Intuit Credit Karma Canada Reviews 

4,221
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 282 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly love the exceptionally easy-to-use mobile application and informative website designed for monitoring credit scores and tracking daily financial health. Everyday consumers genuinely appreciate receiving clear real-time alerts, helpful improvement tips, and completely free access to detailed credit reports that make managing personal finances remarkably simple. However, some people mentioned facing frustrating technical login problems and account access hurdles after changing their mobile numbers or devices. Other reviewers experienced understandable confusion regarding unexpected credit score drops despite actively paying down their outstanding credit card balances. Additionally, a few users questioned the overall reliability of certain promotional card offers and specific payment reporting features.

What people talk about most

User experience

People report positive experiences with user experience, highlighting how easy the platform is to navigate... See more

Application

Reviewers highlight strong satisfaction with the application, praising it as a useful and easy-to-use tool... See more

Website

Users describe positive interactions with website, finding the platform easy to navigate and very clean.... See more

Payment

Reviewers mention ambiguous feedback about payment, with some consumers appreciating the platform for helping... See more

Service

Customers had positive experiences with service, describing it as an invaluable tool to stay organized and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I love this app. I signed up without many, if any, expectations. I was paying a major credit company for monitoring. I felt safe until I wasn't. I was supposed to be alerted if anything unusual happen... See more

Rated 5 out of 5 stars

Credit Karma is truly one of the most useful financial apps I’ve used. It’s easy to understand, gives accurate credit score updates, and offers helpful insights on how to improve your credit health. I... See more

Rated 5 out of 5 stars

5★★★★★Credit Karma is an essential app. It keeps my credit score up to date and clearly shows my standing. It also notifies me about missed payments and flags any incorrect information on my credit re... See more

Rated 5 out of 5 stars

CK is a valuable tool to keep track of my improvements and opportunities. The CK team is very reassuring and the app is easy to use. I applied for one of the credit cards suggested here, and to my s... See more


Company details


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

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4.5

All reviews

(4,221)

273 reviews in the last 12 months

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Rated 4 out of 5 stars

Easy to use

Easy to use. Helpful tool to track any changes in your credit. Might be a bit slow sometimes to update the new information.

7 June 2026
Unprompted review
Rated 5 out of 5 stars

Credit Karma a great program!

Since I have started using Credit Karma three years ago I find that I have been slowly increasing my credit score slowly but surely. A very impressive program that I am quite happy with!!

7 June 2026
Unprompted review
Rated 1 out of 5 stars

Questionable offers

While this program offers ways to check Transunion credit score, it is those so called offers I am questioning and some of them do not reports any positive payments to Transunion but to Equifax such as Mogo and Koho. Why are those offers not reporting to Transunion doing on credit Karma? It is advisable to google those offers before signing up

6 May 2026
Unprompted review
Rated 1 out of 5 stars

Don’t fall for it!

Don’t fall for their “guaranteed loan or we’ll pay you $50”. You’ll get denied, have a hit to your credit and then Credit Karma will give you an excuse why they won’t give you the $50. Scam!

18 May 2026
Unprompted review
Rated 5 out of 5 stars

Credit Karma detected fraudulent…

Credit Karma detected fraudulent activity 2 weeks before Equifax and well before the affected bank detected it. I use it as my primary monitoring App, the only downside is that it is not a reporting agency like Equifax and TransUnion :)
So far a very effective APP/monitoring system

1 March 2026
Unprompted review
Rated 1 out of 5 stars

What a absolutely crap you dispute…

What a absolutely crap you dispute things The company comes back and says it's correct and you have to resubmit with another company Why have a dispute app IF it never works And Why is Canada in charge of Americans credit didn't they get rid of England to be independent!!!; And the B's of losing 44 points for a dispute that's been on your credit report for Three years what type of B's is that!!!! I Think I'll look into getting a lawyer and Sue credit karma over there point system it takes years to get 20 points for paying All your bills but maybe miss one payment They take 30 to 50 points What B's is that, they don't investigate anything and anyone can put them things on your report true or not!!! What B's this company does you have a account been on your credit for Three years and you dispute it and lose 44 points and 24 points Tell me this credit reporting isn't 100%a scam!!!;;

25 April 2026
Unprompted review
Rated 5 out of 5 stars

Best Service Ever!

You cannot beat this company. It offers a free service for not only checking your credit score regularly, but also offers tips and advice if you need it on just about anything having to do with money and budgeting. It is a much needed service especially now a days and it is FREE! Thank you so much for offering this to people. I use it every week or when they email me to check my credit score. I will always be a fan and a member of Credit Karma.

17 April 2026
Unprompted review
Rated 5 out of 5 stars

I can’t say enough good things about…

I can’t say enough good things about Credit Karma. Their alert system quite literally protected our family from what could have been a serious case of fraud.

We were immediately notified that a new credit card had been opened in my wife’s name—something we absolutely did not authorize. Because of that quick notification, we were able to act right away, contact the appropriate institutions, and get the fraudulent account removed from her credit report. Even more importantly, the bank was able to shut the card down before it was ever used.

Without that early warning, this situation could have turned into a much bigger headache. Credit Karma gave us peace of mind and the tools to respond quickly and effectively. It’s an invaluable service, and I would highly recommend it to anyone who wants to stay on top of their credit and protect themselves from fraud.

2 April 2026
Unprompted review
Rated 5 out of 5 stars

Very good

Very good, concise app. Like keeping up with the rating at anytime. Excellent reputation.

12 April 2026
Unprompted review
Rated 5 out of 5 stars

Credit Karma made it so much easier to…

Credit Karma made it so much easier to keep track of my credit. It takes seconds to log in and see where I am each month, while I build my credit up. The app offers various ways to track and build your credit. I recommend this Service to those looking to stay organized and on top of their credit finances.

11 April 2026
Unprompted review

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