Cover My Reviews 

23,754
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 2,847 reviews, reviewers had a great experience with this company. Customers frequently highlight the excellent value, finding prices competitive and affordable for the coverage. Many also commend the staff for being knowledgeable, helpful, and polite, ensuring queries are answered efficiently. The overall service is often described as seamless and easy to use, with people appreciating the straightforward process for obtaining or renewing their breakdown cover. However, some customers noted concerns regarding auto-renewal, mentioning instances where they were not informed or found it difficult to disable. A few also felt the service had loopholes, leading to denied assistance for specific situations like flat batteries or onward travel. Additionally, some reviewers experienced problems with customer service, including dropped calls, slow responses, or unreceived documents.

What people talk about most

Service

Reviewers mention ambiguous feedback about service, with many praising the efficiency, politeness, and... See more

Price

Customers consistently note positive experiences with price, often finding excellent breakdown cover at a... See more

Staff

Users describe positive interactions with staff, frequently highlighting their efficiency, politeness, and... See more

Subscription

Clients share ambiguous opinions on subscription renewals, with some finding the process easy and receiving... See more

Customer service

People report ambiguous experiences with customer service, with many praising the helpfulness and efficiency... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Wouldn't auto renew our details, said they had a call to give card details.. all ok ,no email to confirm anything as we were told ( today or tomorrow ) nothing received!had to call again today and get... See more

Rated 4 out of 5 stars

I've only given CoverMY Breakdown 4 stars because 1 The cost has risen hugely 2 The website does not function very well. I was unable to login. However, they do offer great cover for breakdown as... See more

Rated 4 out of 5 stars

Luckily I've never had to make a claim, but they offer a great price and cover me for everything I should hopefully ever need which is great. It is however rather cheeky to auto renew and not inform... See more

Rated 4 out of 5 stars

The process of renewing my annual cover was easy and straightforward. I awarded 4 stars instead of 5 stars because like everyone else in the insurance industry your price increases each year which me... See more


Company details

  1. Insurance Broker
  2. Gadget Insurance Company
  3. Home Insurance Agency
  4. Pet Insurance Company
  5. Travel Insurance Company

Written by the company

We want our customers to feel assured in knowing that insurance with Cover My offers reliable, affordable cover, allowing you to protect what matters the most. CoverMy Breakdown Insurance | CoverMy Pet Insurance | CoverMy Gadget Insurance | CoverMy GAP Insurance | CoverMY Home Insurance | CoverMy Travel Insurance


Contact info

4.2

Great

TrustScore 4 out of 5

24K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 58% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(23,754)

2,699 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Scam - they changed things

Bought through compare the market where I can it says my car registration is 2014. Then on their site it somehow changed to 2025 which I didn’t do. Called me to say I had lied and they were going to either have to cancel my policy or I was going to have to pay an extra amount. Scam.

23 July 2026
Unprompted review
Rated 1 out of 5 stars

Breakdown Experience

I have had cover for a good few years but have never needed it however recently my car developed a coolant leak very close to home so I carefully drove the car home (less than 2 miles) taking note of the instructions being flashed up on the dashboard. I drove home as the nearest garage was much further away. Home cover was included in my policy but the company refused to provide a service as they said I had driven the car with a "known fault" i.e. the coolant leak and I should have driven instead to a garage to get it fixed (which was too far away!) I complained to the company who did say they were right to refuse to help but they did concede that I had not been trying to obtain an advantage under the policy so they said they would tow the car to the garage. Given their response came nearly a week after the breakdown had happened I had by this time had to pay others to tow my vehicle 10 miles to the nearest dealer who could fix it. In lieu of them towing it in I asked if they would cover the costs I had to pay to get it towed in myself but they ignored my email and 2 chasing emails I sent afterwards. I would be very wary about taking a policy with this company.

2 July 2026
Unprompted review
Rated 5 out of 5 stars

It was great to be able to get through…

It was great to be able to get through to a human being, on the phone, and one who proved to be very helpful, to boot. I had all my queries answered efficiently and satisfactorily before deciding to purchase, with confidence.

12 July 2026
Rated 1 out of 5 stars

I hadn't been informed that my policy…

I hadn't been informed that my policy was due. I just had an email telling me it had been renewed. I didn't want to renew it. I had another policy for a second car for which I had been informed in advance in June and could cancel in plenty of time.

14 July 2026
Rated 2 out of 5 stars

Can't manage account online

I'm sure the cover is fine, thankfully never actually needed to use it.

However, as others have stated, no online functionality and no way to turn off the auto-renewal. If their emails go into your spam then you'll miss it and, like me, discover you've paid for a policy you don't need. No refund.

Seems a cynical policy designed to ensure exactly this kind of eventuality rather than anything to do with customer service or them wanting to speak to you. Policy cancelled and won't be back.

22 July 2026
Unprompted review
Rated 2 out of 5 stars

Unable to disable auto renewal so ended…

Unable to disable auto renewal so ended up having policy even though I wasn't sure i was going to renew it this year. There needs to be an option to turn off auto renewal as there is with other providers. So feel railroaded into having the policy

22 July 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look