Fair for You Reviews 

19,486
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 812 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward application process and user-friendly website, noting that it is very simple to navigate and get quick decisions for household purchases. People also appreciate the genuinely helpful customer support team, alongside flexible payment options that provide much-needed relief and fit comfortably into tight household budgets. However, some customers also noted frustrating experiences involving unexpected payment processing delays, sudden application rejections after years of consistent use, and rigid financing decisions. A few individuals also mentioned communication hurdles, such as ignored emails and a lack of support availability during weekend hours when urgent help was needed.

What people talk about most

User experience

Customers had positive experiences with user experience, consistently praising the straightforward and quick... See more

Service

Customers consistently note positive experiences with service, highlighting easy payment options, helpful... See more

Product

Reviewers mention positive feedback about product, highlighting the great range of household goods and... See more

Payment

Clients share positive opinions on payment options, highlighting that consumers can choose convenient payment... See more

Customer service

Consumers find customer service to be positive, highlighting quick, friendly responses and brilliant support... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely amazing and for me a lifesaver! After my old washing machine broke down I was in a panic, wondering how I was going to afford this unexpected expense! I found fair for you and I can now spr... See more

Company replied

Rated 5 out of 5 stars

I have been with Fair4U for years now and cannot fault it. I would love to see more items on there. The whole experience from joining to ordering is really easy and the website is easy to navigate. Yo... See more

Company replied

Rated 5 out of 5 stars

Resolving issues and going above and beyond in finding resolutions for any problems that might occur. As a customer, I am truly grateful that this is an option for me. Improving one room at a time.... See more

Company replied

Rated 5 out of 5 stars

I have been a customer of fairforyou for a few good years, and in my time with them I have found them very helpful and the goods they offer are of a high quality and a very good payment structure to w... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Alternative Financial Service

About Fair for You

Written by the company

Unsurprisingly, being called ‘Fair for You’, we really care about fairness. We believe that people who are less well-off or whose financial circumstances are more difficult than most should not have to pay more for credit.

Fair for You helps you buy essential household products directly from our trusted retailers by providing you with fair, affordable finance. You apply for a loan from us, which we pay directly to the retailer of your chosen product when you complete your purchase.

Your product will come to you straight from the retailer, ensuring you get top quality products from well-known retailers like Whirlpool, along with all the delivery, installation, and aftercare support you’d expect.

With a Fair for You loan, you can choose how long you’d like to borrow for and how frequently you’d like to pay. You can pay weekly, fortnightly, four-weekly or monthly and borrow for as long or short a period as you like. You can even change your repayments if your circumstances change.

The shorter the loan period you choose the less interest you pay overall. We’re a bit different from other lenders, which means there are no charges or fees if you’d like to pay a bit extra towards your loan. The faster you pay, the less you pay.

You can pop over to the Fair for You website to find out more about our flexible finance options and how they may be able to help you: www.fairforyou.co.uk/how-it-works

Written by the company

Fair for You is your alternative to high cost weekly payment stores. We're a British-based, not-for-profit lending company, set up for the benefit for you and your family.
We understand that circumstances can change from day to day and that sometimes this is out of our customers control.
We don’t charge late fees and will work with you to rearrange a payment plan should you fall off track. We will not repossess your item/s if you’re finding it difficult to keep up with your payments or use bailiffs.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

19K reviews

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Replied to 98% of negative reviews

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4.6

All reviews

(19,486)

785 reviews in the last 12 months

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Rated 5 out of 5 stars

Fairforyou Loans

Applying for a Fairforyou loan was so quick & easy. The decision was almost instant & the intetest rates are really low. All in all Fairforyou are a life saver

16 August 2026
Fair for You logo

Reply from Fair for You

Hi Ann,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Thank u very much fair for loans I am…

Thank u very much fair for loans I am very pleased and happy for the loan and got a laptop thank u again

16 August 2026
Fair for You logo

Reply from Fair for You

Hi Iftikhar,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Good service lots helped

Good service lots helped

8 February 2026
Fair for You logo

Reply from Fair for You

Hi Piotr,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Fast and efficient

Fast and efficient

11 August 2026
Fair for You logo

Reply from Fair for You

Hi Michelle,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

So easy 😌 and quick approval 5 stars…

So easy 😌 and quick approval 5 stars *****

15 August 2026
Fair for You logo

Reply from Fair for You

Hi Helen,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars
Fair for You logo

Reply from Fair for You

Hi Jeannie,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Application

Easy to use, straight forward no fuss and answered fast

14 August 2026
Fair for You logo

Reply from Fair for You

Hi,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 1 out of 5 stars

I have been with fair for you for many…

I have been with fair for you for many years about 5 paying three accounts evey week with out fail never and still paying two every week never missing I need replace a lap top which we brought for them but is out of warranty, and would cost more to repair than is worth we have paid off the lap top so we don’t owe them a penny on the old one so they still have them and we like them now they have refused our application after all this time of paying every week what’s up if we missed paying a few times would you have passed you don’t deserve good payers what is wrong with you to say we are upset is under stating 14/08/2026 in rating we give you misuse 10 should look after there good payers

14 August 2026
Unprompted review
Fair for You logo

Reply from Fair for You

Hi Charles,

Thank you for getting in touch and for sharing how you feel about your recent application.

We completely understand why you are upset, particularly as you have been a Fair for You customer for many years and have consistently maintained your repayments. We can see that you have worked hard to keep up with your weekly payments, and we genuinely appreciate the commitment you have shown in managing your accounts.

We also understand the circumstances behind your application. Having paid off your previous laptop in full and now needing to replace it because it is no longer economical to repair, we appreciate that you were hoping we would be able to help you again.

Unfortunately, having a good repayment history with us does not mean that every future application will automatically be accepted. Each application is assessed based on your circumstances at the time, including our current credit and affordability assessment. We have a responsibility to ensure that any further lending is affordable and appropriate, even where a customer has previously demonstrated an excellent payment history.

We appreciate that this can feel particularly disappointing when you have never missed payments, and we are sorry that we have left you feeling that your loyalty and good payment history have not been recognised. Please be assured that we do value our long-standing customers and the commitment they show in managing their accounts.

We are unable to provide the specific details of our lending criteria or the exact reason for the outcome, as this would disclose information about our lending decisions.

However, if you believe there are additional circumstances or information that may not have been considered as part of your application, you can appeal the decision. Please send any relevant evidence or supporting information to loans@fairforyou.co.uk, and our Lending Team will review this for you.

Kind regards,

Customer Experience Team

Rated 1 out of 5 stars

I’ve tried emailing fair for u and…

I’ve tried emailing fair for u and phone line doesn’t work no response

9 August 2026
Fair for You logo

Reply from Fair for You

Hi Angela,

Thank you for the review.

I have located your email, and a member of our team will respond shortly to help with your query.

I have also checked our phone lines and can confirm that they are currently working as expected, with no issues showing on our side.

Please keep an eye on your inbox for a response from our team. We also have a set Service Level Agreement (SLA) for responding to emails, and I can confirm that your email is currently within our response timeframe.

Thank you for your patience and understanding while we work to resolve your issue.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Awesome Company

So easy to apply. Not confusing it was explained all the way and speedy. Very professional and friendly

13 August 2026
Fair for You logo

Reply from Fair for You

Hi Justine,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Very easy to apply very very friendly…

Very easy to apply very very friendly very helpful people.

12 August 2026
Fair for You logo

Reply from Fair for You

Hi Caroline,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Easy application

12 August 2026
Fair for You logo

Reply from Fair for You

Hi,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

How fast my application went through I…

How fast my application went through I thought I would be waiting a few days to be accepted

12 August 2026
Fair for You logo

Reply from Fair for You

Hi Rebecca,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

so easy to apply and very quick decision

so easy to apply and very quick decision

11 August 2026
Fair for You logo

Reply from Fair for You

Hi Lynne,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

I got it straight away

I got it straight away

8 August 2026
Fair for You logo

Reply from Fair for You

Hi Allison,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 4 out of 5 stars

Really great easy to apply good range…

Really great easy to apply good range of products to choose from. Delivery usually good have took off one star for length of time some items take to deliver. I once had an issue with a slightly damaged item they addressed very promptly and offered me a reasonable discount to compensate the damage.

8 July 2026
Fair for You logo

Reply from Fair for You

Hi Kya,

Thank you for taking the time to leave us a 4-star review!

We're really pleased to hear that you found it easy to apply, were happy with the range of products available, and that we were able to resolve the issue with your damaged item promptly.

We appreciate your feedback regarding delivery times. Some of the products available through Fair For You are made to order or made to measure. For example, if you order a sofa, there can be a longer delivery timeframe because the item needs to be manufactured specifically for your order. This means you can receive a brand-new item made for you, rather than an item that is already in stock.

We understand that waiting for your order can sometimes be frustrating, and we appreciate your patience while your item is being prepared.

Thank you again for choosing Fair For You and for sharing your experience with us

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Great service delivery was quick great…

Great service delivery was quick great product would recommend them great company

8 August 2026
Unprompted review
Fair for You logo

Reply from Fair for You

Hi Kelvin,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Very quickly results

Very quickly results

6 August 2026
Fair for You logo

Reply from Fair for You

Hi Marina,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars
Fair for You logo

Reply from Fair for You

Hi David,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Was eady to apply will be using in the…

Was eady to apply will be using in the future

5 August 2026
Fair for You logo

Reply from Fair for You

Hi Kelly,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

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