AnnualTravelInsurance.com Reviews 

6,203
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 239 reviews, reviewers had a great experience with this company. Customers consistently praise the straightforward website and find that obtaining travel insurance is a very quick, smooth, and entirely painless process. Many people also appreciate that the offered prices are extremely reasonable, providing great value and staying competitive against other insurers. Users frequently note that customer service and support agents are helpful when handling queries. However, some people mentioned frustrating issues regarding auto-renewal, including being charged after trying to cancel or having unwanted coverage added. A few consumers additionally experienced unexpected and steep price increases when it was time to renew their yearly policies.

What people talk about most

Price

Reviewers mention positive feedback about price, consistently describing it as competitive, affordable, and... See more

User experience

People report positive experiences with user experience, highlighting how straightforward, quick, and easy... See more

Service

Users describe positive interactions with service, highlighting that staff are attentive, efficient, and... See more

Subscription

Customers had ambiguous experiences with subscription services, showing a wide range of opinions. Many... See more

Value for money

Consumers find value for money to be positive, consistently praising the competitive rates and affordable... See more

Reviews shaping this summary

Rated 4 out of 5 stars

A decent priced annual multi trip travel insurance. My only complaint is not being able to change the renewal date by a week or so to make it more convenient for us. Other than that seems all okay.... See more

Company replied

Rated 4 out of 5 stars

I asked if my travel insurance policy for the previous year had been renewed and if it wasn’t if the could arrange renewing it; waited a couple days for an answer to my email and they said it had been... See more

Company replied

Rated 4 out of 5 stars

Easy process to obtain annual travel insurance at a really good price for required level of cover. Will definitely have again.

Company replied

Rated 4 out of 5 stars

As a renewal quote I found the experience very long winded. All my details should already be in your system so it should have been quite straightforward.

Company replied


Company details

  1. Travel & Vacation

Written by the company

AnnualTravelInsurance.com is part of Cover-More Blue Insurance Services Limited (previously known as Blue Insurance Limited), a multi-award winning insurance company with over 15 years of experience and committed to offering comprehensive cover at very competitive prices to both Irish and the UK customers. At AnnualTravelInsurance.com, you can choose between Multi-trip, Single Trip or Backpacker policies and customise them by adding one or more optional cover, including Winter Sports, Travel Disruption, Cruise Cover and Excess Waiver.


Contact info

4.1

Great

TrustScore 4 out of 5

6K reviews

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4.1

All reviews

(6,203)

219 reviews in the last 12 months

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Rated 1 out of 5 stars

GREAT UNTIL YOU TRY TO CLAIM

I have been a loyal customer with this company for many many years now, they were always professional and the renewal process was always quick and easy and offered great value.
That is until you need to make a claim!!
You then find out that they sub out the claim handling to a third party who deals with your claim directly.(I missed the small print)
In August 2025 I was hospitalised for a week and couldn't go on my holiday due to depart the following day.
Once I got out of hospital I started the claims process using the information on ATI's website.

Unfortunately for me I had missed the email saying that they no longer use Reactive claims handlers but Gallagher Bassett.
My claim straddled this transition and unfortunately all my information was posted in error to reactive claims as a result.
When I realised this I then tried to get my claim information back, which included the £80 doctors letter back from Reactive.
They completely ignored all my e mails and didn't return my information.

I then contacted ATI.com and they weren't able to give me any help whatsoever.
Despite being a "loyal customer "for years.

I then sent a full photocopy of my claim file to Gallagher Bassett after starting a new claim with them.
Gallagher Bassett proved to be similarly inept at dealing with my claim.
Having sent a full file of photocopied information of my claim, different people have repeatedly contacted me every few weeks asking for the same information that I have previously submitted.

This claim has been going on now since August 2025 and I'm still no nearer to having my claim settled.

So BE AWARE ATI.COM doesn't handle your claims they farm it out to Gallagher Bassett.
If you look up Gallagher Bassett reviews they are less than complimentary.

We are now looking for an annual travel insurance company who actually deal with their own claims as a result of this ordeal.

26 February 2026
Unprompted review
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Peter,

Thank you for sharing your feedback and for being a loyal customer. We’re sorry to hear about your experience and understand your frustration.

We have sent you an email and have transferred your query to our claims department. A claims specialist will be in touch with you soon to support you further.

If you need any more help in the meantime, please let us know. We’re here to assist.

Kind regards,
Rahul

Rated 5 out of 5 stars

Easy to organise and great price

Easy to organise and great price

24 February 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Good Afternoon,

We're happy to hear that our organization met your needs, and that you found our pricing to be satisfactory. Thank you!

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Every helpful customer service that…

Every helpful customer service that helped me renew over the phone when my saved payment details had expired

23 February 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Arlene,

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 5 out of 5 stars

Very reasonably priced insurance.

Very easy and quick to get a quote. Reasonable prices offered.

22 February 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Assia,

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 2 out of 5 stars

The phone number to call is not…

The phone number to call is not recognised and I just wanted to ask for paper documents. Not satisfactory not to check telephone numbers given out to customers.

20 February 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Margaret,

Thank you for your feedback and for highlighting the issue with our phone number.

We’re sorry for any inconvenience this caused. We have resent your documents by email. If you need further assistance, please let us know we’re here to help.

Kind regards,
Rahul

Rated 1 out of 5 stars

Unable to log in

Unable to log in

21 February 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Helen,

Thanks for your feedback.

We’ve checked our system and can confirm that there is no registered account under your details. It looks like the registration process hasn’t been completed yet.

We’ve sent you an email with instructions on how to register. Please follow the link provided and select the “Register” option. Once registration is complete, you’ll be able to log in successfully.

If you need any further assistance, please reply to our email and we’ll be happy to help.

Kind regards,
Rahul

Rated 1 out of 5 stars

Disappointed ex custome.

Have sent 3 emails requesting a copy of a policy I purchased for 23/24 which I can no longer connect to through the portal, not a single reply let alone an acknowledgement. Having used them for 10 years very disappointing service. Only stopped using them due to age.

7 February 2026
Unprompted review
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Elaine,

Thank you for your feedback.

We’re sorry for the delay and any inconvenience caused. We have now sent you an email with your policy documents attached. If there is anything else we can help you with, please let us know, we’re here to support you.

Kind regards,
Rahul

Rated 4 out of 5 stars
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Customer,

We’re so glad to hear that! Every bit of encouragement helps us keep pushing to improve and deliver the best service we can. Your support truly means a lot to us.

Kind Regards,
Zainab.

Rated 1 out of 5 stars

I have been charged twice for this…

I have been charged twice for this years renewal so now have two policies with different policy numbers. I am currently travelling, so will contact you when I return to Ireland.
Your Policy Reference: ATIIFM/100428
Your Policy Reference: ATIIFM/100426

27 January 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Richard,

Thank you for bringing this to our attention. I’ll be following up with you personally.

Kind Regards,
Victoria

Rated 4 out of 5 stars
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Good Morning,

We're happy to hear that you had a good experience, and we appreciate you taking the time to share your feedback with us.

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Good value insurance

Good value insurance . Extensive cover

4 June 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Rob

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards,
Zuzanna

Rated 4 out of 5 stars

Easy process for travel insurance

Easy process to obtain annual travel insurance at a really good price for required level of cover. Will definitely have again.

10 February 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi

Thank you for taking the time to leave a review.

Kind Regards
Zuzanna

Rated 5 out of 5 stars

always been very efficient and…

always been very efficient and competitive in the past ,now I'm 70 it has increased a lot so will probably shop around next year

9 December 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Gary,

Grateful for your feedback! We’ll be sure to share this with the team. Your message will absolutely be passed along—it’s the kind of feedback that keeps us going and reminds us why we do what we do.

Kind regards,
Dominik

Rated 5 out of 5 stars

Great service

Great service. Renewal easy and straightforward

3 December 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Michael,

We’re so glad to hear that! Every bit of encouragement helps us keep pushing to improve and deliver the best service we can. Your support truly means a lot to us.

Kind Regards,
Zainab

Rated 4 out of 5 stars

Easy transaction

Easy transaction, pleasant staff

28 November 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Phil,

Thank you for taking the time to leave a review.

Kind Regards
Rahul

Rated 4 out of 5 stars

Overall very good.

Overall very good.

28 October 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Ian,

Thanks for the shout-out! We’re happy to have delivered a great experience. Whether it's something small or big, we want every moment with us to feel smooth and supportive—glad to know we hit the mark for you!

Kind Regards,
Victoria

Rated 5 out of 5 stars

Renewed insurance again

Great service.

10 November 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Miss Wright,
So great to hear this! Thanks for trusting us and taking the time to share. We know trust has to be earned, so it really means something special when someone says we got it right. Thank you!
Kind regards,
Temi.

Rated 5 out of 5 stars

Good Service

Thank you for a consistently good service.

21 September 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Graham,
Thanks for trusting us and taking the time to share. We're always working to make things better, so it’s really motivating when someone takes the time to share something positive like this.
Kind regards,
Temi.

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