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The Mortgage Works Reviews 

2,811
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 695 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and patient throughout the entire mortgage process. People also deeply appreciate the quick response times and clear communication, which make complex applications feel completely straightforward and manageable. However, some customers also noted frustrating delays, poor communication, and unhelpful interactions with certain staff members. A few reviewers experienced administrative confusion between different teams and perceived a noticeable lack of proper guidance during their applications. These individuals felt that the support provided fell short of expectations, leading to unnecessary stress and complications.

What people talk about most

Staff

Users describe positive interactions with staff, praising advisors for being helpful, professional, and... See more

Service

Clients share positive opinions on service, noting that staff make the application process straightforward,... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting professional and genuinely helpful... See more

User experience

Customers had positive experiences with user experience, finding the mortgage application process simple,... See more

Response time

Reviewers highlight positive aspects of response time, consistently noting prompt replies and smooth... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have a mortgage with the company and this was a further borrowing application. Jake Scane was helpful calm and went through all my options and rates etc and there was no pressure. He had emailed me... See more

Company replied

Rated 5 out of 5 stars

Tilly was incredibly helpful and was fantastic right from our very first conversation. She gave clear, honest information, was really easy to talk to. Even with just one call, I already feel confident... See more

Company replied

Rated 5 out of 5 stars

I spoke to two people. The first to discuss my eligibility for a mortgage product that I found online and then the second being the consultant later on that day. Both were clear, succinct and patient... See more

Company replied

Rated 5 out of 5 stars

Laura McBurney was amazing! She was able to help me complete all the information by telephone because I am very bad at technology and I didn't have access to a computer. Laura was very patient an... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About The Mortgage Works

Written by the company

The Mortgage Works is the buy to let lender of Nationwide Building Society.

Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, we’ve got a range of products and specialist staff to support you with your mortgage.

We’ve been providing buy to let mortgages since 1988, so you can be sure your mortgage will be with one of the most experienced lenders in the business.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.6

All reviews

(2,811)

685 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

friendly staff

friendly staff, efficient process. would recommend

26 August 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that you had such a positive experience with our friendly staff and efficient process. Thank you for your recommendation!

Rated 5 out of 5 stars

Very easy process

Very easy process. James on the initial call and Frances on the appointment we're both very helpful and easy to deal with.

2 September 2026
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Reply from The Mortgage Works

We're so pleased to hear that the process was easy for you. It's wonderful to know that our team members were very helpful and easy to deal with. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Frankie was amazing at helping me…

Frankie was amazing at helping me through the process of applying for an advance on my mortgage

2 September 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so pleased to hear that our team member was amazing and helpful throughout your mortgage advance application process. Thank you for your positive feedback!

Rated 5 out of 5 stars

Really straightforward experience

Really straightforward experience, Natasha has helped with a couple of remortgages and has been fantastic. Will use again.

2 September 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so glad to hear about your positive experience with our remortgaging process. We appreciate your kind words and look forward to assisting you again.

Rated 5 out of 5 stars

Good customer service

Good customer service: smooth communication, prompt response, clear instructions and straight forward process of application.

24 August 2026
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Reply from The Mortgage Works

We're so pleased to hear that you experienced smooth communication, prompt responses, and a straightforward application process. Your positive feedback is truly appreciated!

Rated 1 out of 5 stars

Extremely disappointing experience with…

I approached TMW for the first time because of its association with the Nationwide Group, but unfortunately, it was a terrible experience.

The advisor demonstrated a serious lack of knowledge, experience, and due diligence, appearing more focused on completing and submitting the application than properly understanding my circumstances. This resulted in wasted appointments, unnecessary delays, and significant frustration.

Even worse, the advisor was difficult to approach and unavailable when support was needed. Due to the lack of proper guidance and experience, I ultimately lost my property transaction and my credit score was impacted.

For such an important financial process, I expected far better professionalism and support. I would not recommend TMW based on my experience, sorry!!

21 August 2026
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Reply from The Mortgage Works

We are truly sorry to hear about your experience with us. We understand your frustration with the outcome of your application. We appreciate you bringing this to our attention and will be in contact to discuss further with you.

Rated 5 out of 5 stars

I cannot praise the service I received…

I cannot praise the service I received this morning enough. The young lady 'Lydia' who answered my call was not only incredibly polite but was able to answer my issue efficiently and effectively pointing me in the right direction and answering my questions perfectly.

She was able to look further into my request and investigate what I was asking for finding a solution and as far as I am concerned went above and beyond. She is an absolute testament to the firm and what customer service is all about. Thank you.

28 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are so happy to hear about your excellent experience with our team member. It's wonderful to know that we could efficiently resolve your issue and provide such helpful assistance. We truly appreciate you sharing your positive feedback.

Rated 5 out of 5 stars

I already had existing TMW mortgages

I already had existing TMW mortgages, and wanted to secure another purchase, Daniel Morris always makes the whole process a lot easier, great communication every step of the way and quick to respond and makes the whole process and application complete smoothly ....would strongly recommend Daniel at TMW. 5*.

27 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are so pleased to hear that we could make the process of securing another purchase a lot easier for you. It's wonderful to know that our team provided great communication and quick responses, ensuring a smooth application.

Rated 5 out of 5 stars

Very good communication and got…

Very good communication and got everything sorted on time. Very patient and very good at her job.

25 August 2026
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Reply from The Mortgage Works

We're so pleased to hear that you experienced such good communication and that everything was sorted on time. It's wonderful to know that our team member was patient and excellent at their job.

Rated 5 out of 5 stars

Professional

Friendly.
Professional and very knowledgeable.
Fast and easy to go through.
Excellent service from Laura McBurney.
Laura made the process easy for me and was very informative.

17 August 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that you found our team to be friendly, professional, and knowledgeable. It's wonderful that the process was easy and informative for you. Thank you for your kind words!

Rated 5 out of 5 stars

I can only talk about Daniel who was…

I can only talk about Daniel who was looking after me he was excellent professional and friendly explained everything and made sure I understood.
I would 100% use TMW again mainly due to Daniel and I would like to have him dealing with me again

25 August 2026
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Reply from The Mortgage Works

We're so pleased to hear about your excellent experience with one of our team members! It's wonderful to know that their professionalism and clear explanations made such a positive impression. Thank you for your kind words and for recommending us.

Rated 5 out of 5 stars

Excellent advise and good communication…

Excellent advise and good communication of products available
The advisor was very helpful

25 August 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're so pleased to hear that our advisor provided excellent advice and communicated our products so well. Thank you for your kind words!

Rated 5 out of 5 stars

Daniel explained everything great happy…

Daniel explained everything great happy with the mortgage .Thankyou.

24 August 2026
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Reply from The Mortgage Works

We are so pleased to hear that everything was clearly explained and that you are happy with your mortgage. Thank you for your feedback!

Rated 5 out of 5 stars

Darren has been professional and super…

Darren has been professional and super efficient throughout, guiding us through the process

24 August 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that you found our service professional and efficient, and that we were able to guide you through the process effectively. Thank you for your positive feedback!

Rated 5 out of 5 stars

Beth Carter was very helpful and…

Beth Carter was very helpful and informative. She made the process run quickly and smoothly.

25 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so pleased to hear that our team member was helpful and informative. It's wonderful to know that the process ran quickly and smoothly for you!

Rated 5 out of 5 stars

Spoke to Callum a few days ago and he…

Spoke to Callum a few days ago and he was very helpful and understanding. Great customer service👍🏻

25 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so glad to hear that our team member was helpful and understanding. We appreciate you taking the time to share your positive experience with us!

Rated 5 out of 5 stars

Daniel was very helpful

Daniel was very helpful, and easy to talk to. Thankyou Daniel.

25 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are so glad to hear that our team member provided such helpful and engaging assistance. We truly appreciate your kind words.

Rated 5 out of 5 stars

Daniel at the Mortgage works…

I spoke to Daniel at the Mortgage works today. He was great. Talked about what was available to me and explained this clearly and thoroughly. He made the whole process easy to understand.

24 August 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that our colleague provided such clear and thorough explanations, making the process easy to understand for you. Thank you for sharing your positive experience!

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