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The Co-operative Bank Reviews 

20,055
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 6,101 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and branch members for being exceptionally helpful, patient, and knowledgeable when answering queries. People also find the online banking platform and overall financial services very straightforward, honest, and easy to use. Consumers often mention that customer service representatives consistently go above and beyond to provide top-tier support. However, some reviewers were not happy with strict security checks, complicated verification questions, or difficult account switching processes. A few consumers also noted that these payment verification steps, unexpected delays, and temporary account blocks caused considerable frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, patience, and professionalism... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being supportive,... See more

Service

Reviewers mention positive feedback about service, expressing overall satisfaction and appreciation for the... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the app and online interface are very... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers praised the robust security measures... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was contacted by the bank as they didn't recognise a transaction made. I was thankful for their diligence. This was a bona fide payment but I'm glad they checked as it was a fairly large payment. We... See more

Rated 5 out of 5 stars

I visited the Co-operativebank in Hanley. On arrival I was greeted straight away as I walked through the door by a lady called Alison ( very professional ) I had an issue with my banking app... See more

Company replied

Rated 5 out of 5 stars

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best.... See more

Company replied

Rated 5 out of 5 stars

I could not cope with the complicated security questions online when applying for my new account. I telephoned customer services and a Branch member of staff helped me over the phone. She kindly sent... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,055)

5,618 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

This was the first time I had used the…

This was the first time I had used the app and it was surprisingly easy and uncomplicated.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so happy to hear that your first experience using our app was easy and uncomplicated. Thank you for your wonderful feedback! - Michelle

Rated 4 out of 5 stars

2 worthwhile recent telephone conversations…

I had 2 recent telephone conversations with staff at the bank .One was with a member of the fraud team as I was making a payment and whilst I appreciate these checks were for
my benefit and security I started to doubt myself as it went on. However he was only doing his job and did it well with consideration and patience. The other adviser was helpful too . I didnt wait long for my call to be answered on this occasion as i must have been first in the queue at bang on 9am. I have been with this bank since 1976 and I wish there were more branches. There are none are near me.
I do miss the security of knowing there is a branch near me should I need it or even a pop up branch once a week.

24 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We appreciate you sharing your recent experiences with our team. It's great to hear that our fraud team member was considerate and patient, and that your calls were answered quickly. We understand your desire for more branches and the comfort that provides. Your feedback is valuable to us.- Michelle

Rated 4 out of 5 stars

Cash card problem Dealt with in a very efficient manner…

Dealt with in a very efficient manner the lady behind the counter was very helpful and polite and dealt with my problem very quickly.

21 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that our colleague was very helpful and polite. It's wonderful to know your problem was dealt with very quickly and efficiently.- Michelle

Rated 5 out of 5 stars

I had fraudulent transactions on my…

I had fraudulent transactions on my account. Apart from the fact that the fraud team closed at 5pm and I had to call back next morning, I had excellent service from my customer advisor, sorting out blocking my card and ordering a new one, and refunding the lost money. Excellent fast service.

24 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're glad to hear that despite the inconvenience with our fraud team's hours, you received excellent and fast service from your customer advisor. We appreciate you highlighting their helpfulness in resolving the fraudulent transactions. - Michelle

Rated 5 out of 5 stars

The co-op bank blocked my debit cards

The co-op bank blocked my debit cards, because they feared fraud. Although this wasn't the case, and it was inconvenient, I am glad to know that they do there best to keep my accounts secure. An quick phone call rectified the matter, in a friendly and efficient way.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Martina, we're pleased to hear that our proactive approach to security, even when inconvenient, provided you with peace of mind. It's great to know that our team was able to resolve the matter efficiently and courteously. -Michelle

Rated 5 out of 5 stars

Simple to use

Simple to use. App really been improving over the last year

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for your great feedback Andrea. - Michelle

Rated 5 out of 5 stars

Excellent efficiency

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best. First time banking applicants can feel safe as everything is so very well explained. They were there for me during the learning process and i am really on top and confident now.

21 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your excellent experience and that our ethical policy and customer service have made such a positive impression. It's wonderful that you feel safe and confident with us.- Michelle

Rated 5 out of 5 stars

Fabulous telephone conversation with a…

Fabulous telephone conversation with a lady called Linda from the derby branch
10/10

22 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Tracy, we're so happy to hear you had such a positive telephone conversation with our team. We appreciate your kind words! - Sammie

Rated 5 out of 5 stars

Excellent customer service from a very…

Excellent customer service from a very knowledgeable advisor.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Jane, we're so pleased to hear that you received excellent customer service from one of our knowledgeable advisors. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

Very helpful service today with Stacey…

Very helpful service today with Stacey Jennins who dealt with my Regular Savings account. Easy to understand and very reassuring outcome.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Stephen, we're so pleased to hear that you received helpful service and found the information easy to understand, leading to a very reassuring outcome. Thank you for your kind feedback. - Sammie

Rated 3 out of 5 stars

The standing order form

The standing order form did not let me leave a reference . I was only permitted to use "ref"

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi, I'm sorry you've had difficulty including a reference on your standing order. This is possible and I'd like to help. I've sent you a request through Trustpilot for your contact information. Please respond so we can arrange a call back for you. Alternatively, you can message me on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we'll be able to link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

This app has improved

This app has improved a lot over the last couple of years. Straightforward layout, more options etc. Saves me poring over loads of paper statements.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Steve, we're so pleased to hear you've noticed the improvements in our app over the last couple of years! It's great to know the straightforward layout and additional options are saving you time. - Sammie

Rated 5 out of 5 stars

Michelle was absolutely amazing

Michelle was absolutely amazing. Attentive, friendly, informative and with a high-level of attention to detail. In an era when it feels like customer service has massively declined, it was very refreshing to receive such wonderful service. Thank you Michelle!

21 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Frances, we're so pleased to hear about your positive experience. It's wonderful that Michelle was attentive, friendly, informative, and provided such wonderful service. Thank you for your kind feedback. - Sammie

Rated 5 out of 5 stars

I am surprised that any other bank exists because The Cooperative Bank is excellent!

I am quite elderly but I have had the support of the
Co-operative Bank for many years.
It’s rare that I find anything difficult, but if I do, they are able to sort it for me, immensely 👍

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Barbara, we are so pleased to hear about your long-standing positive experience with us. It's wonderful to know that our team has consistently provided support and assistance. Thank you for your loyalty and kind words. - Sammie

Rated 5 out of 5 stars

So easy to use the app

So easy to use the app. No time wasted.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Roselyne, we're so happy to hear that you find our app easy to use and that it saves you time. Thank you for your positive feedback! - Sammie

Rated 5 out of 5 stars

The cooperative bank is a well kept…

The cooperative bank is a well kept building, and comfortable seating areas should you need to wait, staff are always polite, and very pleasant a pleasure going there

20 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Colin, we're so pleased to hear you find our building well-kept and comfortable, and that our staff are always polite and pleasant. Thank you for your kind words. - Sammie

Rated 1 out of 5 stars

BEWARE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Tried to do a bank transfer over the phone, the person I spoke to had not a clue what I was talking about, and transferred me to another department, then I was cut off !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ray, I'm very sorry to hear about the incredibly frustrating experience you had trying to complete a bank transfer over the phone. It's clear this situation caused significant inconvenience and annoyance, especially being cut off. I've sent you a request through Trustpilot for your contact information. Please respond so I can arrange a call back for you. Alternatively, you can message me on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we'll be able to link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

Easy to use app and website excellent…

Easy to use app and website excellent ethical policy

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Martin, we're happy to hear you find the app and website easy to use. We also appreciate your recognition of our ethical policy. Thank you for your positive feedback. - Sammie

Rated 5 out of 5 stars

Very easy to complete my transaction

Very easy to complete my transaction, thank you

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Philip, we're so pleased to hear that your transaction was easy to complete. Thank you for sharing your positive experience with us! - Sammie

Rated 5 out of 5 stars

Good clear website layout

Good clear website layout, easy to use, does what I need it to do.

24 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi James, we're so glad to hear that you find our website clear and easy to use, and that it meets your needs perfectly. Thank you for sharing your positive experience! - Sammie

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