Creativepensiontrust Reviews 189

TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Looking at 68 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it extremely difficult to contact the company, either by phone or email, and experiencing very long response times. Customers frequently reported issues with payments and transfers, often waiting months for their money or for transfers to be processed. The service provided was consistently described as appalling, with many feeling ignored and frustrated by the lack of communication and resolution to their issues.

What people talk about most

Response time

Users describe negative interactions with response times. Many customers report not receiving responses to... See more

Service

Reviewers highlight negative aspects of service. Many customers report extreme difficulties and long delays... See more

Customer service

Consumers express significant dissatisfaction with customer service. Many report being ignored for months... See more

Customer communications

Customers consistently express frustration and dissatisfaction with contact methods. Reviewers report that... See more

Payment

Clients share negative opinions on payment, with many reporting significant delays and difficulties in... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Avoid at all costs, tried to withdraw my pension after months of phone calls, emails, they informed me that they had not even started to process my application. Absolutely disgusting company Still... See more

Rated 1 out of 5 stars

Looking, as an employer, to set up a new scheme with this outfit, I called them to discuss their investment options. 3o minutes listening to their tinkling piano music - but no one picks up a phone. I... See more

Rated 1 out of 5 stars

It will not let me rate this company zero stars. Whatever you, do don’t have a pension with them, if you do please move it to another company asap. Husband has been trying to access his pension since... See more

Rated 1 out of 5 stars

Absolutely appalling customer service. I have lost count of how many emails I have sent & phone calls made where Ive given up waiting after over 1 hour & I have still had no response to trying to get... See more


1.2

Bad

TrustScore 1 out of 5

189 reviews

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Rated 1 out of 5 stars

One star is two many

One star is two many, I have been trying to get "MY" money from these so called professionals since the beginning of the year (2026) I have reviewed them before, but at last, last nigh I got an email saying the transfer should now be completed in the next 2 weeks - 5 1/2 months not bad going, well the FCA is looking into them for bad pratice the ICO is looking at them for a data breech - IF YOU HAVE A CHOICE, STEER CLEAR, WELL CLEAR OF THIS COMPANY, I DID NOT HAVE A CHOICE, YOUI MIGHT HAVE.

1 May 2026
Unprompted review
Rated 1 out of 5 stars

The worst pension provider I have ever…

The worst pension provider I have ever dealt with. I’ve been trying for years to move my pension and access the pension portal and never receive responses to my emails. Eventually got a response in July 2025 saying they’d be happy to help if I provide a few details, I sent the details and then got ghosted again. As soon as I can get my money out, I will never deal with this company again. AVOID AT ALL COSTS.

21 February 2026
Unprompted review
Rated 1 out of 5 stars

Please please nobody get involved with company.…

Please please nobody get involved with this company, I have been trying to get my pension money for 3 months and all that they keep doing is sending me e-mail after e-mail saying the same thing, that they have now received my application even though i have paperwork stating they got it on 19/11/25 it is just a time wasting procedure and i have been told i must go to the ombudsman to get any
satisfaction

6 February 2026
Unprompted review
Rated 1 out of 5 stars

Horrible

Horrible. Avoid these people. Wanted to transfer pension to another provider, called 3 times, emailed multiple times but nothing. Initiated the process with my new provider and it took 4 months and constant hassle. As a comparison , my other pension with another provider was transferred in 3 days.

23 January 2026
Unprompted review
Rated 1 out of 5 stars

AVOID THIS COMPANY

AVOID THIS COMPANY. Poor service, difficulty in trying to transfer to another pension provider. They need to be investigated by the Ombudsman.
The Board of trustees need to be held accountable.

23 January 2026
Unprompted review
Rated 1 out of 5 stars

Transferring my Pension Pot

I have posted sa review and it does not appear in Google as yet.
I am complaing as a Pension Pot holder and as a an employer who administers the funds on behalf of my company memebers.
Thanks,
Pravin

6 January 2026
Unprompted review
Rated 1 out of 5 stars

Been trying get my transfer forms off…

Been trying get my transfer forms off them for well over a month to get my pension what I’ve saved with them transferred. Keep getting stupid reply’s avoiding my queation. Worst company ever

19 December 2025
Unprompted review
Rated 1 out of 5 stars

No communication from Creative

This company should not be allowed to operate. I have been trying to transfer my pension for 6 months and neither myself or my new pension provider are getting any response from them. I've now taken it up with the Pension Ombudsman.

16 December 2025
Unprompted review
Rated 1 out of 5 stars

Creative Pensions Complaints

David Cooper (firstname.secondname @ cushon.co.uk) is the Governance Director at Cushon / Creative Pensions. His mobile number is 07824 532061. If you threaten him with the Pension Ombudsman, he begrudgingly moves things forward. It's not quick but it does eventually get handled. Recently received compensation from Creative for a slow pension transfer.

I recommend transfering your pension using another provider e.g Vanguard. This means there is a reliable paper trail.

21 November 2025
Unprompted review
Rated 1 out of 5 stars

Do not use this company if the choice is yours

I do not understand how this company is allowed to operate. I've been trying to transfer my pension out of Creative Pension for over 2 months. I've done all that was requested, answered all their questions via phone and since then they have been completely ghosting me.
How is this possible? How is this company allowed to operate being responsible for people's livelihood and meeting this with so much disregard? I have filed a complaint with the pension ombudsman and still have hopes the matter will be resolved at some point. We will see. Obviously, if I could give 0 stars I would.

9 September 2025
Unprompted review
Rated 1 out of 5 stars

I'm not sure I can add anything more…

I'm not sure I can add anything more except to echo what the previous reviewers have said about this appalling company. Its been 6 weeks since I submitted my claim to withdraw a pension pot and have heard absolutely nothing back despite my many requests for up-date. I am currently preparing a case to go to the Pensions Ombudsman and would strongly advise others in a similar position to do the same. As virtually all the other reviewers have said, keep well away from this shower

9 November 2025
Unprompted review
Rated 1 out of 5 stars

They are ignoring my request to…

They are ignoring my request to transfer my pension for the past few months. I have requested to make a complaint and I am having to wait eight weeks before I can raise it with the relevant ombudsman. I will likely look to go through small claims court for the amount of time it has taken to get my pension transferred.

27 October 2025
Unprompted review
Rated 1 out of 5 stars

It will not let me rate this company…

It will not let me rate this company zero stars. Whatever you, do don’t have a pension with them, if you do please move it to another company asap. Husband has been trying to access his pension since September. Excuse after excuse. Some excuses include, Employer hasn’t given an end date, sent a letter to someone else’s email address, payment letter sent 3 weeks ago, still not received, do not reply to emails from admin account. When you complain about service you have a letter saying they will get back to you in 8 weeks. They Only pay out on 5th and 19th of each month. So unprofessional Ombudsman needs to investigate and fine this company.

22 October 2025
Unprompted review
Rated 1 out of 5 stars

Avoid at all costs

Avoid at all costs, tried to withdraw my pension after months of phone calls, emails, they informed me that they had not even started to process my application.
Absolutely disgusting company
Still waiting for Payment to arrive after 4 months of finally talking to someone who actually helped.
My advice would be if you have a pension with this company , get it out or moved ASAP ,seems to me that they just want to hold onto your money for as long as possible

22 October 2025
Unprompted review
Rated 5 out of 5 stars

I have to say I was very worried about…

I have to say I was very worried about drawing down some money but after 3 weeks I have a letter confirming a payment date, hopefully when they are taken over by the new company things will get better, but I have to say I am very happy with the process especially after seeing the reviews

21 October 2025
Unprompted review
Rated 1 out of 5 stars

Scam Company

Don't have a pension with them but keep getting letter saying I have a workplace pension with them. Definitely a scam company! Avoid!

16 October 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely shocking customer…

Absolutely shocking customer service,only trying to cash in just over £100, phoned twice,both calls 45 minutes waiting,said I needed to fill in forms which I already have & returned,it's absolutely ridiculous been going on since August.

14 October 2025
Unprompted review
Rated 1 out of 5 stars

Actually 0 stars

Actually 0 stars ! Avoid avoid avoid at all costs. Wanted to consolidate my pensions request sent 5th June from another pension provider. No reply, a reminder sent, no reply now in October and still nothing happened

3 October 2025
Unprompted review
Rated 1 out of 5 stars

CROOKS

0 STARS
I Started a lump sum withdrawal 2 months ago £2000 and I am No closer now to getting MY MONEY,
I Don’t think they have any funds to give,
Look at all the reviews, on here and google, they all say the same thing apart from the obvious ones which are there own people,
NO EMAIL REPLIES
NO CALL BACK
NO WEBSITE MESSAGE REPLIES,
I Have been given 12 months to live and already wasted 2 months,
God I’m scared

1 August 2025
Unprompted review

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