
Reply from Gainbridge
J D,
Thank you! We've worked hard to make the process as simple as possible—no confusing steps, no unnecessary hurdles. Just straightforward saving.
The Gainbridge℠ Team
Took way to long to get money into my…
Took way to long to get money into my acct. Lost almost 1/2 month of interest on 45K.
12 February 2026
Reply from Gainbridge
Dean,
We understand your frustration with the transfer process. While we maintain certain security measures to protect your assets, we strive to make these transactions as smooth as possible. We are sorry that your experience did not meet expectations and we look forward to being able to build our trust back.
The Gainbridge℠ Team
Reply from Gainbridge
We appreciate you highlighting this! Simplicity is core to who we are. If it's complicated, we haven't done our job.
The Gainbridge℠ Team
Very easy to deal with
10 February 2026
Reply from Gainbridge
Thanks for this wonderful review! We put a lot of care into making Gainbridge℠ easy to use and easy to trust. Thank you for being a valued Gainbridge℠.
The Gainbridge℠ Team
I was very pleased to find… It works!
I was very pleased to find gainbridge.com. The FastBreak product meets my needs exactly. Customer service is always helpful and responsive.
Adding Primary and Contingent beneficiaries is not as intuitive as some, but works.
5 February 2026
Reply from Gainbridge
Scott,
Thank you for taking the time to share this! We believe saving should feel simple and secure. We are constantly working to improve our offerings and this review is helpful to understand where we can be better.
The Gainbridge℠ Team
They were experienced in the help that I received from them
He was very patient with the help that he gave me also he made sure I understood before he got off the phone
10 February 2026
Reply from Gainbridge
James,
We appreciate this so much. Good service shouldn't be the exception—it should be the standard. Thanks for letting us know we hit the mark.
The Gainbridge℠ Team
Excellent!
14 February 2026
Reply from Gainbridge
Scott,
We appreciate you sharing this. Our goal is to make saving simple—lock in a good rate, set it, and get on with your life. Happy we could do that for you.
The Gainbridge℠ Team
Complete the whole Process on website.
The application is easy to complete on the website. This is my 2nd time to get a Fast Break contract. I
love the fact that I don't have to sit down with an agent.
I can independently complete the whole process from start to finish.
2 February 2026
Reply from Gainbridge
Pamela,
This means a lot—thank you. We built Gainbridge℠ for people who want a better option without the runaround. Glad we could deliver.
The Gainbridge℠ Team
Smooth Process
The online process with Gainbridge was efficient and easy to use. The steps were clear, and there were no problems during the process.
23 January 2026
Reply from Gainbridge
Thank you! We've worked hard to make the process as simple as possible—no confusing steps, no unnecessary hurdles. Just straightforward saving.
The Gainbridge℠ Team
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