Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more
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About Waggel
Written by the company
Less stress, more love.
At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.
Why Waggel?
We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:
- One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
- No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
- Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
- Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.
Contact info
1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom
- www.waggel.co.uk
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I hope that if a claim is made, WAGGEL will meet expectations…
Renewing insurance for my dog and two cats is always difficult- trying to find the best value for money and, more importantly, deciding how much to insure them for because you never know what may happen. They all seem to expect +/- £250 plus 20% - 25% of the balance which is a big ask when you are already paying +:- £1000 per annum. I hope none of my pats ever need to make a claim but I can only hope WAGGEL will step up if the need arises. That said, the process of insuring with WAGGEL was straightforward and what they offer is easy to understand. Haven’t had to make a claim as yet so unable to rate their reliability.
So good so far
Easy to contact, lovely lady on phone talked me through completing form in online. Pre-authourisation for scan processed quickly. First time we've had to use insurance for our dog but so good so far.
Made the decision so easy for me to…
Made the decision so easy for me to join a company who has my pets best interests at heart
Waggol was very quick dealing with my…
Waggol was very quick dealing with my claim , which was complicated,but did a good job.
Waggle for no fuss pet insurance cover
Waggle was recommended to me by a friend. The website was easy to navigate and straightforward to obtain a quote. Waggle recognise that even more mature dogs can benefit from insurance cover. Was satisfied with the experience.
Hood overall
Website was fairly clear and explanatory notes and directions to more information were helpful
All staff who dealt with my claim was…
All staff who dealt with my claim was very helpful at all times when I contacted them thank you Waggel
Excellent Service and user experience
Unfortunately we lost our dear Beagle Jasper on Monday after quite the battle with Cancer. Waggle have been incredibly supportive throughout and recently when claiming have been no trouble to deal with at all and despite having a backlog due increased claims cases - I feel my claims were dealt with very quickly indeed. The website is a doddle to use and updated regularly - I haven’t had the need to speak to anyone directly but email and website communications are prompt and helpful.
Will definitely be back should we decide to embark on another doggo relationship.
Really amazing communication from the…
Really amazing communication from the team and super fast. Cannot recommend enough.
May use AI-assist with repliesRead more
Same as all the other insurers
Same as all the other insurers. The ownership for my cat has been transferred since 2020 but has been continuously through waggle with no interruption. I took over care in 2023 and because I uttered the word to my vet that she had problems since she had entered my care covered denied as a pre-existing condition. Very poor show waggle.

Reply from Waggel
New to Waggel.
I found the website informative and easy to navigate. I have tranferred from my previous contract as it was too expensive. I have found the offers of Waggel to be ideal for the coverage I was looking for. I now have my two pets covered for less than I was paying previously just for my dog. Options are good so I was able to choose the best option for my pets and for my finances.
Thoroughly Recommend
As always. Responsive and very helpful. I only have positive comments about Waggel. Thoroughly recommend this company.
I am well pleased with the attitude of…
I am well pleased with the attitude of Lauren who was born helpful and patient when I called.
Overall excellent..
The website was easily navigated and…
The website was easily navigated and insurance was put in place, the direct debit set up and cover began. But then the emails began, numerous emails with various details of reason to deny the claim 🤔 this has really put me off and I have cancelled the direct debit/policy 🤷🏻♀️ I won't pay for a service which has already told me won't pay out...

Reply from Waggel
Waggle are no fuss insurance
Waggle are no fuss insurance offering compassion when I needed it most. Excellent service from them and I woold highly recommend them.
Easy to understand and the service…
Easy to understand and the service details easy to setup direct debit payments
Very simple to fill in and get a quote
Very simple to fill in and get a quote. I could clearly see what was included.
Very good value for money.
Excessive increases
Overall, I have had a positive experience with this pet insurance. I never encountered any major issues when submitting claims, and my reimbursement requests were processed successfully. The claims process was straightforward, and I have generally been satisfied with the service.
However, I am disappointed by the significant increase in renewal premiums. I started my policy three years ago at approximately £50 per month. During the following years, I made only relatively modest claims, so I initially assumed that the substantial premium increases were related to those claims and did not question them.
This year, however, I did not make any claims at all, yet my renewal quote increased from around £130 to approximately £180 per month. Seeing such a large increase despite having no claims has been very disappointing.
One important point for prospective customers is that, once your pet develops a medical condition, changing to another insurer can become difficult because pre-existing conditions are often excluded from new policies. For that reason, I would encourage anyone considering this insurance to think carefully before choosing a provider. While the premiums may seem very competitive at the beginning, they can increase dramatically over time, as my experience has shown.

Reply from Waggel
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