creditcardGenius Reviews 

1,583
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 196 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the online platform because it is extremely simple to navigate and helps them easily compare and find the best credit card offers. Consumer feedback frequently shows that cash rewards and electronic bank transfers are typically deposited very quickly following successful card approval. However, some customers also noted frustrating issues with tracking rewards, missing funds, or experiencing unexpected delays in receiving their bonus payments. Some people also experienced denied payouts or claim that rebate criteria were unclear, mentioning that it was difficult to get answers when problems occurred.

What people talk about most

Payment

Reviewers mention positive feedback about payment, highlighting that the application process is generally... See more

User experience

Customers consistently note positive experiences with user experience, finding the platform seamless and easy... See more

Service

People report positive experiences with service, highlighting fast payouts and helpful advice. Consumers... See more

Refund

Clients share positive opinions on refund, highlighting very quick cashbacks, fast rebates directly to bank... See more

Website

Consumers find website experiences to be overwhelmingly positive and easy to navigate. People appreciate the... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great cash bonus... if you check it. In the past I had 4 bonus that I didn't received because they expired by themselves because CCGenius had not received the confirmation from the card/bank issuer... See more

Rated 5 out of 5 stars

I found a great credit card I was interested in using their helpful indexes. I then applied through their link and was able to easily get my GenuisCash deposited to my account within two weeks of my a... See more

Rated 5 out of 5 stars

Credit Card Genius is my go-to for updated offers. Their Genius Cash feature is perfect when you elect to apply through their portal. My recent experience saw the Genius Cash deposited with a few da... See more

Rated 5 out of 5 stars

By applying new credit card from credit card genius , one can earn extra cash bonus than just applying directly from vendor. Also, genius provide incredible advice with respect to what card fit you be... See more


Company details

Written by the company

Leading credit card comparison engine that rates 126+ features of over 200 different Canadian credit cards. Now consumers can choose smarter and get rewarded faster.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

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4.3

All reviews

(1,583)

196 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Bad service

Its very bad service never receive my money back i dont receive email

28 January 2026
creditcardGenius logo

Reply from creditcardGenius

Hello,

Sorry to hear you’re having trouble depositing your GeniusCash.

Our records show that the GeniusCash for this offer was sent to your account on January 28, 2026, and is still waiting to be deposited.

Please make sure you’re signed in to the same GeniusCash account where you claimed the offer, and that the email address linked to your account can receive our emails. You may need to add noreply@creditcardgenius.ca to your safe sender list. We also sent an email with steps on how to whitelist the email address on your end.

You can also update your payment options in the Payment Preferences section of your account.

To make things easier, you can turn on auto-deposit with your bank so you won’t need a password for e-transfers. The auto-deposit email must match the email listed in your payment preferences, and it can be any email address you have access to.

If you are having any issues with this, please reach back out to the email we sent and we can take a deeper look into this.

Rated 5 out of 5 stars

$150 to get a card.

Fantastic experience as it was the last time I applied. I applied for the Porter MasterCard Elite, zero annual fee for the first year and got $150 on top of that. That's essentially getting pay a $150 to have the card for the first year. A total win.

28 January 2026
Rated 4 out of 5 stars

Fairly easy

Fairly easy, a bit of a confusing account and dashboard, but received my payment fairly smoothly.

28 January 2026
Rated 4 out of 5 stars

So far so good

So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)

2 December 2025
Unprompted review
Rated 1 out of 5 stars

Tangerine MC scam

Been waiting since November 18 of 2025 for a tangerine MasterCard $120 cash promo. All they did was back and forth giving me notes of delays due to the tangerine marketing team department.
I'm starting to feel that this is not the right place to apply for any promotional credit cards in the future. Why can companies be legit and do their job in a timely manner? Instead of telling people lies

18 November 2025
Unprompted review
creditcardGenius logo

Reply from creditcardGenius

Hello,

Sorry to hear that it's taking longer than expected to receive your GeniusCash.

We deliver GeniusCash to most customers within 30 days of their application date by automatically receiving confirmation from the bank that the application for the Credit Card has been approved and that it meets all the eligibility criteria for GeniusCash.

Sometimes we don't receive this confirmation from the bank automatically, and a manual investigation is required. To do this, we send your application details directly to the bank. There are various things that the bank and/or the affiliate network needs to validate such as approval status, that you're a first time cardholder, that the application was started from our site, etc. Unfortunately, the manual investigation time does depend on the bank and it is outside of our control.

We're working with Tangerine's affiliate marketing team directly, and we will update your ticket as soon as we receive confirmation from them.

We apologize for this delay and thank you for taking the time to leave a review. Every bit of feedback helps us improve our processes to serve our customers better.

Team Genius

Rated 5 out of 5 stars

I found a great credit card I was…

I found a great credit card I was interested in using their helpful indexes. I then applied through their link and was able to easily get my GenuisCash deposited to my account within two weeks of my application. I initiated a support ticket and it was resolved within a few days with no issue. Really helpful service and a great system!

9 January 2026
Rated 5 out of 5 stars

Amazing from start to end

Amazing from start to end, received the etransfer 3 days after the application was approved. On another note still waiting for the credit card to arrive to the branch!!! I will defiantly be using creditcardGenius in the future again

14 January 2026
Rated 5 out of 5 stars

Canadian Platform to Save Money

The step by step guide on how to setup, seamless system and geniuscash as promised on time without any issues. The website also includes up to date information to compare what is right for you.

1 January 2026
Rated 5 out of 5 stars

Simple and quick process

The approval process only takes a few minutes, so you don’t have to wait days or weeks to know if your application is approved. A physical card was received within 2 weeks after the online application, and the promo rebate followed shortly after via e-transfer. The whole process went smoothly with no follow up required. I also like the comparison tools on the website

1 January 2026

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