Cover My Reviews 

23,689
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 2,865 reviews, reviewers had a great experience with this company. Customers frequently praise the competitive and affordable pricing, often finding excellent value for money. Many people highlight the helpfulness and efficiency of the staff, describing interactions as professional and friendly. The customer service process is often noted as seamless and easy, with queries answered quickly and satisfactorily. However, some customers also noted issues with the auto-renewal process, mentioning policies renewing without prior notification or a clear option to opt-out. A few other people also felt that the actual breakdown service could be problematic, citing long wait times, limited recovery distances, and unhelpful call center experiences when assistance was needed.

What people talk about most

Service

Consumers find service to be ambiguous, with many reporting negative experiences where they were left... See more

Price

People report positive experiences with pricing, often finding it to be very competitive and affordable, with... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, efficiency, and... See more

Subscription

Clients share ambiguous opinions on subscription, with some finding it easy to renew their policies and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness, efficiency, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Wouldn't auto renew our details, said they had a call to give card details.. all ok ,no email to confirm anything as we were told ( today or tomorrow ) nothing received!had to call again today and get... See more

Rated 4 out of 5 stars

Luckily I've never had to make a claim, but they offer a great price and cover me for everything I should hopefully ever need which is great. It is however rather cheeky to auto renew and not inform... See more

Rated 4 out of 5 stars

The process of renewing my annual cover was easy and straightforward. I awarded 4 stars instead of 5 stars because like everyone else in the insurance industry your price increases each year which me... See more

Rated 5 out of 5 stars

The information provided on the breakdown cover was clear and easy to understand. I found it extremely simple to sign up for the service online and it was offered at a very competitive price. As I on... See more


Company details

  1. Insurance Broker
  2. Gadget Insurance Company
  3. Home Insurance Agency
  4. Pet Insurance Company
  5. Travel Insurance Company

Written by the company

We want our customers to feel assured in knowing that insurance with Cover My offers reliable, affordable cover, allowing you to protect what matters the most. CoverMy Breakdown Insurance | CoverMy Pet Insurance | CoverMy Gadget Insurance | CoverMy GAP Insurance | CoverMY Home Insurance | CoverMy Travel Insurance


Contact info

4.2

Great

TrustScore 4 out of 5

24K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 59% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(23,689)

2,874 reviews in the last 12 months

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Rated 2 out of 5 stars

No notice of renewal premium

Covermy automatically puts you on auto-renew. However, they did not inform me of my renewal quote prior to taking the premium from my account. I think this is very poor customer service.

13 July 2026
Rated 1 out of 5 stars

Avoid at all cost

LBroke down on the motorway on the hard shoulder. Rang for help and was told l would be towed to local garage. Explained l had national cover and needed to complete my journey urgently (another 150 miles). Was told car had to go to garage within 40 miles and towing to destination wasn’t an option. Wouldn’t send anyone to roadside to try and assess problem. Call kept dropping out and no one rang me back or logged my breakdown until l had rung 3 times. Recovery eventually arrived after 3.5 hours sat on the hard shoulder by myself. Ended up paying nearly £900 to get to my destination. Have emailed a complaint but they haven’t bothered to reply. Definitely avoid this company

17 July 2026
Unprompted review
Rated 1 out of 5 stars

Poor communication & response

I didn’t receive a renewal notice & the company took the money anyway & auto-renewed. I didn’t want to renew S the one time I rang for assistance no one answered the phone (maybe because it was a weekend?). I have requested my payment to be refunded but 10 working days later I’m still waiting for the money to be refunded!

14 July 2026
Rated 1 out of 5 stars

DO NOT USE THEM!

Cover my breakdown don't even deserve 1 star! I called them this week for help after the car lost power on a dual carriageway. I was with my 9 year old daughter. The operator I spoke with was very aggressive and told me they wouldn't tow me to my chosen garage as it was over 25 miles away and that I only had Local cover. They didn't even offer for someone to come and look at the car. I rang them again, and after nearly 15 minutes of it ringing out I gave up. We were left abandoned on the side of the road, miles from home. After a lot of stress and upset I managed to sort my recovery home through another company. I then looked up my policy. It turns out I had National recovery! They lied on multiple occasions. There was no point paying for a service that is non existent!

20 July 2026
Unprompted review
Rated 1 out of 5 stars

Scam - they changed things

Bought through compare the market where I can it says my car registration is 2014. Then on their site it somehow changed to 2025 which I didn’t do. Called me to say I had lied and they were going to either have to cancel my policy or I was going to have to pay an extra amount. Scam.

23 July 2026
Unprompted review
Rated 1 out of 5 stars

Breakdown Experience

I have had cover for a good few years but have never needed it however recently my car developed a coolant leak very close to home so I carefully drove the car home (less than 2 miles) taking note of the instructions being flashed up on the dashboard. I drove home as the nearest garage was much further away. Home cover was included in my policy but the company refused to provide a service as they said I had driven the car with a "known fault" i.e. the coolant leak and I should have driven instead to a garage to get it fixed (which was too far away!) I complained to the company who did say they were right to refuse to help but they did concede that I had not been trying to obtain an advantage under the policy so they said they would tow the car to the garage. Given their response came nearly a week after the breakdown had happened I had by this time had to pay others to tow my vehicle 10 miles to the nearest dealer who could fix it. In lieu of them towing it in I asked if they would cover the costs I had to pay to get it towed in myself but they ignored my email and 2 chasing emails I sent afterwards. I would be very wary about taking a policy with this company.

2 July 2026
Unprompted review

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