First Time Finance Reviews 

We had a really great experience working with First time Finance They were patient, approachable, and took the time to explain everything clearly, which made the whole process less stressful. Communication was excellent throughout, and we always felt supported and well-informed. Their professionalism, knowledge, and genuine care made a big difference, and we truly felt they had our best interests at heart.
They kept us updated at every step and gave us assurances that our offer would go through.
We can boldly say choosing First Tine Finance was the best we could have chosen.
I would highly recommend them to anyone looking for reliable and trustworthy mortgage advice.
Vivian and Asishana

My wife and I were in a difficult because of our visas and myself being self employed. But First Time Finance found us a mortgage provider and we couldn't be happier.

Our landlord suddenly announced, “I’m selling the property.” And just like that, my soul left my body.

We’re ONE year away from ILR… ONE. And I thought we can’t get mortgage until our ILR or atleast it gonna cost us fortune!!! The stress was so bad I started Googling things that shouldn’t even be Googled. Even my stomach had anxiety.

Then out of nowhere, Instagram, the same app that shows me cat videos at 3am decided to show me an ad from First Time Finance.

I clicked it expecting nonsense.
Next thing I know…
✔️ Mortgage approved
✔️ Offer accepted
✔️ Now we’re waiting for the KEYS to our own house

All because of one man: Henry.

This guy is an absolute diamond. Calm when we panicked, confident when we doubted everything, and somehow managed to explain mortgages in a way my stressed brain could actually understand. He deserves a medal… or at least unlimited snacks for life.

If you’re renting, stressed, or your landlord suddenly drops a plot twist like ours, seriously, message Henry. He saved our sanity and probably extended my lifespan by a few years.

As first-time buyers, our experience with First Time Finance was excellent. Henry was incredibly responsive throughout the entire process, and we received our mortgage offer much faster than we expected. We highly recommend them to any immigrants looking to buy their first home in the UK.

Henry and Ibimina were so amazing throughout this process.
They made sure we felt heard and seen during the process.
I would use them again 🌟

Supporting

Allie and the rest of the team were so proactive and reassuring, making the process of getting our mortgage offer stress free! They worked quickly, keeping us updated throughout the whole process and eased any anxieties that we had. Henry was professional and friendly during our financial resilience check, giving us some helpful insights and time to think about what works best for us. Exceptional service and an all round enjoyable experience. A huge thanks to the team - would recommend to anybody!!

the best mortgage advisor ever they are very calm very good. They will find you the best mortgage offer thank you guys.

Clint knox and his team have been amazing

I can’t thank Ripley & his team enough for the incredible support over the past 8–10 months. From start to finish, he was patient, professional, and genuinely committed to helping me secure my first mortgage. The process can be stressful at times, but Ripley made everything feel clear, manageable, and well-organised.

He was always available to answer questions, explain things in simple terms, and provide reassurance whenever I needed it. Thanks to his dedication and expertise, I’ve now successfully secured my mortgage, and I couldn’t be happier.

If you’re looking for a reliable, supportive, and highly knowledgeable mortgage advisor, I highly recommend Ripley!

I can’t thank Ripley enough for the incredible support over the past 8–10 months. From start to finish, he was patient, professional, and genuinely committed to helping me secure my mortgage. The process can be stressful at times, but Ripley made everything feel clear, manageable, and well-organised.

He was always available to answer questions, explain things in simple terms, and provide reassurance whenever I needed it. Thanks to his dedication and expertise, I’ve now successfully secured my mortgage, and I couldn’t be happier.

If you’re looking for a reliable, supportive, and highly knowledgeable mortgage advisor, I highly recommend Ripley!

We highly recommend Ripley! He was incredibly determined to help us and worked tirelessly to find us the best mortgage, even when we ran into a few hurdles. He truly went above and beyond.

The team at First time finance are amazing individuals. From start to finish and getting a mortgage offer was super swift😊.

As first-time buyers, the mortgage process felt overwhelming at first, but the First Time Finance team helped make it less daunting for us. Right from the start, with the call from Jamila, the whole team were so professional and supportive. A big thanks to Clint and his team— they got us an excellent interest rate and helped make the process smooth and stress-free. We are so happy with our approved mortgage - Thank you!

First Time Finance UK has been absolutely outstanding! Their teamwork, consistent follow-up calls, encouragement, determination, and professionalism made the entire mortgage process smooth and stress-free. Every step was explained clearly and in detail, which gave us so much confidence.
Thank you for your dedication in helping us secure our mortgage — you truly are goal-getters! Highly recommended.

Customer service was amazing.
The anxiety that comes with this.
The team, Clint, Ibimina, Allie was very supportive. If i could give 100 stars i would 💙💙

First Time Finance, is very intentional with their customers’ needs. They are very swift with securing mortgage with good rates for their clients. They go above and beyond their ways to get customers satisfied. I actually lack words but on a scale of 9-10, I would score them above 10. I would everly recommend them to everyone around me.

First Time Finance company is absolutely amazing.Tested and Trusted,Commited and competent team.Consider your mortgage journey quick,smooth and easy.I appreciate all the team members.

They made the journey easy,,even when we got a point that was difficult,they gave their time, was patient and helped us sail through it.
The team is wonderful and I sure would recommend them to people as they have proven reliable...

Thanks Team Ripley....

Henry, Ibrimina and Kayleigh made the whole process simple, taking time to explain all the steps in language that was easily understood, they prepared us for all outcomes and acted swiftly on my enquiries and concerns, the team were able to sort my mortgage requirements, life insurance and contents insurance quickly and efficiently