Australian Unity Health Insurance Reviews 1,245

TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 103 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, knowledge, and polite demeanor, making interactions pleasant and productive. Many people appreciate the care and compassion shown by the team, and the ability to speak with real people based in Australia is highly valued. Reviewers often highlight the exceptional customer service, noting that queries are answered thoroughly and efficiently. However, some people were dissatisfied with slow response times, particularly when trying to reach a consultant or waiting for callbacks regarding support workers. A few customers also mentioned issues with payment processing taking too long or unexpected gaps in coverage due to changes in preferred providers without notification.

What people talk about most

Customer service

Consumers find customer service to be positive, with many reviewers praising the helpfulness, efficiency, and... See more

Staff

Reviewers mention positive feedback about staff, highlighting their helpfulness, knowledge, and efficiency in... See more

Service

Customers consistently note ambiguous experiences with service, with many expressing high satisfaction,... See more

Response time

Customers had ambiguous experiences with response times, with some reviewers reporting prompt handling of... See more

Payment

People report ambiguous experiences with payment, with many expressing frustration over issues such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Call centre when reached answered all questions on my problem Time to get to a consultant was excessive but call back feature worked well. Overall dealings with Australian Unity has been very posit... See more

Company replied

Rated 4 out of 5 stars

I like everything about this business. Great product offering at a good price Claims are easy to submit with quick benefits payments. Getting through on the phone is easy with knowledgeable staff. M... See more

Company replied

Rated 4 out of 5 stars

Pricing is good & rebates are higher than other private health fund. Claiming takes longer to receive in the bank. Nice talking to people who are keen to offer service & attend to your query.

Company replied


Company details

  1. Health Insurance Agency
  2. Home Health Care Service
  3. Insurance Agency
  4. Insurance Company
  5. Private Hospital
  6. Aged Care

About Australian Unity Health Insurance

Written by the company

Health insurance that supports you

Whether it’s keeping you in shape for the things you love or for that unexpected accident or illness, Australian Unity has health insurance to suit your lifestyle and needs.

Get real value from your private health insurance, knowing your hospital and extras cover has been designed by Australian Unity with benefits that are actually useful for all you do - with options like dental, optical, physio, chiro, accident cover, Hospital Care at Home and even travel vaccines.

Plus with award-winning service and a long history of delivering health, wealth and care services, you’re in good hands.

From singles cover to couples cover to families and everything in between, we can help. Visit https://www.australianunity.com.au/health-insurance


Contact info

4.0

Great

TrustScore 4 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 80% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

The help and understanding Australian Unities customer service staff

The help and understanding of the customer service staff I spoke to was outstanding. I made several calls about my issue, and both staff I spoke to were equally helpful. Both understood exactly what required and provided the advice and the documentation I urgently needed. I was particularly impressed as I needed the documentation for my new health fund. Without their help I would not get coverage for hospital treatment I’m having literally tomorrow from my new fund. I am very grateful for the help I received from the Australian Unitiy customer support staff today, and happy to give them a glowing review.

13 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi John,

Thank you for taking the time to leave a review and we are glad to hear that our team were able to assist you with your urgent enquiry especially for your treatment.

We are here to help and wish you all the best with your treatment and recovery.

Thanks again for the review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Great experience with polite caring…

Great experience with polite caring staff who know what they are doing . Efficient and trusted

9 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Jacinta,

Thank you for taking the time to leave a review and we are pleased to hear that our team were polite and caring for your enquiry.

Again, thank you for putting your trust in us from the Australian Unity Health Insurance team.

Rated 4 out of 5 stars

GOOD COMMUNICATION

Staff member had good communication skills and showed empathy with my problem. Had rung previously about the same issue, was satisfied with the outcome on this occasion.

9 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Andrew,

Thank you for taking the time to leave a review and we are glad to hear that the team were able to resolve your enquiry.

If you still have any questions, we are here to assist on 13 29 39 Mon to Fri 8:30 am to 6 pm or via web chat through our online member portal until 8pm except public holidays.

Thanks again Andrew for the review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Australian Unity is a good health fund…

Australian Unity is a good health fund for us. The rebates are comparable with where we were before. The staff are prompt, professional, welcoming, well informed, willing to assist, answer questions, and resolve issues where possible.

8 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Pam,

Thank you for taking the time to leave a review and we are glad to be able to provide you with insurance that meets your needs and supported by our team as you mention who are here to assist.

Thanks again Pam from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Great staff

Every time I have contacted Australian Unity they have been so friendly and helpful with my query and have my best needs at interest. They always offer me the best deals without me having to ask and are so friendly along the way. I am extremely satisfied with Australian Unity and would highly recommend their services to others purely because of their professionalism and ability to help in such an easy and quick manner. Thank you to all the beautiful staff who have always solved my issues so quickly.

8 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Sarah,

It is great to hear that the team at Australian Unity have been there to support you throughout your journey and thank you for the high recommendation.

Thank you for taking the time to leave a review and we look forward to continuing this service to you.

From the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

We were treated professionally by …

We were treated professionally by staff. We are older, and see no reason to change. We are members from many years back. Pleased when we were respected. Many thanks from Geoff

4 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Geoff, thank you for sharing your experience.

We're thrilled to hear you felt respected and looked after by our team as it's always our aim to make every member feel valued, especially those who've been with us for years.

Thanks again for your review and support over the years from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Australian Unity Experience

Australian Unity Experience

As a member of A U health insurance for over 30+ years my wife Helen & I have enjoyed courteous,
Capable, helpful service from all the various
Departments of AU . These have ranged from our point of payment for
Membership to AU’s covering & paying
my & my wife & families costs to the various healthcare professionals & agencies .
The systems are quite complicated & to do it alone would be a nightmare .

Thank you AUSTRALIAN UNITY .

2 April 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi David, thank you for sharing your experience with Australian Unity.

It’s wonderful to hear that you and Helen have received such reliable, helpful, and courteous service over the years.

Thank you for being a member for so many years and we look forward to continuing this service to you and your family.

From the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Very happy customer 😊

Very satisfied

Thank you 😊

30 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Carol, Thanks you for taking the time to leave a 5-star review.

We are glad to hear you are happy with your insurance cover and service.

Thanks again from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Professionalism with a human touch

​Following recent surgery, I have received exceptional support from Unity. Their representative managed to humanise the administrative process by perfectly balancing procedural diligence with genuine professional empathy.
​Their ability to recall the nuances of our previous interactions—details that likely weren't even on the official record—ensured I felt fully supported during a difficult time. This combination of expertise, reassurance, and clear communication reflects the highest standards of service and is the primary reason I would recommend Unity to others.

30 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Paul, we’re genuinely grateful that we could make your recovery a little easier that our team were professional and empathetic supporting you through your journey.

Thank you for sharing your experience and taking time to leave a review.

We wish you all the best on your recovery from everyone at the Australian Unity Health Insurance team.

Rated 1 out of 5 stars

Highly recommended… if you enjoy jumping through hoops and dealing with headaches when making a claim.

I initially submitted my claims in July last year, including invoices with all the correct information -my details, provider details, item numbers, service dates, and proof that I had already paid the full amount upfront. A few weeks later, I received an email asking for details I had already provided. Due to time constraints, I wasn’t able to follow it up immediately.

In February this year, I resubmitted the claims. After a lot of back and forth, the claims were finally approved. However, despite the approval, I never received any benefit payment at all. Only later did I discover that the payment had been made directly to the providers instead of reimbursing me, even though I had already paid the full amount upfront. As a result, I am still out of pocket and have not received a single dollar from my approved claim.

When I asked them to resolve the issue, especially if they wanted to retain me as a customer, there was very little effort to assist. Instead, I was told to contact the providers myself to arrange refunds, leading to even more unnecessary back and forth.

I am extremely disappointed with this experience. My claim was approved, yet I never received the payment I was entitled to, and resolving the issue has been unnecessarily difficult and frustrating.

28 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Sopheary, thank you for taking the time to leave a review and information about your experience.

This information has been taken on board and one of our specialists will be in touch soon to further assist you ensuring we are able to resolve your concerns.

In the meantime, feel free to contact us on 13 29 39 Mon to Fri 8:30am - 6pm were one of the team will be able to assist.

Once again thank you for taking the time to leave a review and information from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Australian Unity pricing is competitive…

Australian Unity pricing is competitive for same cover as most health cover providers. It is also relatively easy to contact them and when you do you are connected to someone that is usually very easy to understand and, in my experience, extremely pleasant to deal with.

27 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Thanks for sharing your experience, William!

We're glad to hear you found our pricing competitive as we strive to offer affordable Health Insurance cover to meet your needs and a supporting team here for moments that matter.

Thanks again for taking the time to leave a review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

I have been with Australian Unity for over 10 years

I have been with Australian Unity for over 10 years & found them to be the best in my concerns in my health cover & they have never let me down on any claims & award me with extras without costing me extra & reward you for your referring new customers in a big way & I was so surprised I thanked them in FB they are Genuine in wanting to help you with your health not like some I’ve been with in my past .i won’t be changing even with the rate rise but I’m sure it’s founded as others will raise higher & without care .Australian Unity cares

27 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Lynette, thank you for your wonderful feedback and for being such a loyal member of Australian Unity for over a decade.

It truly means a lot to us to hear how our commitment to genuine care and rewarding our members has made a real difference for you.

Thank you again for taking the time to leave a review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Jenny was very helpful and resolved my…

Jenny was very helpful and resolved my issue.

26 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Thanks, Tony, for your feedback!

We're glad to hear that Jenny was able to help and get your issue resolved.

Thanks again for taking the time to leave a review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Contacted Australian Unity today

Contacted Australian Unity today. Did not have to wait long as Australian Unity offer a convenient call back. Spoke with Duncan, their specialised advice officer. He was personable, informative with concise information and invited me to call back once I have all the information required for my medical condition. This is so I could be given further accurate information on my health cover. Also surprised pleasantly that Australian Unity invites members to pay in advance to avoid the upcoming fee increase. My wife and I are happy with the Australian Unity Hospital cover.

26 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Thanks for sharing your experience, Ralph. It’s great to hear Australian Unity made things easy with their call back service.

Being able to pay for your health insurance up to 12 months in advance before your new premium is effective is one way we offer support for our members.

Glad to hear you and your wife are happy with the hospital cover and thanks again for taking the time to leave a review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Problems could be easily solved!

I had a misunderstanding of the new premium offerings how it would affect my accumulated free weeks, and talked to a very patient and kind gentleman who patiently explained for a hour to convince me (due to my stupidity) how I could benefit from this year’s premium. This is how Australian Unity is trying to serve the members to make sure that we are happy dealing with them. I am very satisfied with the outcome!

24 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Audrey, it’s wonderful to hear you had such a positive experience with Australian Unity.

We are pleased that the team took time ensuring you understood every and value from your health insurance.

Thank you again for taking the leaving a review from the Australian Unity Health Insurance team.

Rated 5 out of 5 stars

Service on phone was very good a…

Service on phone was very good a helpful and understanding young lady. She was able to assist me very quickly and understood my concern. The only thing that is slow was the time to get onto a service person.

23 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi David, thanks so much for your feedback.

We're glad to hear that our team member was able to help you out quickly and with understanding and appreciate your patience regarding the wait time.

We certainly take your comments on board as we work to improve our service.

Thanks again for your review from the Australian Unity Health Insurance team.

Rated 2 out of 5 stars

Lack of communication We were told on several occasions that…

We were told on several occasions that roster staff would ring us back about support workers not arriving for services. We never receive any callbacks

23 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Karyn, thank you for taking the time to leave us this feedback.

We are truly sorry to hear that you have had this experience contacting us.

If you would like to reach our to us at customerfeedback@australianunity.com.au we'd be happy to get the team to contact you directly.

Rated 5 out of 5 stars

I never have a problem with australian…

I never have a problem with australian unity
It’s the best health funds around for clarity and refunds
The Phone service is always very polite and helpful submitting a a claim by Australian Post is always act upon quickly thank you very much

23 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Margret, thank you so much for sharing your wonderful feedback!

We’re truly delighted that you’ve had such positive experiences with Australian Unity.

Glad to hear our phone support team has been polite and helpful whenever you’ve reached out.

Thanks again for the feedback from the Australia unity Health Insurance team.

Rated 5 out of 5 stars

Completely happy member

I have just renewed my policy with Australian Unity Fund. I have been with AUF for in excess of 25 years. I find the staff to be friendly, courteous, polite and professional. Plus the cover I receive with my policy’s are certainly worth the cost of membership. I have recently had a lot of surgery and was shocked to see how much I would have had to pay, if I wasn’t covered by AUF. I couldn’t fault Australian Unity and would recommend them to everyone.

21 March 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Thank you for sharing your experience, Anne.

It's wonderful to hear how Australian Unity has supported you over the years, especially during your recent surgeries. As a valued member of more than 25 years, your recommendation truly highlights the quality of both the cover and our people. Wishing you a smooth recovery and continued peace of mind with your policy.

Rated 2 out of 5 stars

Not enjoyable experience

Signed up through a compare market, told a price similiar to our current heakth insurer.
Unable to log in/ create an account to see but once i finally managed to, noticed that the premium was same as website listed price and not quoted price by comparers. Names were also listed twice on policy, couldnt set up a direct deposit. Called AU, on hold for 20 mins and finally got through. Was told that the price difference was because our previous insurers apparently sent 4 different transfer certificiated and were all wrong. I was told that they were chased up and should have correct be EOW, heard nothing back and price was still the same a week later. Also told that there was already a direct debit set up from the comparers but it was not linking with the account so i could not set anything up. Still unable to make the direct deposit account and cant even log in anymore, it just sits on a loading screen forever (mobile and web version)

27 February 2026
Unprompted review
Australian Unity Health Insurance logo

Reply from Australian Unity Health Insurance

Hi Lucas, firstly thank you for taking the time to provide feedback and we are sorry for the inconvenience caused when joining Australian Unity Health Insurance.

I can confirm the team has been in touch and were able to resolve all of your enquires however if you do have any questions, feel free to reach out on 13 29 39 Mon-Fri 8:30am to 6:00pm AET.

Again, thank you for taking to time provide feedback which we are taking on board to ensure all new customers have a great experience, from the Australian Unity Health Insurance team.

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