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SoLo Funds Reviews 2,413

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,416 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user experience, finding the process of obtaining funds to be quick, easy, and stress-free. Many appreciate the efficiency of the service and the helpfulness of the customer support, noting that assistance is readily available when needed. The app is often highlighted for its ease of use and well-designed interface, making financial transactions smooth and accessible. However, some customers expressed dissatisfaction with payment-related issues, such as difficulties with card verification or unexpected charges. A few people also mentioned concerns about the responsiveness of support or issues with loans not being visible in the marketplace for those with lower credit scores.

What people talk about most

User experience

Clients share positive opinions on user experience, consistently describing it as easy, smooth, and... See more

Payment

People report ambiguous experiences with payment. Many customers praise the fast funding, with money arriving... See more

Service

Reviewers mention positive feedback about service. Many customers appreciate the fast loan approvals and the... See more

Application

Users describe positive interactions with the app, often highlighting its usefulness for finding funding... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers praise the quick and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied

Rated 5 out of 5 stars

It's nice knowing that money i lend is being used by real paps who are in a bind, likewise if I borrowz jts nice to know its real people making profit via interest not just a skillemmmmmm.

Company replied

Rated 5 out of 5 stars

This is the best l. I literally love Solo! They helped me after a few minutes of setting up my account and submitting my request for funds. My request was approved. This is the best site if you need a... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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Asks customers to review

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Rated 5 out of 5 stars

Solo is amazing !

Solo is amazing !! I didnt believe this was real until I joined! Really A blessing if you find yourself in a bind.!!

26 April 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Shana,

We’re really glad Solo could be there for you when you needed support most. Hearing that the experience felt like a blessing means a lot to us.
Thanks for being part of the Solo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

A great experience

A great experience. Fast.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re happy to hear you had a great experience and that the process was fast and seamless for you.
We appreciate you being part of Solo!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Becky,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

Everyone was very helpful when I needed…

Everyone was very helpful when I needed the money for expenses car repairs or very simple groceries.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad Solo could help when you needed support for important expenses like car repairs and groceries. It means a lot to hear that you felt supported along the way.
We appreciate you being part of the Solo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It took a long to get a loan but this…

It took a long to get a loan but this time with the update I got one. Thanks Solo!

22 May 2026
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Reply from SoLo Funds

Dear Antoinette,

We understand the process may have taken longer before, so we’re really glad the recent update helped you get the loan you needed.
Thanks for sticking with Solo, and we appreciate you being part of the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Awesome place

Awesome place. Very helpful and informative. Lenders are awesome also. It’s nice to know people still care about helping.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Wonderful

It took a few hours, but I received the money I needed.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Martha,

We’re glad you were able to receive the money you needed, and we appreciate your patience during the process.
Thanks for being part of the Solo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

First time using anything like this and…

First time using anything like this and it was so awesome! People helping people was so great to see!!

21 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jennifer,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great app to find funding you need in a…

Great app to find funding you need in a pinch.

21 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Griffin,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Helped me on my emergency bills

Helped me on my emergency bills. I truly have the trust with Solo always there for my needs

22 May 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re so glad Solo could help during a difficult moment with your emergency bills. Earning your trust means a lot to us, and we’re grateful to be there when you need support.
Thanks for being part of the Solo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re happy to hear the process felt easy and seamless for you. Providing a simple and smooth experience is what we strive for. Thanks for choosing Solo!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Love the App Thanks to all the people…

Love the App Thanks to all the people out there who are willing to help the people in need.

12 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jolynn,

We’re so happy to hear you love the app. The support from our community of lenders truly makes a difference, and we’re grateful to have you as part of Solo.
Thanks for sharing your experience!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The company is there when I need them…

The company is there when I need them the most

20 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tracey,

We’re glad Solo could be there for you when you needed support most. Helping our community through important moments is exactly why we do what we do.
Thanks for being part of Solo!

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

Easy to use great help desk when you…

Easy to use great help desk when you have questions

20 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Krista,

We’re happy to hear you found Solo easy to use and that our help desk was able to support you when you had questions. We appreciate you being part of the Solo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Shane,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

My loan was almost instantly

My loan was almost instantly. The community on Solo is amazing

20 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear PB,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This app is awesome comes in handy when…

This app is awesome comes in handy when you need it…There are people who are willing to help out a stranger ❤️

20 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear SM,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Nice community

20 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Chris,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

Rated 1 out of 5 stars

Good concept but lender loses 12% (solo…

Good concept but lender loses 12% (solo fee)if borrower is one day past due date. They make it sound like the borrower is being charged but a perfect example is if a $500 loan is repaid one day after the due date solo takes $60(solo fee) and the lender only gets back $440. Not sure how this makes any sense, penalizing the lender instead of the borrower. Their SLP protection is pretty much the same thing where you would lose 10% if borrower is one day past due date. They basically try to spin what they're telling you. I like the idea and would invest a lot more money but they have to support their lenders more. Support your backbone solo and you'll have a lot more lenders. I'm assuming we'll see the typical reply of we're trying to recover your money, I'm good with that but charge the borrower not the person providing.

24 April 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for reaching out.

To help us better serve you, kindly provide your email address or account name or ID so we can accurately identify your account.

Thank You,
SoLo Community Expert

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