Budgetinsurance Reviews 

18,556
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 1,588 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing very competitive, offering good value and often leading to savings compared to other providers. The website and user experience were frequently described as easy to navigate, straightforward, and efficient for quotes and policy management. People appreciated the quick service and clear explanations provided. However, some customers also noted excellent customer service, praising helpful and professional staff who quickly resolved issues. Conversely, a small portion of people felt dissatisfied with difficulties reaching support, experiencing long hold times, or being passed between departments. Some reviewers were not happy with communication issues, including challenges understanding agents or feeling their concerns were not adequately addressed.

What people talk about most

Price

Reviewers mention positive feedback about price, with many finding competitive rates and good value for their... See more

User experience

Users describe positive interactions with user experience, consistently highlighting the ease of use and... See more

Service

Consumers find service to be positive, with many reviewers highlighting the excellent, polite, and helpful... See more

Website

Reviewers highlight positive aspects of website, with many finding it easy to use and navigate for tasks like... See more

Customer service

Customers had ambiguous experiences with customer service, with many reporting positive interactions,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Competitively priced, full documentation available, easy-to-navigate web site, straightforward process, and real live people to talk to if necessary. HOWEVER you're foced into automatic renewal and... See more

Company replied

Rated 4 out of 5 stars

I got a good quote from Budget last year for my Lexus and they were very competitive. I have recently bought a new Aygo Hybrid and wanted to simply change the insurance. Unfortunately, due to the vag... See more

Company replied

Rated 4 out of 5 stars

*update on complaint Budget did get in touch after this review was made and have said they will refund the fee as a goodwill gesture. I am happy to update this to a 4 star after their service afte... See more

Company replied

Rated 4 out of 5 stars

I already had a car insurance with you and I didn't no when I went to go compare for do an insurance for my other car you was the first and I try and did it after that I realised my truck is insured... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Home Insurance Agency

Written by the company

Budget Insurance has helped almost 3 million customers across the country find great value insurance solutions. Catering for a wide range of circumstances and budgets, our expert team are always on hand to support you with finding great options for your home, vehicle and life insurance needs. All of our motor and home policies offer a comprehensive level of cover, with the option to add extra protection should you wish. For our motor and home insurance policies we work with a UK network of leading insurers and for our life insurance policies we work with a selected insurer so you can be sure you’re getting great cover, at a great price. Why not get a quote today and see what Budget Insurance can offer you.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

19K reviews

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4.3

All reviews

(18,556)

1,460 reviews in the last 12 months

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Rated 5 out of 5 stars

Very good very friendly and helpful…

Very good very friendly and helpful people in every way thanks

21 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Asim,

Thank you for your feedback and 5 star review. It's great to hear that you found our team so friendly and helpful in every way.

Leanne

Rated 4 out of 5 stars

Easy to sign up

My insurance policy with this company does not commence until tomorrow so I can't really give 5 stars for performance as I haven't had to use them but the sign up process was easy and I would give that 5 stars

22 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Christine.

Thanks for taking the time to leave your review!

We really appreciate your honest feedback. It’s great to hear that you found the sign-up process easy and smooth, and we’re glad we could make that part simple for you.

We hope everything continues to go just as well once your policy starts, and we’ll be here to help if you need anything.

Thanks for choosing Budget Insurance!

Laura

Rated 5 out of 5 stars

Value.

Better value for the money/

27 June 2026
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Reply from Budgetinsurance

Hi John,

Thanks for your great 5 star review!

We’re really pleased to hear you feel you’ve got better value for your money. That’s exactly what we aim for, and it’s great to know we’re delivering that for you.

Thanks for choosing Budget Insurance, and we look forward to helping you again in the future.

Laura

Rated 5 out of 5 stars

New insurance

Have just insured my car online, at a very reasonable price and easy to do. Can't comment on other services

22 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Carol,

Thanks for your 5 star review and feedback! It's fantastic to hear you found the premium reasonable!

Kirsty

Rated 1 out of 5 stars

Customer service are terrible

Customer service are terrible, a simple
Phone for a quote to add an extra car on is impossible and they just end up putting the phone down on you.

I wouldn’t recommend at all, had trouble with them since day one, I will be leaving once my policy is up.

30 June 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Stuart,

We're sorry to hear you were unhappy with our customer service. If you require further assistance, please feel free to email your policy details over to socialresponders@bglgroup.co.uk and we can be in touch.

Kirsty

Rated 5 out of 5 stars

Competitive price, Great service

Competitive price, good service and first class in dealing with my claim. Fair value and let me sort out car repairs.

30 June 2025
Budgetinsurance logo

Reply from Budgetinsurance

Hi Jim,

Thank you for taking the time to leave us your great five-star review on your claims experience with us!

Vicky

Rated 5 out of 5 stars

It was brilliant

It was brilliant

29 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Stewart,

Thank you for your 5 star review and feedback. We are absolutely thrilled to hear that you had such a fantastic experience with us.

Leanne

Rated 5 out of 5 stars

Great service at a reasonable price

Great service at a reasonable price

1 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Nicholas,

Thank you for your 5 star review and feedback. We are delighted to hear that you experienced excellent service and found our prices to be reasonable.

Leanne

Rated 5 out of 5 stars

Thanks excellent very nice

Thanks excellent very nice

15 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Imran,

Thank you for your 5 star review and feedback. We are delighted to hear that you had such a positive experience with us and that you are happy with our service.

Leanne

Rated 5 out of 5 stars

Happy after an explanation from Budgetinsurance.

My initial complaint....Decided to buy a new car. Went online to change car details. Not possible had to ring them. No ability to insure my new car! Mainstream EV one of the UKs biggest selling brands. Had to cancel my insurance and start again.

After posting I was contacted by a nice lady from Budget insurance who gave me a full explanation of my concerns and sympathised that the underwriters were unable to insure my new car at that time. After this explanation I fully understood the problem and actually suffered no loss at all. Nice to talk to a well informed person. Will defiantly use them again.

29 June 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Daryl,

Thank you for your feedback. We're sorry to hear that you were disappointed with your experience when changing your vehicle and cancelling your policy.

Please note that any changes to a policy, including a change of vehicle, are subject to the underwriter's assessment and acceptance based on their underwriting criteria. We appreciate your frustration that we were unable to insure your new vehicle and understand your concerns regarding the cancellation fee and policy end date.

Our policies are cancelled at 11:59pm on the selected cancellation date, with any applicable fees outlined in the policy terms. If you'd like us to review your experience, please send us a private message with your policy number and contact details, and we'll be happy to investigate further.

Kind regards,

Vicky

Rated 4 out of 5 stars

I already had a car insurance with you…

I already had a car insurance with you and I didn't no when I went to go compare for do an insurance for my other car you was the first and I try and did it after that I realised my truck is insured for you around 6 years.
And that is good 2 cars same insurance company.

13 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Pedro,

Thank you for taking the time to leave us your great review!

We are really pleased that you chose us for a 2nd vehicle and that you have been with us for 6 years; your loyalty is truly appreciated.

Vicky

Rated 1 out of 5 stars

Charlatan’s avoid at all cost

Absolutely terrible establishment.

I took out van insurance and paid in full. The money was taken out my account immediately and I received my policy documents and certificate of insurance.

In the following days I received an email to suggest that my details were inaccurate and my policy would increase by almost 50%. This would be done automatically if not contested.

I contested the accuracy of their data with the hopeless customer support team. Only to be told that my request to remove a named driver was not possible and the increase in premium still applies.

I have since formally requested to be contacted by senior members of staff, to never hear anything and all my subsequent emails have been ignored.

Do not use this insurance company. I thought firms like this were a thing of the past but it seems they are still able to establish and operate unfairly and without morals.

Avoid at all costs.

25 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Ashley,

We're sorry to hear about your experience and understand your frustration.

We've reviewed your feedback and will be in contact with you today to discuss your policy in more detail. As part of that conversation, we'll explore the option of removing the named driver if the claims information we have received is confirmed to be correct.

We appreciate you bringing your concerns to our attention and look forward to speaking with you to work towards a resolution.

Rachel

Rated 1 out of 5 stars

Rip off merchants!!!!!

Where do i start!!!! What a rip off of a company,i had a valid policy with this mob until i decided i wanted to change my car big mistake!!! £175 per year for a skoda citigo,i changed to a skoda Roomster and to quote them it will be an extra £375 for the remaining months of the policy what!!!! after i picked my self up from the floor i told the lady i would rather cancel,she told me there was £64 left on the policy and it would be £60 cancelation fee🤨🤨🤨 no surprise there then!!!! How do companies like this even exsist rip off merchants stay well clear of Budget insurance🤨🤨🤨🤨 ps new policy £249 all in fully comp for the two of us,joke of a company,time to let the ombudsman know about this underhanded operation stay clear!!!!!.

24 June 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Alan,

Thank you for taking the time to leave your review and feedback with ourselves. I'm sorry to hear you were unhappy with the quote given to continue insurance with ourselves on a new vehicle and the fees and charges incurred to cancel. If you would like to discuss this further with ourselves, please email your policy details over to socialresponders@bglgroup.co.uk and we can be in touch.

Kirsty

Rated 1 out of 5 stars

Tried to add my daughter as a named…

Tried to add my daughter as a named learner driver . I was told they could not provide the extra cover . So through no fault of mine I had to take a new policy with another provider . I was then charged £70.00 to cancel insurance . Absolute disgrace!!!. DO NOT USE THIS COMPANY

24 June 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for your feedback. We're sorry to hear that you were disappointed with your experience.

Unfortunately, we are not always able to offer cover or obtain a quotation when a younger or learner driver is added to a policy, as this depends on our underwriting criteria. We understand this may be frustrating if you then need to arrange cover elsewhere.

If a policy is cancelled following a request to make a change, the standard cancellation fees and charges outlined in the policy terms and conditions would apply.

We appreciate you taking the time to share your comments.

Vicky

Rated 1 out of 5 stars

Had a very bad experience with the call…

Had a very bad experience with the call operator today, Been with Budget 2 years, no claims, no problems. Driving since 1968 and never had a claim on car insurance. Received renewal £50 increase on last year. Rang to query this and spoke to the operator with difficulties understanding her strong accent. Told her I wasn't happy about the price increase so she said she would go through it with me. Mileage was on insurance as 4000 per annum. I told her she could drop that to 2000 per annum hoping that might bring the price down. She said she would check with the insurer. I couldn't believe it when she came back on the line and said instead of dropping the price, they were now going to charge £20 more than the renewal price. She could not give me any reason for this and was completely indifferent when I repeatedly asked her to explain this.

23 June 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hello Georgina,

Thank you for taking the time to leave a review and for your loyalty over the last two years!

We're sorry to hear that you were disappointed with your recent renewal experience. We understand how frustrating it can be to see your premium increase, particularly when you have many years of driving experience and no claims history.

We're also sorry to hear that you felt your questions were not answered clearly during your call. We appreciate how important it is to understand any changes to your quote, especially when updating information such as your annual mileage. While insurance prices are calculated using a range of factors and changes don't always result in a lower premium, we understand that you would have expected a clearer explanation of this.

Your feedback regarding the service you received has been noted and we will be in touch to discuss this further.

Thank you again for sharing your experience with us.

Laura

Rated 5 out of 5 stars

Perfect experience

Perfect experience

23 June 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hello,

Thank you for your wonderful review!

We're thrilled to hear that you had a perfect experience with us. It's great to know that we were able to provide the level of service you expected.

Thank you for choosing Budget Insurance, and we look forward to helping you again in the future!

Laura

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