True Traveller Reviews 

3,347
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 34 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the quick and straightforward claims process, with payouts often received within hours of submission. Reviewers frequently praise the helpful and professional nature of the support team during their travels and trip planning. People note that the policies offer competitive quotes and make arranging long term coverage easy. Some reviewers were not happy with claim denials, stating that they were left with significant unexpected medical or travel expenses. A few people also experienced communication difficulties and unresponsive support when trying to resolve urgent issues. Others mentioned frustrations regarding strict policy conditions and a lack of transparency during medical screenings.

What people talk about most

Claim

Consumers find claim to be ambiguous, with highly mixed experiences regarding the processing of requests.... See more

Service

Reviewers mention ambiguous feedback about service, with some customers sharing highly positive experiences... See more

Payment

People report ambiguous experiences with payment, reflecting a stark contrast in consumer satisfaction. Many... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically depending on... See more

Price

Customers had ambiguous experiences with price. Some reviewers found quotes to be the most competitive and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Me ans my wife went trekking in Nepal. We unfortunately made a claim as my wife become ill whilst on the mountain. True traveller sorted everything quickly and made a terrible situation easily for us.... See more

Rated 5 out of 5 stars

Really impressed with True Traveller’s service. The process was smooth and my claim was paid within 2 hours. Excellent experience overall. From Emailing evidence to funds in my account. Very Impressed... See more

Rated 5 out of 5 stars

True Traveller exceeded expectations handling our son’s claim for medical expenses after an accident in Cambodia thanks to professionalism of Rron who processed the claim, Tamara Mikulicová, Jos... See more

Rated 5 out of 5 stars

It was easy to claim and also easy to send all the documents using only my phone. Additionally, they acknowledge the claim the same day, and they also fulfilled the timelines provided. 100% recommend... See more


Company details

  1. Travel Insurance Company

Written by the company

True Traveller does not pay Trustpilot for reviews. While 96% of our Trustpilot reviews are rated 4 or 5 stars, our overall TrustScore is negatively impacted because we no longer use Trustpilot’s paid review services, including actively requesting customer feedback through their platform. Unfortunately, Trustpilot permits anonymous submissions and will not remove reviews even when we can provide evidence that they were not written by genuine customers. On one occasion, we were compelled to take legal action against Trustpilot following the defamation of a member of our staff. However, such actions are not feasible on a regular basis due to the significant costs involved. For verified and authentic feedback from real customers, we encourage you to visit our review pages on Google or Reviews.co.uk, where all reviewers are confirmed as genuine policyholders. True Traveller welcomes fair, balanced, and constructive feedback. However, we do not engage with or endorse anonymous or unfounded claims.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

5-star
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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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3.6

All reviews

(3,347)

33 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

4.5/5

Would recommend and I'll consider them again for the future.

However, they resolved my claim after three days of not answering my query and after I left a negative review on here. 4.5 Stars from me

3 August 2024
Unprompted review
True Traveller logo

Reply from True Traveller

Hi there

As this claim relates to a medical matter, we cannot comment on details of this claim to protect our customers medical confidentiality.

However, we can explain how a claim works. If you have a claim, you can submit all the details on our website, and we automatically acknowledge that claim to you by email. In a day or so, we assign a claim handler to your case, as we let you know who that is.

On making the claim, we do request what information we need to process your claim. For a medical claim, this would involve an explanation from you on what happened, what steps you took, and invoices from the medical facility you attended. If the claim is over a certain amount, we will also ask for a copy of the medical report you would have been given.

If everything is in order, our claims team can assess the claim right away, and again if over a certain amount, will need a supervisor to approve payment. In the case where information which we have asked for hasn’t been provided, we’ll contact you for that information, as we will not be able to progress the claim without it.

If the claim is approved, claims are normally paid within 10 working days, and we tell you this from the beginning. At less busy times of year, same day claim payments are not uncommon when we have all the information we need at the beginning of the process.

Being August, and the peak holiday, and as a result, the peak claims season as well, our claims team are still working within the 10-working day agreement we have made with our customers.

The True Traveller

Rated 1 out of 5 stars

STAY AWAY from this insurance

I had some health issues while in the US. I call the customer service and they didn’t cover my expenses for urgent care, nor the ER. I would have had to pay everything by myself (almost 3600+170$) and then…. Later….. maybe…sending them all the documents they could’ve refunded me in a little percentage. The worst thing was that while feeling very sick, tired and aching I had to speak with an agent who were not able even to speak a good English! Shame on you

28 July 2024
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

We asked, via Trustpilot, who this reviewer was, but they never responded.

The whole review is a piece of fiction, and Ubi Maior Film does not exist.

Ubi Maior Film has also left a 5-star review for a Hire Car company, in and amongst lots of negative reviews. If you google “Buy trustpilot reviews” on Google, there are lots of companies selling 50 5-star reviews for $500. And a lot of companies buy them. To make their false 5-star reviews look more authentic, they’ll randomly leave a 1-star review on someone else’s business. And this is what this is.

Trustpilot won’t remove them, and won’t tell business who the reviewer is, so no review can be challenged. They used to verify reviewers to see if they were authentic, when asked, and back then we used to pay them for their service, but they stopped doing that. So now we don’t feel they’re trustworthy anymore, and we won’t pay them. Google remove reviews when they’re plainly fake, as this one is.

We do, very occasionally, receive 5-star reviews which people have obviously left by mistake, as they meant to leave it for a different company. We ask Trustpilot to remove these as well, and they remove those immediately.

We’re fortunate in that we have thousands of 5-star reviews going back to 2012, so the odd fake review doesn’t affect us, but we do feel compassion for start-ups who may also receive 1-star reviews which may really affect their business, and Trustpilot does nothing to correct things.

True Traveller

Rated 5 out of 5 stars

Had an injury in America

Had an injury in America, phoned insurance for advice came home submitted a claim at 11am and it was in my bank the same day, couldn't ask for any better service.

1 August 2024
Unprompted review
Rated 5 out of 5 stars

Travel with piece of mind

Good value, comprehensive travel insurance, easy claims procedure, fast response and friendly assistance. Allows you to travel with piece of mind.

1 August 2024
Unprompted review
Rated 5 out of 5 stars

Very fast response to our claim

Very fast response to our claim. No issue in reimbursing the money. We had 4 small claims throughout one year of travel insurance with True Traveller and each was solved very fast and with no issues.

26 July 2024
Unprompted review
Rated 5 out of 5 stars

Good price, all claims were resolved

The price is great in comparison with other insurance houses in my home country. I’ve had to make one medical (minor) and one excess claim and both were resolved to my satisfaction within several days. Would use True Traveller again.

26 July 2024
Unprompted review
Rated 4 out of 5 stars

Solid travel partner?

We contracted travel insurance when we were on a trip to Vietnam, True Traveller.
My barely verbal son complained about headaches on the right side of the head. We brought him to the pediatrician in American hospital, she found out that he needed glasses. We paid and claimed the consultation fee, True Traveller answered that they wouldn't pay saying that we chose to give treatment in Vietnam. As a reminder, in Norway any treatment is free for my son, so why would we choose that, plus we only asked for the consultation fees back.
From my experience, insurance is like a travel partner in case of need.

The latest update: The claim was finally accepted, thanks to Sandra who took the time to read the claim to find out that my son suffered from a strong headache and that an eye check was ordered by this doctor to reach a diagnosis. She sent us a comprehensive email that made us feel better, and more understood.
I still have mixed feelings but I feel way better with True Traveller now.

10 July 2024
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

We cannot comment on specific claims to protect the medical confidentiality of our customers.

However, in general terms, the medical part of travel insurance covers you for urgent medical attention if there is a sudden and unexpected accident or if you become ill during a trip. Your travel insurance doesn’t cover any elective treatments you may choose to have, for example a general check-up or immunizations, nor for any minor, non-emergency treatment.

No travel policy, nor indeed health insurance, pays for eye tests, and even when threatened with 1-star reviews, can we pay for claims which are non-urgent.

The claim has been passed over to our Compliance Officer for review.

True Traveller

FOLLOW UP:
Our Compliance Officer overturned the decision made by the Claims Handler, and the claim has been paid in full.

Rated 5 out of 5 stars

Efficient

Efficient, no-nonsense service

23 July 2024
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

Thanks for the review, and thanks for coming back to us confirming who you are!

True Traveller

Rated 5 out of 5 stars

The perfect insurer

The perfect insurer. So.easy to claim, customer service it A1, they reply to emails incredibly quickly. I've claimed off them a few times and I'm always pleasantly surprised at how easy it is.

18 July 2024
Unprompted review
Rated 5 out of 5 stars

Amazing experience

Amazing experience! They answered the same day I did the claim, and it was easy and fast the communication.
I was speaking with Patrik!
I reccomend them!

15 July 2024
Unprompted review
Rated 4 out of 5 stars

They Reimburse Medical Claims

Update 15/07/2024:

I've changed my rating from 1/5 stars to 4/5 stars. I think that it's unfortunate that I cannot rate True Traveller separate from their partner - AXA as I would rate True Traveller as a 5/5 and AXA as a 2/5.

True Traveller has always been very responsive and very prompt to reimburse out of pocket expenses. After sending screen shots of the bill from the hospital app to True Traveller, they reimbursed me the same day. They also provided a thorough explanation of the delay in payment - the US hospital had refused to give AXA the invoice.

The reason why I give AXA a 2/5 is because of their lack of response. I emailed them on July 5th for an update as well as July 10th - and they ignored both emails. They were also uncooperative - the hospital asked for a claims address to provide the invoice to, but AXA would not give me this address.

Original review:
Avoid! I took out travel insurance because I was going to be traveling to the US with my baby and wanted to be extra safe. Unfortunately, my baby needed to seek urgent care in the US. True Traveller outsources to AXA who agreed to pay for the ER (I have this in writing) but then never paid the hospital and also ghosted me - they stopped responding to my emails! We went to the ER on May 31st and it's now July 12th. I called True Traveller directly who assured me that AXA would get in touch with me right away and still have not heard back. Now the US hospital is contacting me via the hospital app every day for payment and says that they cannot get in touch with my travel insurance. The bill is $4,152.

31 May 2024
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

We cannot specifically comment on any reviews made on third party review sites to protect customer confidentiality, particularly if it refers to medical cases.

However, on a general level, getting hospitals in North America to release invoices, even after receiving formal guarantees of payments, can be exhausting. They will in almost all cases only ever send them to the patient.

So, in this situation, just forward these invoices to your insurance company for them to deal with.

True Traveller don’t outsource cases to AXA. We partner with AXA, one of the largest insurance companies in the world, and they handle all our emergency medical cases.

True Traveller

Follow up: The facility involved wouldn't even release the invoice or confirm costs to our customer, let alone us, which was a first. Our claims team however liaised with our customer and managed, through the “app” which the hospital had provided, to pay the claim down in full. Well, as much as we could anyway, as they still wouldn’t 100% confirm costs.

Rated 5 out of 5 stars

Really impressive service.

We had to claim for my partner’s emergency dental work, and the exact money for the claim came into our bank account in a matter of hours. Khatia was our agent and she was extremely efficient.

15 May 2024
Unprompted review
Rated 5 out of 5 stars

Unfortunately had to use my insurance but making a claim was quick and easy

Having used True Traveller for 2 big trips, I unfortunately needed to use the insurance for my latest trip. The claims process was quick and easy! The prices are always competitive which makes it even better. Thank you for looking after us I will use you again and have already recommended to friends before needing to make the claim.

22 June 2024
Unprompted review

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