Emma allows you to connect to any bank account you have an app for on your device, She 😁 tracks you receipts and spending Spending categories allow you to group payments by type and sub type, IE... See more
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Emma helps people manage their money, pay off debt, avoid overdrafts and track subscriptions. An AI financial assistant made by humans for humans.
Contact info
London, United Kingdom
- emma-app.com
Replied to 37% of negative reviews
Typically replies within 1 week
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I don't have 4 didget code to log in
I don't have 4 didget code to log in
Great customer service team
Really good and helpful support in assisting with my query, from Kevin in customer service.
Relentless spam
I signed up but quickly learned that they weren't a service I would use.
It's not possible to be removed from their email lists, no matter how to you try to unsubscribe. They send multiple emails per day, and reporting it as spam to your email provider somehow doesn't seem to work.
No autonomy on payments.
Was not able to cancel free trial with out going to
Great effort . no notification of trial end and doesn’t appear in Apple subscriptions . Doesn’t support my investment accounts . Interface was good but made it difficult to cancel free trial and no warning before payment was taken . Dislike lack of autonomy for payment plans .
Every thing
In App Sales Prevent Registration
This was sold to me as a free account but on set up I keep getting referred to a paying account. Help line is not responding. After linking my live accounts to track my spending this is very worrying

Reply from Emma
They solved my issue and it was quick…
They solved my issue and it was quick and I’m happy thank you
Great app I’m loving it just a little…
Great app I’m loving it just a little expensive at full price
Invaluable and easy to use budgeting app
I have been using Emma for a year now and find it invaluable in keeping track of my budget and transactions. I actually find it fun to use and find many other features helpful such as cashback and the fraud tracker. They’re frequently adding new features based on customer feedback and their customer service is great too
Superb customer service
Superb customer service! Dealt with issue super promptly. Great app!
Easy tracking of expenditure
All bank accounts in one place and a great customer service team when you need to query something.
At a glance, I can find a missing business expense or see how the price of something has changed over time.
Great app to grow wealth.
The app is honestly amazing
The app is honestly amazing, it has helped me become aware of my finances, get out of debt, and stop overspending every month! The budget tool is fantastic at helping me visualise how much money I have for certain things, it even gives a monthly average based on previous spending so you know whether the budgets you're setting are realistic or not. For less than £10 a month, this is unbelievably worth the money! I also like the graphs for net worth, debt, and assets - as it helps me view trends over time. I can see how I'm improving each month, quarter, or year. I cannot rate this highly enough if you're also struggling to keep on track of your finances.
Amazing tool for budgeting
Personally I had a great experience so far with Emma app. I found it such a useful tool to keep track of my spending and stay within my monthly budget. It is very userfriendly and the customer service is great and replies promptly. Thanks Kevin for your help!
Emma is a great financial app
Emma is a great financial app. It is easy to use and helps me immensely with creating a budget, sticking to it, and really having a solid idea of where my money is going. It’s user friendly - highly recommend!
Not right for me.
Brillant app
Really good app. Helps you make plans save money and gives you a brillant overview off your spending. Would really recommend it. My brother told me about it was abit sceptical. But do not regret using it.
Had a bug on the app and their support…
Had a bug on the app and their support was able to assist me on resolving the issue fairly promptly.
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