Cerulean Mastercard® Reviews 6,557

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting the personalized and understanding approach of the representatives. Reviewers also appreciate the quick response times and the overall efficiency of the service provided. However, some customers expressed dissatisfaction with the payment process, citing issues with online payment systems, unexpected fees for phone payments, and difficulties making partial payments. A few other people also felt that some customer service agents were difficult to understand due to accents or mumbling, and occasionally provided conflicting information.

What people talk about most

Customer service

Customers generally had positive experiences with customer service. Many reviewers praised agents for being... See more

Staff

Reviewers highlight positive aspects of staff. Many customers praise the representatives for being... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers report issues with two-step verification,... See more

Service

Consumers find service to be positive. Many reviewers praise the professionalism, knowledge, and helpfulness... See more

Response time

Clients share positive opinions on response time. Many customers appreciate the quick and efficient handling... See more

Based on these reviews

Rated 5 out of 5 stars

Bryan has been very helpful and patiently assisting me with my payment today, he tried several times to ensure that my payment went through! Very knowledge offered me some options to successfully reso... See more

Company replied

Rated 5 out of 5 stars

The Young lady that helped me was friendly, knowledgeable, and happy to help me. She made sure I knew everything immediately and explained everything perfectly so I understood everything i needed to m... See more

Company replied

Rated 5 out of 5 stars

Erika was the only rep that I have spoke with in months that fixed the issue with my online account and updated everything so I can make my payments with out calling in. Thanks Erika for listening and... See more

Company replied

Rated 5 out of 5 stars

Ida I believe her name was. She was able to answer my questions without issues. I called about 1 account and asked if she can check on another and she did without hesitation. This is why I love Ceru... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

A highly rated financial services company, Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Cerulean Mastercard®, issued by The Bank of Missouri, comes with a host of features designed to help customers build or re-establish credit, including $0 Fraud Liability, a Free Monthly Credit Score, and a possible Credit Limit Increase after just 6 months.

Cerulean Mastercard®

Written by the company

Leave us a review
Have a Cerulean Mastercard®? Leave us your feedback!

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Absolutely the worst Customer Service…

Absolutely the worst Customer Service ever ! I called 3 different times and 3 different foreign customer service representatives that had the worst accent ever . Their English was beyond comprehension . Then they transfer me to a Supervisor , Antonio Victorio , Employee ID anvictor . He spoke English like a pre schooler practicing a 3rd language . Listen … this is a waste of the customer’s time. Putting a non English person who speaks English poorly at best into the role of a customer service representative is the ultimate disrespect of a customer ! It means that you at Card Services and/or the Bank of Missouri value money over Good Customers . This is not a paragon for success . What should have taken 60 seconds or less cost you the company over 25 minutes of time , and in those twenty-five minutes all that you managed to accomplish was to take a Good Loyal Transactional Customer and turn him into someone that does not ever want to do business with you again.

16 April 2026
Unprompted review
Rated 5 out of 5 stars

Christian was amazing

Christian was amazing. He was able to figure out my issue and solve it rather quickly and even made a note in my file so it hopefully isn’t a problem in the future. However the credit card and app are absolutely terrible and as soon as I get it paid off again I’m canceling it. Didn’t realize how bad it was until lately so I’m not sure if it’s new changes or if I’m just now noticing.

15 April 2026
Rated 5 out of 5 stars

TRACY is 5 STAR

TRACY, the customer support rep. was Very friendly and professional ... she answered all my questions, and was a pleasure to speak with. 5 STARS for Tracy!

15 April 2026
Rated 5 out of 5 stars

PERFECTLY UNDERSTAND THE PROBLEM I…

PERFECTLY UNDERSTAND THE PROBLEM I DIDN'T HAVE TO REPEAT MYSELF. PROBLEM WAS SOLVED

13 April 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 5 out of 5 stars

Great service

It was great service

13 April 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 5 out of 5 stars

That the people are on your side

Doing there job

13 April 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 5 out of 5 stars

Representative was very helpful

Representative was very helpful, professional and friendly. It was a pleasure speaking with her.

13 April 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

She was very kind of

She was very kind, very professional I would. She’s a good worker. Thank you.

13 April 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look