ACT Credit Management Ltd Reviews 195

TrustScore 4 out of 5

4.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Possibly the most unhelpful company I have ever had to deal with. The staff that I had to deal with apart from Sophie (who was very polite ) are like robots. It seems when they speak to you that they... See more

Rated 5 out of 5 stars

I can't even fathom how my anxiety was trying to call a credit company over overdued debt but let me tell you, they are absolutely brilliant & very VERY helpful people. I was assisted by Nisha Chohan... See more

Company replied

Rated 5 out of 5 stars

I was so anxious before calling ACT thinking that I would have a terrible experience instead I was left so surprised... My fist conversation was a few months ago with Nisha Chohan, such a wonderful wo... See more

Company replied

Rated 5 out of 5 stars

Had the absolute best experience today on the phone with Hamzah at ATC. He was extremely patient and polite when explaining to me. As well as that, he had the most positive and kind attitude that you... See more

Company replied

Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

ACT Credit Management Ltd takes a diligent and professional approach to debt collection, offering a comprehensive suite of services, including debt recovery, tracing, credit reporting, and legal solutions. With over 20 years experience, we have partnered with high-profile clients across various industries throughout the UK. Our tailored approach ensures that each organisation receives a personalised service designed to maximise debt recovery while ensuring the best possible outcome for the customer. Our team work closely with our clients, safeguarding their reputation while recovering outstanding funds swiftly and efficiently.


Contact info

4.0

Great

TrustScore 4 out of 5

195 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 83% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I spoke to a lovely lady called Nisha

I spoke to a lovely lady called Nisha Chohan, I explained our current situation is still not so good and that now my mum has dementia which means I can't do any extra at work. She was so sympathetic and helpful and she put my mind at rest straight away. I really appreciate her kindness in a time of great difficulty. Thank you Nishia.

8 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Samantha,

Firstly, thank you for taking the time to review our service level given the current circumstances. We are proud that Nisha's service level helped put your mind at rest, I will pass it on to their manager. Reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers leave reviews like this. We are glad the call helped with this aspect and wish yourself and your mum the very best for the future. Thank you again Samantha.

Kind regards
ACT Team

Rated 5 out of 5 stars

Excellent staff

Jerrome is a real credit to ACT. He called me to keep me updated and has been nothing but helpful and supportive of me and how we can proceed moving forward. It’s a scary thought getting communication from debt collection agencies, but Jerrome has been so helpful and made it a more positive experience. Thank you so much Jerrome.

8 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Heather,

Thank you for your excellent feedback, we appreciate you taking the time to review our service level. What a fantastic review of Jerrome's service level, I will pass it on to their manager. Reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers use the words like this. We are glad the call was a positive experience. Thank you again Heather.

Kind regards
ACT Team

Rated 5 out of 5 stars

Very supportive and knowledgeable

Very supportive and knowledgeable, showing good understanding of the customer. The competence. Thank you Arsalan Haidar

8 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Trevor,

Thank you for your great feedback, we really appreciate you taking the time to review our service level. We are pleased to hear that Arsalan was supportive and knowledgeable, it is great feedback on their skill set and I will pass it on to their manager, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

Great listening skills....Great…

Great listening skills....Great service...Great Communication...5 Stars understanding my case and my situation...Overall a 5 Stars rating for the Great service...Keep up the Great work...

8 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Lua Linda,

Thank you for your great feedback, we really appreciate you taking the time to review our service level. It is great feedback, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 1 out of 5 stars

Incompetence or just ill-informed?

Received a letter from them threatening legal action, despite having agreement in place to pay, and never missing a payment. Maybe they just don't understand the Law.

7 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Dear Steffie Webster,

Thank you for taking the time to write this review. All feedback is highly appreciated, as it enables us to further develop the support we offer to our customers.

We can see that you have since been in touch to discuss this; thank you for contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

He was good and understanding he…

He was good and understanding he definitely needs a raise

6 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Selina,

Thank you for taking the time to leave a five star review of our services, we appreciate the feedback.

Kind regards
ACT Team

Rated 4 out of 5 stars

Jerrome was really helpful and took the…

Jerrome was really helpful and took the time to explain what the situation was to me and how I could deal with it. He was very helpful and professional.

4 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Paula,

Thank you for your fantastic feedback, we appreciate you taking the time to review our service level and Jerrome, I will pass it on to their manager.

Kind regards
ACT Team

Rated 5 out of 5 stars

I was so happy and relaxed after…

I was so happy and relaxed after speaking to Abubakar Mohamed. He was friendly and make it easy for me to have know what to do and how to do it.

1 December 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Victor,

Thank you for your great feedback, we really appreciate you taking the time to review our service level. We are pleased to hear that Abubakar was friendly it is great feedback on their skill set and I will pass it on to their manager, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

Nisha Chohan Was in Unbelievablely…

Nisha Chohan Was in Unbelievablely helpfully and completely resolved my situation and worries

30 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Jerry,

Thank you for your fantastic feedback, we appreciate you taking the time to review our service level. What a fantastic review of Nisha's service level, I will pass it on to their manager. Reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers use the words like this. We are glad the call resolved the situation and worried. Thank you again Jerry.

Kind regards
ACT Team

Rated 5 out of 5 stars

Staff acknowledgment

ACT, you have such a wonderful employee in Nisha. She is kind, clear and understanding as well as being extremely helpful. You should be very proud to have an employee like her.

28 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi,

Thank you for your fantastic feedback, we appreciate you taking the time to review our service level. What a fantastic review of Nisha's service level, I will pass it on to their manager. Reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers use the words like this. We are proud of all our agents and Nisha, thank you again.

Kind regards
ACT Team

Rated 5 out of 5 stars

I felt really great after the…

I felt really great after the conversation I had with Nisha today, she understood my current situation and provided me with the best outcome possible and I’m greatful for that. She’s was very helpful and nice over the phone, and I couldn’t have asked for better person to assist in resolving the current situation.

28 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Gurpreet,

Thank you for your fantastic feedback, we appreciate you taking the time to review our service level. What a fantastic review of Nisha's service level, I will pass it on to their manager. Reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers use the words like this. We are glad the call made you feel great. Thank you again Gurpreet.

Kind regards
ACT Team

Rated 5 out of 5 stars

Great work

Lisa was so nice, she was very helpful and respectful.

30 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi,

Thank you for your great feedback, we really appreciate you taking the time to review our service level. We are pleased to hear that Lisa was very helpful it is great feedback on their skill set and I will pass it on to their manager.

Kind regards
ACT Team

Rated 5 out of 5 stars

Great help

Great help
Clear information

28 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Sarah,

Thank you for the great 5-star review of our services, and for taking the time to leave feedback, we know reviews like this help others to engage.

Kind Regards
ACT Team

Rated 5 out of 5 stars

I spoke with justin this morning and i…

I spoke with justin this morning and i couldn't be more happy with the customer service. He understood my query and made a thorough plan to help with with my balance. The communication he put forward was also great too. Was really happy with the experience

28 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Beth,

Thank you for your great feedback, we really appreciate you taking the time to review our service level. We are pleased to hear that Justin made you feel comfortable on the call, it is great feedback on their skill set and I will pass it on to their manager, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

EPITOME OF PROFESSIONALISM

I was attended to by someone I described as epitome of professionalism. Nisha Chohan can best be described as truly good 👍
A patient and dedicated customer relations personnel.
Nisha, you are kind as you are good 👍 Thanks

28 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi John,

Thank you for your amazing feedback, we appreciate you taking the time to review our service level. We are pleased to hear that Nisha was the epitome of professionalism on the call, it is great feedback on their skill set and I will pass it on to their manager. I love this review wording and give you 5 stars in return, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

I gave 5 stars because the person I…

I gave 5 stars because the person I spoke with was understanding and helpful towards my situation,

27 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Anton,

Thank you for the great 5-star review of our services, we know reviews like this help others to engage with us at ACT and help them work out a payment plan.

Kind Regards
ACT Team

Rated 5 out of 5 stars

Great customer service

I spoke to a gentleman called Justin this morning who couldn’t have offered a more pleasant experience… given the circumstances. He was quick to help me with my query and had a comforting demeanour.

27 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Louise,

Thank you for your great feedback on our customer service, we really appreciate you taking the time. We are pleased to hear that Justin made you feel comfortable on the call, it is great feedback on their skill set and I will pass it on to their manager, reviews like this also help customers who are apprehensive about contacting us.

Kind regards
ACT Team

Rated 5 out of 5 stars

The gentleman was so kind and helpful…

The gentleman was so kind and helpful and such a difficult situation. I really appreciated being able to talk about my problem and having someone so willing to listen and help. I highly recommend this gentleman.

22 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Eva,

Thank you for the great 5-star review of our services, we are glad the gentleman on the call listened and helped. We know reviews like this help others to engage with us at ACT and help them work out a payment plan, so in turn you will also have helped others in a similar situation.

Kind Regards
ACT Team

Rated 5 out of 5 stars

Wonderfull and Excellent person very…

Wonderfull and Excellent person very helpful and explained everything perfectly

21 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Abdifitah,

Thank you for the excellent 5-star review of our services, we appreciate you taking the time.

Kind Regards
ACT Team

Rated 5 out of 5 stars

Most Polite and Most Helpful

I can't even fathom how my anxiety was trying to call a credit company over overdued debt but let me tell you, they are absolutely brilliant & very VERY helpful people. I was assisted by Nisha Chohan and she was an absolute delight. She eased away all my worries and we agreed to a comfortable method of repayment and all was good. I cannot thank you enough for helping me out.

10 November 2023
Unprompted review
ACT Credit Management Ltd logo

Reply from ACT Credit Management Ltd

Hi Desmond,

Thank you for your fantastic feedback, we appreciate you taking the time to review our service level. We are pleased to hear that Nisha was absolutely brilliant and very VERY helpful on the call, it is great feedback on their skill set and I will pass it on to their manager. I simply LOVE this review wording and give you 5 stars in return, reviews like this also help customers who are apprehensive about contacting ACT, especially when our customers use the words like 'comfortable method of repayment'. We are glad it helped ease away your worries. Thank you again Desmond.

Kind regards
ACT Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look