Intuit Credit Karma Canada Reviews 

4,221
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 284 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly appreciate how simple, fast, and convenient the application is for monitoring credit scores and tracking overall financial health. People find the platform extremely helpful for receiving timely alerts, understanding credit calculations, and getting useful suggestions regarding credit cards. Some reviewers were not happy with unexpected credit score drops and confusing rating procedures that felt frustrating. A few users also mentioned facing frustrating login difficulties, technical barriers, or receiving repetitive emails from the system. Others noted concerns regarding promotional card offers and negative experiences with certain connected financial services.

What people talk about most

User experience

Customers had positive experiences with user experience, finding the platform very useful and easy to... See more

Application

Reviewers highlight positive aspects of application, noting that it is an easy-to-use tool for tracking... See more

Website

People report positive experiences with website, finding the platform easy to navigate and very clean.... See more

Payment

Users describe ambiguous interactions with payment options, reflecting a wide range of differing experiences.... See more

Service

Consumers find service to be a valuable tool to stay on top of their credit finances and protect themselves... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I really like using Credit Karma. It has been an incredibly helpful tool for me to monitor my credit regularly. The app makes it easy to check my credit score, keep track of any changes, and get ale... See more

Rated 5 out of 5 stars

Credit Karma is free, informative, and helps me stay on track financially by monitoring my credit rating. It offers plenty of helpful advice and alerts, and I use it every day. I can see what others a... See more

Rated 5 out of 5 stars

I love this app. I signed up without many, if any, expectations. I was paying a major credit company for monitoring. I felt safe until I wasn't. I was supposed to be alerted if anything unusual happen... See more

Rated 5 out of 5 stars

Credit Karma is truly one of the most useful financial apps I’ve used. It’s easy to understand, gives accurate credit score updates, and offers helpful insights on how to improve your credit health. I... See more


Company details


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4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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No recent history of asking for reviews

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4.5

All reviews

(4,221)

273 reviews in the last 12 months

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Rated 5 out of 5 stars

12345

I have been working very hard to improve my finances and credit rating. Belonging to Credit Karma allows me to check and see how my credit rating has improved as well as my bill payment structure. By visually being able to check everything gives me encouragement and motivation to strive towards an "excellent" credit rating and to reduce (eventually eliminate) my credit card debt.

15 January 2026
Unprompted review
Rated 2 out of 5 stars

Be careful I recently experienced where…

Be careful I recently experienced where they will not inform me about the safety or accuracy of my account after being verified. Identity exposure may play a part on their behalf and don't want to own up so I feel my PI is no longer safe and may be exposed but they won't inform me literally. Then they stopped speaking.

11 January 2026
Unprompted review
Rated 5 out of 5 stars

Opportunities with CK

CK is a valuable tool to keep track of my improvements and opportunities. The CK team is very reassuring and the app is easy to use.
I applied for one of the credit cards suggested here, and to my surprise I was approved. They took some time to respond, but in the end, it all turned out favorably, thanks to CK.

6 January 2026
Unprompted review
Rated 1 out of 5 stars

DO NOT TRUST!!!!

DO NOT TRUST!!!!! THIS IS THE WORST THING I HAVE EVER EXPERIENCED!!!! MY CREDIT SCORE IS DROPPING AND ITS NOT EVEN MY FAULT!!!!! I WAS ONCE A CUSTOMER TO KOODO, SWITCHED TO TELUS, THE ACCOUNT FOR KOODO IS STILL OPENED ON CREDIT KARMA!! I HAVE PAID IN FULL THE AMOUNT I OWE TO KOODO, IT IS STILL STATING ITS AN OPEN ACTIVE ACCOUNT. I HAVE CALLED BOTH TELUS AND KOODO, THE ACCOUNT DOES NOT EVEN EXIST!!!! TRIED TO DISPUTE THAT THE ACCOUNT NO LONGET EXISTS HOWEVER IT CAME BACK A NONE CONCLUSIVE!!! IM SO SICK AND TIRED OF CALLING AND TELLING THEM THE WHOLE STORY AND GETTING NO HELP IN RETURN! WORST THING IVE EVER DONE WAS TRUST CREDIT KARMA!!! THEY ARE NO HELP WHAT SO EVER!!!!

4 January 2026
Unprompted review
Rated 5 out of 5 stars

This app is great

This app is great. I can keep track of my credit score for free and see where I can improve it if necessary. It also shows me lots of suggestions to better manage my money and credit.

2 January 2026
Unprompted review
Rated 5 out of 5 stars

I’ve been using this feature for about…

I’ve been using this feature for about 5 years and it’s great. I love finding out what my credit is when it’s released. I get excited when I get an email regarding it and hit the log in to find out what it’s been changed to

2 January 2026
Unprompted review
Rated 5 out of 5 stars

Great free way to keep track of your credit history

Well I was kind of sick of credit cards and just wanted to deal with debit cards but it's always a great idea to have an emergency card. I remember having to wait and submit papers to Equifax and/or TransUnion in order to get my credit score and details back in the day which was kind of a hassle.

I decided to check out Credit Karma and didn't realize it was a free app so I decided to try it out and now I just love the way I can get direct information about my credit history and score. I finally gave in and applied to get 1 credit card and having this app helps make sure I don't go over my head and make better decisions on using this credit card.

Great and helpful app!

1 January 2026
Unprompted review

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