Credit Passport® is the real-time business credit score designed for SMEs. Using Open Banking data to provide the most accurate and up to date view of the financial quality of a business.
Created by CRIF Realtime Ltd. a London-based Fintech regulated by the Financial Conduct Authority and powered by Open Banking, Credit Passport provides SMEs with a free and transparent real-time credit score to help them maintain or improve their financial health and make it easier to access best-fit financial services.
Credit Passport® also supports banks, alternative lenders and comparison platforms by offering accurate and streamlined understanding of an SMEs credit quality.
With certification according to an industry recognised standard, and its clear and concise output, Credit Passport® facilitates accurate credit pricing and improves the flow of credit to SMEs across the board.
CRIF Realtime Ltd. is part of CRIF, a global company specialising in the development of credit bureau services, business information systems and credit solutions, which operates in more than 35 countries in four continents (Europe, America, Africa and Asia). With over 10,500 banks, 600 insurance companies and 82,000 business clients in 50 countries, CRIF constantly innovates to harness the power of data and solutions, enabling its clients to streamline decision making and accelerate digital innovation.