Cushon Reviews 1,915

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 495 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of use and navigation of the app, finding it simple to manage their pensions and track savings. Many appreciate the efficient service, especially the seamless process of combining multiple pensions into one pot with minimal hassle. The staff and customer service receive high praise for being helpful, knowledgeable, and quick to respond, making complex transitions straightforward and pleasant. However, some people were dissatisfied with the app's functionality when trying to withdraw funds, describing it as terrible and leading to missed withdrawal deadlines. A few other people also felt that customer service was incapable or provided incorrect details, causing issues with pension transfers and a lack of updates.

What people talk about most

User experience

Clients share positive opinions on user experience, with many finding the app and systems easy to navigate... See more

Service

People report positive experiences with service, particularly praising the brilliant communication and... See more

Customer service

Customers consistently note positive experiences with customer service, praising the speed of everything and... See more

Application

Reviewers highlight positive aspects of the app, with many finding it easy to use for tracking pension... See more

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We recently changed our workplace pension provider from Nest to Cushon. The process was painless and the implementation team (shout out to Lewis!) was very helpful and quick to respond to any querie... See more

Rated 4 out of 5 stars

I like the fact it is deducted directly from my salary, making it impossible to adding money to my fund. As a saver who does not take too much risk, investing a small amount every month for long term... See more

Rated 5 out of 5 stars

First off, the app is easy to navigate. They tracked all my pensions with other company and put them together in one pot. I can also see the estimated amount by the age of 65, which is very much encou... See more

Rated 5 out of 5 stars

A great, helpful and personable company with staff who know the product - which was a breathe of fresh air after the previous provider. It's a big decision to change service both for the company and... See more


Company details

  1. Retirement Scheme Provider
  2. Investment Service

About Cushon

Written by the company

Cushon by WTW

Cushon is a fintech workplace savings and pension business, using its world-leading financial technology to bring innovation to workplace savings to help people get comfortable with saving and investing.

In 2026, Cushon was acquired by WTW. Before then, while it was part of the NatWest Group, it was formerly known as NatWest Cushon.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Poor experience

Started off great, then when I queried why 37% tax had been deducted from a lump sum payment, I could not get a decent response.
Now I am unable to access any money because the system says a withdrawal is in progress, which is a something I havent requested.
I wish I had known all this before I decided to consolidate my other pensions here.

20 April 2026
Unprompted review
Rated 1 out of 5 stars

Avoid if you value your time or your money

I requested a pension transfer to another provider on 28.12.2025. Despite their supposed automated systems, absolutely nothing happened for weeks. I finally raised a support ticket on 14.02.2026. Even though NatWest Cushon claims to respond within two working days, it took them nearly a month (until 09.03.2026) to even reply and finally initiate the transfer.
Furthermore, for a company that markets itself as "mobile-first," their app is a disaster. It worked for the first few months, but now it’s unusable. It either hangs indefinitely after password entry or fails to send SMS verification codes. Despite constant updates, the issue persists. If you can't access your account, you can't manage your future.
Now that my money has finally been transferred out, I am incredibly relieved. I’m very happy that I am no longer a customer of theirs.

18 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Dear Valentina,

We are sorry to hear of the difficulties you have experienced with your transfer and the app, this does not meet the standard of service we aim to provide.

It's our hope to give every single customer a great experience - rest assured, we'll be using your feedback to help us improve.

Thank you for taking the time to leave a review.

Best regards,

Team NatWest Cushon

Rated 2 out of 5 stars

Thought I had made funds accessible…

Thought I had made funds accessible with a telephone call. Found out 2 weeks later that I needed to go to the cushion app to complete request. Now I will have to wait another 2-3 weeks before my pension fund lump sum is accessible. Not very tech savvy so I found this difficult and frustrating.

26 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Dear Jan,

We are sorry to hear of the difficulties you have experienced when accessing your pension.
You'll see our team have requested some additional information so we can find your account and help you. Please only share that information securely and not in a review.

Thank you for bringing this to our attention.

Team NatWest Cushon

Rated 5 out of 5 stars

Matt was very helpful

Matt was very helpful. Thank you for all your help 😀

20 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Elaine,

Thanks so much for your review! We're so pleased to hear that our Customer Service team provided an excellent service in helping with your queries. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

5stars because it's a very helpful…

5stars because it's a very helpful company. Every transfer was easy and fast. I like it. Thanks for the help.

18 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Thank you for leaving a 5* review. It’s great to hear that your recent transfer went through smoothly. Keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

pension swaps

really easy to use

18 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Rob,

Thanks so much for your 5 * review. We're so glad you are enjoying your Cushon experience so far! Please continue to leave us feedback as you use the app and engage with your savings.



Team NatWest Cushon

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look